Insurance companies have a vested interest in cutting repair costs and payouts to policyholders, often capitalizing on their limited knowledge in the matter. Our mission is to safeguard your interests and ensure the insurance company fulfills their responsibility in making fair payments.
Your rights
Our Specialties
Excel Adjusters has extensive experience in managing property losses for both residential and commercial properties. Our expert team is skilled in handling damage caused by water, fire, earthquakes, floods, and theft. With a successful track record, we have effectively processed over 2,000 property claims to date. Trust Excel Adjusters to protect your investment and provide the support you need during challenging times.
How we do it
Excel Adjusters Inc has over 20 years of expertise in handling property claims. As experienced contractors, we are committed to ensuring our clients receive the rightful compensation for their damaged properties. Our team will guide you throughout the entire process, providing comprehensive support. Trust us to protect your interests and navigate insurance claims smoothly.
4200+
CLAIMS SETTLED
20+
YEARS OF EXPERIENCE
Millions Recovered
for Property Damage Claims
WHAT IS A LONG BEACH PUBLIC INSURANCE ADJUSTER?
A Long Beach public adjuster is a professional analyst who assists consumers in resolving insurance claims. When policyholders submit a claim, their insurance company assigns an adjuster to handle the case. It is important for policyholders to also have an independent adjuster by their side. A Long Beach public adjuster evaluates the loss suffered by the policyholder and determines a fair compensation based on the incident and the resulting damage. In many cases, a Long Beach public adjuster suggests a higher payout for the claim compared to an adjuster hired by the insurance company.
Why is that? It’s because the insurance company’s adjuster is focused on minimizing costs for the company, which may not align with your best interests. On the other hand, a Long Beach public insurance claims adjuster works independently and strives to ensure that you receive the maximum payout for your claim, considering the full extent of your loss or damage.
While both types of adjusters perform similar tasks for the same claim, your Long Beach public adjuster may take a unique approach to the auditing process. Their investigation is often more detailed and comprehensive compared to the adjuster assigned by your insurance company. The insurance company’s adjuster might not be as committed to uncovering all the facts and thoroughly investigating every aspect of the incident to understand the broader context. An independent Long Beach public adjuster conducts this additional level of inquiry to gather all the information and data necessary for a fair and appropriate settlement amount.
HOW DOES A LONG BEACH PUBLIC ADJUSTER WORK FOR YOU?
Long Beach Public insurance adjusters play a crucial role in handling claims. They thoroughly assess all the details and evidence pertaining to your claim, holding themselves to a higher standard than insurance company adjusters. After gathering and scrutinizing all the necessary information, your Long Beach public adjuster will provide a comprehensive report with their recommended payout.
The Long Beach public adjuster often disagrees with the findings of the insurance company’s adjuster. When there is a difference between these findings, a negotiation takes place. Your Long Beach public adjuster will handle this process and work directly with your insurer, allowing you to avoid any involvement. Rest assured, your adjuster will take care of everything for you.
SHOULD YOU HIRE A LONG BEACH PUBLIC ADJUSTER?
Policyholders seeking assistance with large claims should consider hiring a Long Beach public adjuster. The outcome of a claim can vary significantly depending on whether or not an adjuster is involved. Regrettably, policyholders who handle their own claims without the support of an independent adjuster often receive lower payouts. Hiring an independent adjuster can maximize your settlement and spare you the frustration of dealing with the insurance company. Consider hiring a Long Beach public adjuster to handle the process on your behalf.
Hiring a Long Beach public adjuster may not guarantee a higher settlement, but it certainly benefits by providing a thorough assessment of property insurance damage by a trained professional.
HOW MUCH DOES IT COST TO HIRE A LONG BEACH PUBLIC ADJUSTER?
The fees associated with hiring a Long Beach public adjuster can fluctuate. When you engage an independent adjuster to represent you, their compensation is typically determined based on the scale and intricacy of the case they are handling. Prior to finalizing any arrangement with a Long Beach public adjuster, it’s essential to ensure that both parties have a clear understanding of all aspects of the compensation structure. Some state insurance departments may establish maximum limits on the fees that a Long Beach public adjuster can assess for their services.
WILL YOUR ADJUSTER BE HANDLING THE CLAIM PERSONALLY?
Trained and licensed Long Beach public adjusters are skilled in dealing with insurance companies to settle claims. When you hire an adjuster, they will handle all aspects of the claim process, from investigation to negotiation. Acting as your authorized representative, they will serve as a mediator between you and the insurance company. If negotiation is necessary to secure your rightful payout, the adjuster will advocate for you.
WHAT IS THE DIFFERENCE BETWEEN A LONG BEACH PUBLIC ADJUSTER AND AN LONG BEACH INSURANCE ADJUSTER?
An insurance adjuster will carefully review and confirm the details of your claim to assess the appropriate payout. However, it’s important to note that this adjuster represents the insurer’s interests. On the other hand, your Long Beach public adjuster is solely focused on advocating for you. The primary objective of every adjuster is to resolve claims to their employer’s satisfaction. However, insurance companies aim to pay out the minimum amount possible. On the other hand, you deserve the maximum amount, and a Long Beach public adjuster can play a vital role in ensuring that you receive it.
A Long Beach public adjuster cannot increase your payout on benefits that you are not eligible to receive. They will carefully review your insurance policy to determine the extent of your coverage and calculate a fair payout based on the policy terms. A trustworthy Long Beach public adjuster will not try to negotiate a higher settlement beyond these limits.
