Insurance companies make a pledge to reduce repair costs and limit payouts to policyholders by exploiting their lack of knowledge. Let us safeguard you and uphold the insurance company’s responsibility to provide appropriate compensation.
We specialize in handling property loss for both residential and commercial properties. Our expert team at Excel Adjusters has successfully managed over 2,000 claims involving damage from water, fire, earthquakes, floods, and theft.
How we do it
Boasting over 20 years of experience in property claims and a background in contracting, Excel Adjusters Inc is deeply committed to helping our clients secure the correct compensation for their property damage. We take pride in offering guidance to our insured clients throughout the entire process.
YEARS OF EXPERIENCE
for Property Damage Claims
WHAT IS A Granada Hills PUBLIC INSURANCE ADJUSTER?
A Granada Hills public adjuster is an objective expert who assists consumers in resolving their insurance claims. When policyholders file a claim with their insurance company, the company has their own adjuster, and it is equally important for you to have one too. A Granada Hills public adjuster evaluates the damages suffered by the policyholder and determines a fair compensation based on the incident and resulting harm. In many cases, a Granada Hills public adjuster suggests a higher payout compared to one appointed by the insurance company.
Why is that? It’s because the insurance company’s adjuster is focused on minimizing their costs, which may not align with your best interests. On the other hand, a Granada Hills public insurance claims adjuster operates independently and reviews your claim to ensure the maximum payout that matches the extent of your loss or damage.
Both types of adjusters are involved in processing the same claim, but a Granada Hills public adjuster may approach the auditing process differently. Their investigation is frequently more extensive and in-depth compared to the adjuster appointed by your insurance company. The insurance company’s adjuster may not be as committed to uncovering all the details and thoroughly examining every aspect of the incident to grasp the bigger picture. An independent Granada Hills public adjuster conducts this additional level of inquiry to collect all the necessary information and data for a fair and appropriate settlement amount.
HOW DOES A Granada Hills PUBLIC ADJUSTER WORK FOR YOU?
Responsibilities of Granada Hills Public Insurance Adjusters are manifold. Initially, they thoroughly assess all pertinent information and evidence pertaining to your claim. The standards expected from a Granada Hills public adjuster often surpass those of an adjuster appointed by an insurance company. After gathering and scrutinizing all evidence, your insurance Granada Hills public adjuster will compile a report and propose a recommended payout.
Often, the Granada Hills public adjuster and the insurance company’s adjuster do not agree on their findings. When there is a divergence in their assessments, a negotiation usually follows. Your Granada Hills public adjuster will handle this process by working directly with your insurer to speed up the resolution. You do not need to be involved as the Granada Hills public adjuster takes care of everything on your behalf.
SHOULD YOU HIRE A Granada Hills PUBLIC ADJUSTER?
Policyholders who may have a large claim to file should consider hiring a Granada Hills public adjuster. The outcome of a claim can vary greatly depending on whether or not an adjuster is involved. It is common for policyholders who file a claim on their own to receive a lower payout. However, partnering with an independent adjuster can help policyholders receive the maximum settlement they deserve. Hiring a Granada Hills public adjuster can also save policyholders the hassle of dealing with the insurance company themselves.
Working with a Granada Hills public adjuster isn’t a guarantee for a better settlement, but it certainly benefits by providing a comprehensive assessment of property insurance damage from a trained professional.
HOW MUCH DOES IT COST TO HIRE A Granada Hills PUBLIC ADJUSTER?
The cost of hiring a Granada Hills public adjuster may vary. Compensation for an independent adjuster is determined based on the size and complexity of the case. Before entering an agreement with a Granada Hills public adjuster, ensure both parties fully understand the compensation arrangements. It is important to note that some state insurance departments may have maximum limits on fees charged by Granada Hills public adjusters.
WILL YOUR ADJUSTER BE HANDLING THE CLAIM PERSONALLY?
Each Granada Hills public adjuster who is both licensed and well-trained is well-versed in the intricacies of working with insurance companies to settle claims. The adjuster you bring on board is responsible for managing all aspects of the claims process, ranging from conducting investigations to handling negotiations. Serving as your authorized representative, they bridge the communication between you and the insurance company. If negotiation becomes a necessity in securing the appropriate payout, the adjuster will undertake negotiations on your behalf.
WHAT IS THE DIFFERENCE BETWEEN A Granada Hills PUBLIC ADJUSTER AND AN Granada Hills INSURANCE ADJUSTER?
When you file a claim with an insurance company, they will assign an adjuster to review and verify the details of your claim. This adjuster will then determine the amount they believe you should be paid. However, it’s important to remember that the adjuster works for the insurer, not for you.
In contrast, a Granada Hills public adjuster works exclusively on your behalf. Their goal is to ensure that you receive the maximum compensation you deserve. While the insurance company aims to pay out as little as possible, a Granada Hills public adjuster plays a crucial role in helping you get the full amount you are entitled to.
A Granada Hills public adjuster cannot increase your benefits if you are not eligible to receive them. They will carefully review your insurance policy to determine the coverage limits and calculate a fair payout according to the terms and conditions. A trustworthy Granada Hills public adjuster will never try to exceed these limits to obtain a higher settlement.