Insurance companies are often motivated to lower repair costs and payment to policyholders by exploiting their lack of knowledge. Our services can ensure that you are protected and that the insurance company fulfills their obligation to make fair payments.
Excel Adjusters is a trusted name in handling property loss for both residential and commercial properties. Our expert team deals with water, fire, earthquake, flood, and theft claims. With a vast experience of over 2,000 successfully handled damaged property claims, you can rely on our unmatched expertise.
How we do it
Boasting over 20 years of experience in property claims and a background in contracting, Excel Adjusters Inc is deeply committed to helping our clients secure the correct compensation for their property damage. We take pride in offering guidance to our insured clients throughout the entire process.
YEARS OF EXPERIENCE
for Property Damage Claims
WHAT IS A IRVINE PUBLIC INSURANCE ADJUSTER?
A Irvine public adjuster is a professional consultant who assists consumers in resolving insurance claims. When policyholders file a claim, their insurance company assigns an adjuster to represent their interests, and it is essential for policyholders to have their own advocate. An independent Irvine insurance adjuster evaluates the extent of loss and determines a fair compensation based on the incident and resulting damage. In many cases, a Irvine public adjuster advises a higher payout compared to the adjuster designated by the insurance company.
Why is that? It’s because the insurance company’s adjuster prioritizes limiting their expenses in your settlement. On the other hand, a Irvine public insurance claims adjuster operates independently and evaluates your claim with the goal of providing you with the maximum payout for your loss or damage.
Irvine public adjusters and insurance company adjusters both handle claims, but the approach taken by a Irvine public adjuster can vary. In some cases, their investigation may be more thorough and comprehensive compared to the adjuster assigned by the insurance company. The insurance company adjuster may not have the same level of investment in gathering all the facts and exploring every aspect of the incident to fully grasp the overall situation. However, an independent Irvine public adjuster goes the extra mile by conducting in-depth inquiries to ensure all necessary information and data are obtained for a fair and suitable settlement.
HOW DOES A IRVINE PUBLIC ADJUSTER WORK FOR YOU?
Responsibilities of Irvine Public Insurance Adjusters are manifold. Initially, they thoroughly assess all pertinent information and evidence pertaining to your claim. The standards expected from a Irvine public adjuster often surpass those of an adjuster appointed by an insurance company. After gathering and scrutinizing all evidence, your insurance Irvine public adjuster will compile a report and propose a recommended payout.
Often, the Irvine public adjuster’s findings and those of the insurance company’s adjuster do not align. When such a disparity arises, the next usual step is negotiation, during which your Irvine public adjuster collaborates directly with your insurer to facilitate the process. Your involvement is typically not required, as the Irvine public adjuster handles all the necessary tasks on your behalf.
SHOULD YOU HIRE AN IRVINE PUBLIC ADJUSTER?
If you have a large claim to file, consider hiring a Irvine public adjuster. The outcome of your claim can greatly vary depending on whether you work with an adjuster or not. Unfortunately, policyholders who file on their own often receive a lower payout. However, hiring an independent adjuster can help ensure you receive the maximum settlement you deserve. To avoid the frustration of dealing with the insurance company alone, it’s wise to hire a Irvine public adjuster.
Working with a Irvine public adjuster isn’t a guarantee for a better settlement, but it certainly benefits by providing a comprehensive assessment of property insurance damage from a trained professional.
HOW MUCH DOES IT COST TO HIRE AN IRVINE PUBLIC ADJUSTER?
The cost of hiring a public adjuster in Irvine may vary. The compensation for an independent adjuster is determined based on the size and complexity of the case they are handling. Before finalizing any agreement with a Irvine public adjuster, it is crucial to ensure that both parties fully comprehend the terms of compensation. It should be noted that certain state insurance departments impose a maximum limit on the fees that Irvine public adjusters can charge for their services.
WILL YOUR ADJUSTER BE HANDLING THE CLAIM PERSONALLY?
Every licensed and well-trained Irvine public adjuster possesses the expertise to navigate the process of settling claims with insurance companies. The adjuster you enlist is responsible for managing all aspects of the claims procedure, from investigation to negotiation. They serve as your authorized representative, bridging the gap between you and the insurance company. If negotiation is necessary to secure the rightful payout, the adjuster will advocate on your behalf.
WHAT IS THE DIFFERENCE BETWEEN AN IRVINE PUBLIC ADJUSTER AND AN IRVINE INSURANCE ADJUSTER?
When filing a claim, an insurer will send their adjuster to assess and verify the details. This adjuster will then decide on the compensation they believe is appropriate. However, it’s important to note that this adjuster is representing the insurer’s interests. On the other hand, a Irvine public adjuster works exclusively for you. While both adjusters aim to resolve the claim, the insurer’s adjuster will strive to minimize the payout. In contrast, a Irvine public adjuster will strive to maximize the compensation you deserve. Hiring a Irvine public adjuster can greatly increase your chances of receiving the maximum amount you deserve.
A Irvine public adjuster cannot increase your benefits if you are not eligible to receive them. They will carefully review your insurance policy to determine the coverage limits and calculate a fair payout according to the terms and conditions. A trustworthy Irvine public adjuster will never try to exceed these limits to obtain a higher settlement.