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Fire Claims Public Adjusters in Beverly Hills: For Fire and Smoke Claims

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No matter if it’s smoke damage, a complete fire loss, or partial damage, our team has the skills and knowledge to represent you in your insurance claim.

Buildings that remain intact after a wildfire might still have visible and concealed damages from smoke, soot, ash, and water. Wildfire debris is often spread by intense winds, which can cause heavy smoke infiltration in buildings. As your reliable fire insurance adjuster in Beverly Hills, our goal is to ensure you obtain the full settlement for your fire damage claim.

Excel Adjusters has handled over 2,200 property damage claims since 1997. With over 24 years of experience, our adjusters are highly knowledgeable about insurance policies. Our deep knowledge of insurance and building repairs allows us to represent homeowners and business owners, helping them secure the best settlement while we handle the insurance process.

Fireman extinguishing fire

Testimonials

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Sarah at Excel Adjusters was extremely helpful. I live on the east coast but my parents’ home in Fullerton was under my name. Sarah was so patient and accommodating facilitating all paperwork between 2 coasts and making sure everything went smoothly in the entire process. Thanks for making it all seamless!!!

– Leila P. – February 15, 2018

Excellent service and they were very efficient. Had a problem in our kitchen but now I love the way our kitchen looks. Would recommend to others – MinsooS

– Minsoo S. – February 15, 2018

Prompt!! Professional!! My experience has been PHENOMENAL!!! Excel Adjuster, John Park came out and went through the details. Clearly understood and the process was easy. Damage to my house was a detrimental experience. But Excel adjusters took care of everything like one of their family~ – Max L.

– Max L. – February 15, 2018

They explained the whole process thoroughly and fixed damage at once without any delay and kept following up with insurance claims. -Young Y.

–Young Y. – February 15, 2018

We used Excel adjusters service a few month ago and I can’t be more happy and appreciate the professionalism and great care that we got and the amazing results we got! -Richard S

– Richard S. – February 15, 2018

I am extremely satisfied with their fast response & customer service. Compared to other companies I tried to reach out or have support from they are not as fast and as accurate and professional as this company. Thank you.

– Jesse K. – January 3, 2018

Had severe water damage at home, but they dealt with it perfectly. Had problems with the insurance company afterwards, but excel adjusters helped us out all the way. Extremely good at their job. Highly recommend

– Minwook S. – January 3, 2018

Good job to the Excel Adjusters team. Thank you for always being so prompt in responding and taking care of our home repair quickly and efficiently. You made our water damage situation much less stressful thanks to your help.

– Christian P. – January 3, 2018

Highly recommend Excel Adjusters for Korean and English speakers.

– Julia J. – January 3, 2018

Excel Adjusters Inc. has the type of Quality Service you’d expect when having a public adjuster

– S. Totoy – January 3, 2018

Property Damage Caused By Wildfires
House on fire

Wildfires can cause damage that is both extensive and hidden from view. This can include:

  • Total or partial destruction of your property due to fire.
  • Smoke damage
  • Water damage
  • Wind damage

We have offices in Los Angeles, San Francisco, Irvine, and Orange County, enabling us to guide you through the wildfire claims process anywhere in California.

WHAT TO FOCUS ON AFTER WILDFIRE DAMAGE

Familiarizing yourself with the following topics can help you increase your wildfire claim settlement. Feel free to call us at (213-800-3333) for a free consultation.

What is the first step when filing my wildfire insurance claim?

Does my insurance cover damage surge?

How does my insurance company deal with wildfire claims?

What is the difference between a fire claims public adjuster and an insurance adjuster?

What expenses do I need to document?

What is the difference between a public adjuster and an insurance adjuster?

What is the cost of a public adjuster?

ADDITIONAL ITEMS TO CONSIDER
Understanding Your Homeowners Insurance Policy

Many homeowners are unfamiliar with their insurance coverage for wildfire claims. If your home has been damaged by a wildfire, the first thing you should do is understand your claim. This will help ensure you receive the complete settlement owed to you after a fire.

Homeowner insurance policies differ, and some have higher limits for reimbursing expenses related to loss.

Understanding the Coverage of Your Homeowners Insurance Policy

Different types of coverage are outlined in your insurance policy. Claimants need to confirm which expenses are typically covered in case of a loss.

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Coverage A
Main Home or Dwelling

This portion of your policy includes coverage for all damage to your home, as well as any loss below the main floor. The figure stated in the policy represents the highest payout if your home is fully destroyed by fire. This degree of damage would represent a total loss of the home.

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Coverage B
Additional Structures

This describes the protection for other structures around the main home. Such coverage might extend to buildings close by, fencing, landscaping, concrete driveways, pools, pool decks, and assorted pathways.

 

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Coverage C
Personal Belongings

This section addresses damage or loss to personal belongings. It covers all items in the home at the time of the fire that belong to you and your family.

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Coverage D
Living Costs

This insurance provides reimbursement for living expenses incurred when you can’t live on your property because of damage or loss. The policy will reimburse living expenses up to its limits, ensuring the insured can maintain their usual lifestyle.

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Hiring a Hygienist To Assist With Your Wildfire Claim
Hiring A Hygienist To Assist With Your Wildfire Claim in Beverly Hills

To determine how much damage your property has suffered from a wildfire, you should consult an independent hygienist. This needs to be done before initiating your claim with the insurance company.

A Certified Industrial Hygienist will evaluate your property for ash, soot, smoke concentrations, and other potential contaminants. Contaminant testing will involve collecting samples from interior surfaces, window and floor coverings, furniture, and soft materials, as well as air sampling for toxins.

Following the inspection, the samples will undergo testing for toxicity. The hygienist will then produce a report summarizing all damages from the wildfire once the results are received. Guidance will be offered on whether contaminated items require replacement.

hygienist-wildfire-claim

Refrain from hiring a hygienist recommended by your insurance provider, as they could represent the insurer’s interests instead of yours. You might be left to bear the full cost of the damages on your own.

An independent hygienist can help make your claims process more efficient and ensure you receive the full reimbursement.

We’re Here To Help

Evaluate

Conducting a thorough review of your insurance policy to ensure a complete understanding of your coverage.


Strategy

Conducting a detailed assessment and documentation of any possible damages.


Communication

We provide regular updates and stay in touch with you throughout the fire insurance claim process.


Negotiation

Representing you in the negotiation of your insurance claim.


Settlement

Obtaining the fair and reasonable compensation you deserve for your wildfire claim.

As certified adjusters, we are legally qualified to handle various insurance claims like fire damage and property loss, as permitted by the Department of Insurance. We regularly help homeowners affected by fire or water damage and who are new to the fire insurance claims process. This ensures we protect you, the property owner, from insurance companies trying to minimize your settlement. As a policyholder, you deserve to be fully reimbursed for property losses. The Excel Adjusters team in Beverly Hills will work to ensure the insurance company compensates you fairly.

The services we provide include:

  • Documenting observable damage
  • Assessing non-visible damage
  • Supplying full proof of loss
  • Negotiating with the insurer to achieve the best settlement for your claim
  • Offering expert loss assessments when necessary
  • Overseeing all communications until the case is resolved, keeping you stress-free

We are here to help if you’re facing a homeowner property claim.

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Excel Adjusters
Call:(213) 800-3333
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