Insurance companies strive to reduce repair costs and minimize payouts to policyholders by capitalizing on their lack of experience. Let us assist you in safeguarding your interests and ensuring that the insurance company fulfills its duty to make fair and timely payments.
Excel Adjusters focuses on property loss claims, serving both residential and commercial clients affected by water, fire, earthquakes, floods, and theft. Our track record includes the successful handling of more than 2,000 damaged property claims to date.
How we do it
Excel Adjusters Inc, with 20+ years of property claims expertise and a background in contracting, is dedicated to ensuring our clients receive fair compensation for their damaged properties. We provide comprehensive assistance and guidance to insured individuals throughout the entire claims process.
YEARS OF EXPERIENCE
for Property Damage Claims
WHAT IS A CHINO HILLS PUBLIC INSURANCE ADJUSTER?
A Chino Hills public adjuster is an impartial professional who assists policyholders in resolving insurance claims. When filing a claim, insurance companies have their own adjusters, but you should have an independent adjuster on your side as well. An independent adjuster in Chino Hills will evaluate the damages caused and determine a fair compensation for the policyholder. A Chino Hills public adjuster frequently advises for a higher claim payout compared to an adjuster chosen by the insurance company.
Why is that? It’s because the insurance company’s adjuster is focused on minimizing their costs rather than prioritizing your settlement. On the other hand, a Chino Hills public insurance claims adjuster works independently from your insurance company. Their objective is to thoroughly review your claim and ensure you receive the maximum compensation for your loss or damage.
Both types of adjusters perform similar tasks on the same claim. However, your Chino Hills public adjuster may adopt a different approach to the auditing process. Their investigation is often more comprehensive and in-depth compared to the adjuster assigned by your insurance company. The insurer’s adjuster may not have the same level of dedication to gathering all the relevant information and fully comprehending the overall situation. A dedicated Chino Hills public adjuster diligently collects all the required information and data to ensure a just and proper settlement amount.
HOW DOES A CHINO HILLS PUBLIC ADJUSTER WORK FOR YOU?
Chino Hills Public insurance adjusters have a range of duties. Firstly, they diligently assess all the facts and evidence pertaining to your claim. The standards for evaluation are typically higher for Chino Hills public adjusters than for adjusters appointed by insurance companies. Once all the evidence has been collected and examined, your insurance Chino Hills public adjuster will compile and present their findings along with a suggested payout.
In many cases, the Chino Hills public adjuster’s findings often differ from the insurance company’s adjuster’s findings. When these discrepancies occur, a negotiation typically follows, and your Chino Hills public adjuster will work directly with your insurer to resolve the issue quickly. You won’t need to be involved in the process as the Chino Hills public adjuster will handle all the necessary work for you.
SHOULD YOU HIRE A CHINO HILLS PUBLIC ADJUSTER?
Consider hiring a Chino Hills public adjuster if you have a substantial claim to make. The outcome of a claim can greatly differ depending on the adjuster involved. Unfortunately, policyholders who handle their own claims without a public independent adjuster often receive a lower payout. By enlisting the help of an independent adjuster, you can ensure you receive the maximum settlement you are entitled to. Hiring a Chino Hills public adjuster can also help you avoid the frustration of dealing with the insurance company on your own.
Collaborating with a Chino Hills public adjuster may not guarantee a higher settlement, but it certainly improves the chances of success by providing a comprehensive assessment of property insurance damage by a skilled professional.
HOW MUCH DOES IT COST TO HIRE A CHINO HILLS PUBLIC ADJUSTER?
The cost of hiring a Chino Hills public adjuster can vary depending on the size and complexity of the case. When you hire an independent adjuster, their compensation is determined based on the specifics of the investigation.
WILL YOUR ADJUSTER BE HANDLING THE CLAIM PERSONALLY?
Chino Hills public adjusters, who are trained and licensed, possess the necessary skills to effectively deal with insurance companies and ensure a fair settlement for your claim. When you hire an adjuster, they assume responsibility for all aspects of the claims process, from conducting investigations to negotiations. Acting as your authorized representative, they act as a bridge between you and the insurance company. If negotiations are necessary to secure the payout you deserve, the adjuster will handle those on your behalf.
WHAT IS THE DIFFERENCE BETWEEN A CHINO HILLS PUBLIC ADJUSTER AND AN CHINO HILLS INSURANCE ADJUSTER?
When you file a claim with an insurer, they will send an adjuster to investigate and verify the details. This adjuster, however, is working for the insurer and their goal is to settle the claim with the lowest payout. On the other hand, a Chino Hills public adjuster is employed by you and their aim is to ensure you receive the maximum amount you deserve. They will work solely on your behalf to advocate for your rights and secure a fair resolution to your claim.
A Chino Hills public adjuster cannot increase your payment if you are not eligible for it. They will assess your insurance policy to determine the coverage limits and calculate a suitable payout based on the policy terms. A trustworthy Chino Hills public adjuster will not seek to obtain a settlement beyond these limits.