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Fire Claims Public Adjusters in Anaheim: For Fire and Smoke Claims

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No matter the extent of fire damage—whether it’s smoke, partial, or total—we have the knowledge and expertise to handle your property insurance claim.

After a wildfire, properties that remain standing may have both obvious and concealed damage from smoke, soot, ash, and water. High winds tend to spread wildfire debris, causing serious smoke infiltration in properties. As your dependable fire insurance adjuster in Anaheim, we are committed to getting you the highest possible settlement for your fire damage claim.

Since 1997, Excel Adjusters has successfully settled over 2,200 property damage claims. Our team has more than 24 years of expertise in insurance policies. We leverage our expertise in insurance and building repairs to manage the insurance process for homeowners and business owners, ensuring they receive the highest settlement possible.

Fireman extinguishing fire

Testimonials

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Sarah at Excel Adjusters was extremely helpful. I live on the east coast but my parents’ home in Fullerton was under my name. Sarah was so patient and accommodating facilitating all paperwork between 2 coasts and making sure everything went smoothly in the entire process. Thanks for making it all seamless!!!

– Leila P. – February 15, 2018

Excellent service and they were very efficient. Had a problem in our kitchen but now I love the way our kitchen looks. Would recommend to others – MinsooS

– Minsoo S. – February 15, 2018

Prompt!! Professional!! My experience has been PHENOMENAL!!! Excel Adjuster, John Park came out and went through the details. Clearly understood and the process was easy. Damage to my house was a detrimental experience. But Excel adjusters took care of everything like one of their family~ – Max L.

– Max L. – February 15, 2018

They explained the whole process thoroughly and fixed damage at once without any delay and kept following up with insurance claims. -Young Y.

–Young Y. – February 15, 2018

We used Excel adjusters service a few month ago and I can’t be more happy and appreciate the professionalism and great care that we got and the amazing results we got! -Richard S

– Richard S. – February 15, 2018

I am extremely satisfied with their fast response & customer service. Compared to other companies I tried to reach out or have support from they are not as fast and as accurate and professional as this company. Thank you.

– Jesse K. – January 3, 2018

Had severe water damage at home, but they dealt with it perfectly. Had problems with the insurance company afterwards, but excel adjusters helped us out all the way. Extremely good at their job. Highly recommend

– Minwook S. – January 3, 2018

Good job to the Excel Adjusters team. Thank you for always being so prompt in responding and taking care of our home repair quickly and efficiently. You made our water damage situation much less stressful thanks to your help.

– Christian P. – January 3, 2018

Highly recommend Excel Adjusters for Korean and English speakers.

– Julia J. – January 3, 2018

Excel Adjusters Inc. has the type of Quality Service you’d expect when having a public adjuster

– S. Totoy – January 3, 2018

Property Damage Caused By Wildfires
House on fire

The destruction caused by wildfires can be far-reaching and often hidden. This can include:

  • Fire may have caused full or partial damage to your property or home.
  • Smoke damage
  • Water damage
  • Wind damage

Our offices in Los Angeles, San Francisco, Irvine, and Orange County allow us to assist with wildfire claims from start to finish across the state of California.

WHAT TO FOCUS ON AFTER WILDFIRE DAMAGE

To enhance your wildfire claim settlement, it’s beneficial to know the topics below. Call us at (213-800-3333) for a complimentary consultation.

What is the first step when filing my wildfire insurance claim?

Does my insurance cover damage surge?

How does my insurance company deal with wildfire claims?

What is the difference between a fire claims public adjuster and an insurance adjuster?

What expenses do I need to document?

What is the difference between a public adjuster and an insurance adjuster?

What is the cost of a public adjuster?

ADDITIONAL ITEMS TO CONSIDER
Understanding Your Homeowners Insurance Policy

Homeowners often don’t fully understand what their insurance policy covers for wildfire claims. If your home has experienced damage, the first step is to learn about your claim. It will facilitate a smoother process for receiving the full settlement you’re entitled to after a fire.

Homeowner insurance policies differ, with some providing higher limits for reimbursing expenses from losses.

Understanding the Coverage of Your Homeowners Insurance Policy

There are various types of coverage listed in your insurance policy. Claimants need to verify which expenses are covered during a loss.

House in front of foggy hill and lake

Coverage A
Main Home or Dwelling

This policy section addresses damage to your home, including any loss incurred beneath the main floor. The amount in your policy is fair and reasonable which you can get if your home is destroyed. This degree of damage would equate to a full loss of the home.

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Coverage B
Additional Structures

This addresses coverage for other structures situated around the primary home. Coverage may include nearby buildings, fencing, landscaping, concrete driveways, pools, pool decks, and different pathways.

Home keys

Coverage C
Personal Belongings

This section handles damage or loss to your personal belongings. It includes all items in the home at the time of the fire that belong to or are used by you and your family.

calculation

Coverage D
Living Costs

This coverage provides reimbursement for the costs incurred from having to live elsewhere due to damage or loss to your property. Coverage for living costs is provided up to the policy limits, so the insured can maintain their normal standard of living.

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Hiring a Hygienist To Assist With Your Wildfire Claim
Hiring A Hygienist To Assist With Your Wildfire Claim in Anaheim

To understand the full impact of wildfire damage, you need to bring in an independent hygienist. Do this before you initiate your claim with the insurance provider.

Your property will undergo testing by a Certified Industrial Hygienist to detect ash, soot, smoke, and any other contaminants. Contaminant testing will involve taking samples from various interior surfaces, including window and floor coverings, furniture, and soft materials, and from the air for toxins.

The samples will undergo toxicity testing after the inspection. When the results are received, the hygienist will produce a report on the wildfire damages. A decision will be made on whether the damaged items need to be replaced.

hygienist-wildfire-claim

Be cautious of hygienists recommended by your insurance company, as they may focus on the insurer’s needs over yours as the policyholder. This might leave you liable for paying the complete extent of the damages.

An independent hygienist can help streamline the claims process, allowing you to receive the full amount of compensation you deserve.

We’re Here To Help

Evaluate

Conducting a comprehensive review of your insurance policy to fully understand what is covered.


Strategy

Detailed assessment and thorough documentation of potential damages.


Communication

We communicate with you and provide progress updates throughout the fire insurance claim process.


Negotiation

We negotiate your insurance claim on your behalf for the best result.


Settlement

Settling your wildfire claim to ensure you receive the full amount you deserve.

As licensed adjusters, we are legally allowed by the Department of Insurance to handle fire damage claims, house fire claims, property loss, and more. We frequently support homeowners affected by fire or water damage who are not familiar with how to file a fire insurance claim. By doing so, we ensure you, the property owner, are not given a low settlement by the insurance company. You have the right to be fairly reimbursed for any damage to your property as a policyholder. The Excel Adjusters team in Anaheim will ensure that the insurance company compensates you properly.

We offer the following types of services:

  • Recording external damage
  • Assessing internal damage
  • Offering comprehensive proof of loss
  • Securing the highest settlement by negotiating your insurance claim
  • Providing expert loss assessments as required
  • Taking over all communications until the case is settled, ensuring you are stress-free

If you’re experiencing difficulties with a homeowner property claim, we can offer our help.

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Excel Adjusters
Call:(213) 800-3333
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