Insurance companies have a vested interest in cutting repair costs and payouts to policyholders, often capitalizing on their limited knowledge in the matter. Our mission is to safeguard your interests and ensure the insurance company fulfills their responsibility in making fair payments.
We specialize in handling property damage claims for both residential and commercial properties. Our expertise extends to losses caused by water, fire, earthquakes, floods, and theft. Excel Adjusters has successfully resolved over 2,000 claims, earning a reputation for exceptional service and expertise in the industry.
How we do it
Excel Adjusters Inc has over 20 years of experience handling property claims. Our team of experts, with a background in contracting, is dedicated to ensuring that our clients receive the rightful compensation for their damaged properties. We are committed to providing guidance and support to the insured throughout the entire process.
YEARS OF EXPERIENCE
for Property Damage Claims
WHAT IS A PALOS VERDES PUBLIC INSURANCE ADJUSTER?
A Palos Verdes public adjuster is a professional consultant who assists policyholders in resolving insurance claims. When you submit a claim to your insurance company, they have their own adjuster representing their interests, so it’s important for you to have an independent adjuster on your side. A Palos Verdes public adjuster will evaluate the loss suffered by the policyholder and calculate a fair payout based on the incident and resulting damage. In many cases, a Palos Verdes public adjuster will advocate for a higher payout than an adjuster appointed by the insurance company.
Why? It’s because the insurance company’s adjuster is focused on minimizing costs for the settlement, whereas a Palos Verdes public insurance claims adjuster works separately from your insurance company. They review your claim to ensure you receive the maximum payout that matches the extent of your loss or damage.
Both types of adjusters perform similar tasks on the same claim. However, your Palos Verdes public adjuster may have a different approach when it comes to auditing. Their investigation is often more comprehensive and detailed compared to the adjuster assigned by your insurance company. The insurance company’s adjuster may not put as much effort into gathering all the facts and exploring every aspect of the incident to truly grasp the overall situation. On the other hand, an independent Palos Verdes public adjuster goes above and beyond to obtain all the necessary information and data in order to ensure a fair and suitable settlement amount.
HOW DOES A PALOS VERDES PUBLIC ADJUSTER WORK FOR YOU?
Palos Verdes Public insurance adjusters shoulder several key responsibilities. To begin, your Palos Verdes public adjuster conducts a comprehensive evaluation of all the facts and evidence pertaining to your claim. The standards of scrutiny are often more rigorous with a Palos Verdes public adjuster compared to an adjuster appointed by an insurance company. After gathering and thoroughly examining all the evidence, your insurance Palos Verdes public adjuster will compile and present their findings, along with a recommended payout.
Sometimes, the Palos Verdes public adjuster and the insurance company’s adjuster disagree on their findings. When this happens, a negotiation is usually the next step. Your Palos Verdes public adjuster will work with your insurer to speed up the process, and you won’t have to be involved. They will handle everything for you.
SHOULD YOU HIRE A PALOS VERDES PUBLIC ADJUSTER?
If you have a large insurance claim to file, it’s advisable to consider hiring a Palos Verdes public adjuster. The outcome of your claim can vary significantly depending on whether you have professional assistance or not. It is not uncommon for policyholders who file claims independently to receive lower payouts compared to those who seek the help of an independent adjuster. By collaborating with an independent adjuster, you can secure the highest possible settlement that you are entitled to. To simplify the process of dealing with the insurance company, policyholders may choose to engage a Palos Verdes public adjuster.
Hiring a Palos Verdes public adjuster doesn’t guarantee a higher settlement, but it does provide the expertise needed to thoroughly assess property insurance damage.
HOW MUCH DOES IT COST TO HIRE A PALOS VERDES PUBLIC ADJUSTER?
The fees associated with hiring a Palos Verdes public adjuster can fluctuate. When you engage an independent adjuster to represent you, their compensation is typically determined based on the scale and intricacy of the case they are handling. Prior to finalizing any arrangement with a Palos Verdes public adjuster, it’s essential to ensure that both parties have a clear understanding of all aspects of the compensation structure. Some state insurance departments may establish maximum limits on the fees that a Palos Verdes public adjuster can assess for their services.
WILL YOUR ADJUSTER BE HANDLING THE CLAIM PERSONALLY?
Palos Verdes public adjusters, who are trained and licensed, possess the expertise to navigate the complexities of insurance claims. When you hire an adjuster, they will handle all aspects of the process, from investigation to negotiation. Acting as your authorized representative, they will serve as a liaison between you and the insurance company. If necessary, they will negotiate on your behalf, ensuring you receive the proper payout you are entitled to.
WHAT IS THE DIFFERENCE BETWEEN A PALOS VERDES PUBLIC ADJUSTER AND AN PALOS VERDES INSURANCE ADJUSTER?
The insurer will send an adjuster to assess and verify the information in your claim. This adjuster will use these facts to decide the appropriate amount of compensation they think you should receive. However, it’s important to note that this adjuster is representing their employer, the insurer. On the other hand, your Palos Verdes public adjuster is working solely for your benefit. The primary objective of every adjuster is to satisfy their employer by settling the claim. However, insurance companies aim to pay out the minimum amount possible. On the other hand, you deserve the maximum amount for your claim, and a Palos Verdes public adjuster can play a crucial role in ensuring you receive it.
A Palos Verdes public adjuster cannot increase your payout on benefits that you are not eligible to receive. They will carefully review your insurance policy to determine the extent of your coverage and calculate a fair payout based on the policy terms. A trustworthy Palos Verdes public adjuster will not try to negotiate a higher settlement beyond these limits.