Whether your property has smoke damage, a complete fire loss, or partial fire damage, we have the knowledge and experience to help you file an insurance claim.
Even if a property withstands a wildfire, there may be visible and hidden damage from smoke, soot, ash, and water. High winds frequently spread debris from wildfires, causing severe smoke infiltration in buildings. We are here to help as your reliable fire insurance adjuster in Arcadia, working to get you a fair and reasonable settlement for your fire damage claim.
Excel Adjusters has successfully settled over 2,200 property damage claims since 1997. Our 24 years of experience give us strong expertise in insurance policies. Our comprehensive understanding of insurance and building repairs enables us to represent homeowners and business owners, securing fair and reasonable settlements on their behalf.
Testimonials
Sarah at Excel Adjusters was extremely helpful. I live on the east coast but my parents’ home in Fullerton was under my name. Sarah was so patient and accommodating facilitating all paperwork between 2 coasts and making sure everything went smoothly in the entire process. Thanks for making it all seamless!!!
– Leila P. – February 15, 2018
Excellent service and they were very efficient. Had a problem in our kitchen but now I love the way our kitchen looks. Would recommend to others – MinsooS
– Minsoo S. – February 15, 2018
Prompt!! Professional!! My experience has been PHENOMENAL!!! Excel Adjuster, John Park came out and went through the details. Clearly understood and the process was easy. Damage to my house was a detrimental experience. But Excel adjusters took care of everything like one of their family~ – Max L.
– Max L. – February 15, 2018
They explained the whole process thoroughly and fixed damage at once without any delay and kept following up with insurance claims. -Young Y.
–Young Y. – February 15, 2018
We used Excel adjusters service a few month ago and I can’t be more happy and appreciate the professionalism and great care that we got and the amazing results we got! -Richard S
– Richard S. – February 15, 2018
I am extremely satisfied with their fast response & customer service. Compared to other companies I tried to reach out or have support from they are not as fast and as accurate and professional as this company. Thank you.
– Jesse K. – January 3, 2018
Had severe water damage at home, but they dealt with it perfectly. Had problems with the insurance company afterwards, but excel adjusters helped us out all the way. Extremely good at their job. Highly recommend
– Minwook S. – January 3, 2018
Good job to the Excel Adjusters team. Thank you for always being so prompt in responding and taking care of our home repair quickly and efficiently. You made our water damage situation much less stressful thanks to your help.
– Christian P. – January 3, 2018
Highly recommend Excel Adjusters for Korean and English speakers.
– Julia J. – January 3, 2018
Excel Adjusters Inc. has the type of Quality Service you’d expect when having a public adjuster
– S. Totoy – January 3, 2018
Property Damage Caused By Wildfires
Wildfire destruction can be extensive and often includes unseen elements. These might involve:
- Total or partial burn damage to your property or home.
- Smoke damage
- Water damage
- Wind damage
Our offices in Los Angeles, San Francisco, Irvine, and Orange County allow us to assist you with wildfire claims across California, handling the process from beginning to end.
WHAT TO FOCUS ON AFTER WILDFIRE DAMAGE
To get the most from your wildfire settlement, understanding the topics below can be helpful. Feel free to call us at (213-800-3333) for a no-cost consultation.
What is the first step when filing my wildfire insurance claim?
Does my insurance cover damage surge?
How does my insurance company deal with wildfire claims?
What is the difference between a fire claims public adjuster and an insurance adjuster?
What expenses do I need to document?
What is the difference between a public adjuster and an insurance adjuster?
What is the cost of a public adjuster?
ADDITIONAL ITEMS TO CONSIDER
Understanding Your Homeowners Insurance Policy
Property owners may not be fully aware of their insurance coverage when it comes to wildfire claims. If your home has been damaged, understanding your claim is the first step. This will help you claim the full settlement you’re entitled to after a fire with ease.
Because homeowner insurance policies vary, some offer higher limits for reimbursing expenses associated with loss.
Understanding the Coverage of Your Homeowners Insurance Policy
Insurance policies specify various types of coverage. Claimants need to verify which expenses are covered during a loss.
Coverage A
Main Home or Dwelling
This part of your policy provides coverage for all damage to your home, including any loss below the main floor. The amount specified in the policy is the fair and reasonable payout available if your home is completely burned down. This degree of damage would constitute a full loss of the home.
Coverage B
Additional Structures
This refers to the insurance for other buildings around the main residence. Examples include structures close to the home, fencing, landscaping, concrete driveways, pools, pool decks, and assorted walkways.
Coverage C
Personal Belongings
This section covers damage or loss to your personal property. It includes all items located within the home at the time of the fire that belong to you and your family.
Coverage D
Living Costs
This insurance reimburses the costs of living elsewhere when your property is damaged or lost, making it uninhabitable. This policy covers living expenses up to the policy limits, allowing the insured to live as comfortably as they were before.
Hiring a Hygienist To Assist With Your Wildfire Claim
Hiring A Hygienist To Assist With Your Wildfire Claim in Arcadia
Hiring an independent hygienist is key to understanding the full impact of wildfire damage on your property. This should be accomplished before initiating any claims with your insurance company.
Your property will be analyzed by a Certified Industrial Hygienist for ash, soot, smoke concentrations, and additional contaminants. Interior surface contaminant samples will include those from window and floor coverings, furniture, and soft materials, with air samples taken to detect any toxins.
Once the inspection is done, the samples will undergo testing for toxins. The hygienist will then compile a report with the wildfire damages after receiving the results. The decision will outline whether contaminated items need replacing.
Do not depend on a hygienist suggested by your insurance company, as their priority may be the provider’s interests instead of yours. This could leave you solely responsible for the total cost of damages.
An independent hygienist will make the claims process smoother and increase the likelihood of you getting a fair and reasonable payout.
We’re Here To Help
Evaluate
Assessing your insurance policy in depth to get a thorough understanding of your coverage.
Strategy
Assessing and thoroughly documenting all possible damages.
Communication
During the fire insurance claim process, we keep you informed and updated on our progress.
Negotiation
Negotiating with the insurance company on your behalf.
Settlement
Achieving the best possible settlement for your wildfire claim.
With our license from the Department of Insurance, we are authorized to handle fire damage claims, house fires, property loss, and similar insurance claims. We frequently support homeowners who have experienced fire or water damage and are new to the process of filing fire insurance claims. We take this step to prevent insurance companies from offering you, the homeowner, a settlement that’s less than fair. As a policyholder, you deserve adequate reimbursement for property damages. The Excel Adjusters team in Arcadia will work to ensure the insurance company compensates you appropriately.
We deliver the following services:
- Observing visible damage
- Investigating non-visible damage
- Delivering comprehensive proof of loss
- Having your fair and reasonable settlement by negotiating on your behalf
- Providing expert loss assessments as needed
- Managing all communications until the case is resolved, ensuring a stress-free experience
