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Fire Claims Public Adjusters in Buena Park: For Fire and Smoke Claims

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We specialize in managing property insurance claims for smoke damage, total fire loss or partial fire loss using our extensive knowledge.

Even after a wildfire, properties left standing can have visible and hidden damage from smoke, soot, ash, and water. Intense winds can distribute wildfire debris, resulting in severe smoke infiltration inside properties. We are your reliable fire insurance adjuster in Buena Park, here to secure the best settlement for your fire damage claim.

Since 1997, Excel Adjusters has resolved over 2,200 property damage claims. Our adjusters have gained over 24 years of experience with insurance policies. With a deep understanding of both insurance and building repairs, we represent homeowners and business owners to ensure they get the highest settlement by managing the insurance process.

Fireman extinguishing fire

Testimonials

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Sarah at Excel Adjusters was extremely helpful. I live on the east coast but my parents’ home in Fullerton was under my name. Sarah was so patient and accommodating facilitating all paperwork between 2 coasts and making sure everything went smoothly in the entire process. Thanks for making it all seamless!!!

– Leila P. – February 15, 2018

Excellent service and they were very efficient. Had a problem in our kitchen but now I love the way our kitchen looks. Would recommend to others – MinsooS

– Minsoo S. – February 15, 2018

Prompt!! Professional!! My experience has been PHENOMENAL!!! Excel Adjuster, John Park came out and went through the details. Clearly understood and the process was easy. Damage to my house was a detrimental experience. But Excel adjusters took care of everything like one of their family~ – Max L.

– Max L. – February 15, 2018

They explained the whole process thoroughly and fixed damage at once without any delay and kept following up with insurance claims. -Young Y.

–Young Y. – February 15, 2018

We used Excel adjusters service a few month ago and I can’t be more happy and appreciate the professionalism and great care that we got and the amazing results we got! -Richard S

– Richard S. – February 15, 2018

I am extremely satisfied with their fast response & customer service. Compared to other companies I tried to reach out or have support from they are not as fast and as accurate and professional as this company. Thank you.

– Jesse K. – January 3, 2018

Had severe water damage at home, but they dealt with it perfectly. Had problems with the insurance company afterwards, but excel adjusters helped us out all the way. Extremely good at their job. Highly recommend

– Minwook S. – January 3, 2018

Good job to the Excel Adjusters team. Thank you for always being so prompt in responding and taking care of our home repair quickly and efficiently. You made our water damage situation much less stressful thanks to your help.

– Christian P. – January 3, 2018

Highly recommend Excel Adjusters for Korean and English speakers.

– Julia J. – January 3, 2018

Excel Adjusters Inc. has the type of Quality Service you’d expect when having a public adjuster

– S. Totoy – January 3, 2018

Property Damage Caused By Wildfires
House on fire

Damage from wildfires can be significant and extend beyond what is apparent. This could involve:

  • Full or partial destruction of your property due to a fire.
  • Smoke damage
  • Water damage
  • Wind damage

From Los Angeles to San Francisco, Irvine, and Orange County, we help you with the wildfire claims process throughout California, every step of the way.

WHAT TO FOCUS ON AFTER WILDFIRE DAMAGE

To ensure you get the most from your wildfire claim, review the topics below. Feel free to call us at (213-800-3333) for a no-cost consultation.

What is the first step when filing my wildfire insurance claim?

Does my insurance cover damage surge?

How does my insurance company deal with wildfire claims?

What is the difference between a fire claims public adjuster and an insurance adjuster?

What expenses do I need to document?

What is the difference between a public adjuster and an insurance adjuster?

What is the cost of a public adjuster?

ADDITIONAL ITEMS TO CONSIDER
Understanding Your Homeowners Insurance Policy

Many homeowners are unaware of the coverage their insurance provides for wildfires. If your home has suffered damage, the first step is understanding your claim. It will make getting the full settlement you deserve after a fire far less complicated.

Since insurance policies for homeowners differ, some offer higher limits for covering expenses due to loss.

Understanding the Coverage of Your Homeowners Insurance Policy

Different coverage options are detailed in your insurance policy. Claimants need to confirm which expenses are covered in the event of a loss.

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Coverage A
Main Home or Dwelling

This section of your policy covers all damage to your home, including any loss that occurs beneath the main floor. The policy amount is fair and reasonable which you can claim if your home is destroyed by fire. This extent of damage would represent a total loss of the home.

tower structure

Coverage B
Additional Structures

This covers the protection of additional structures near the main residence. Examples include nearby buildings, fences, landscaping, concrete driveways, pools, pool decks, and various paths.

Home keys

Coverage C
Personal Belongings

This policy segment deals with damage or loss to personal belongings. This covers all items within the home at the time of the fire that are owned or used by you and your family.

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Coverage D
Living Costs

This policy compensates for the costs of living away from home when damage or loss makes your property uninhabitable. This policy covers up to the policy limits for living expenses, so the insured can continue to live as comfortably as they usually do.

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Hiring a Hygienist To Assist With Your Wildfire Claim
Hiring A Hygienist To Assist With Your Wildfire Claim in Buena Park

An independent hygienist should be brought in to determine the full extent of damage from the wildfire. This needs to be completed before you file any claims with your insurance company.

The Certified Industrial Hygienist will conduct an assessment for ash, soot, smoke, and additional contaminants in your property. To detect toxins, samples will be taken from interior surfaces, window and floor coverings, furniture, soft materials, and the air.

Once the inspection is done, the samples will be analyzed for toxicity. When the results are in, the hygienist will generate a report listing all damages caused by the wildfire. The hygienist will recommend whether the affected items will need replacement.

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Avoid trusting a hygienist suggested by your insurance provider, as they may work in the best interests of the insurer instead of yours. The result could be that you are left to pay the full cost of the damages.

Hiring an independent hygienist speeds up the claims process, helping you secure the full compensation you’re owed.

We’re Here To Help

Evaluate

Thoroughly examining your insurance policy to get a clear picture of your coverage.


Strategy

In-depth documentation and assessment of any possible damages.


Communication

We provide ongoing communication and progress updates during the fire insurance claim process.


Negotiation

We handle negotiations to ensure the best outcome for your insurance claim.


Settlement

Handling your wildfire claim to achieve a fair and reasonable settlement.

Being licensed adjusters, we are legally permitted to manage fire damage claims, house fire settlements, and property loss claims by the Department of Insurance. We often help homeowners going through fire or water damage and are new to the insurance claim process. This ensures we protect you, the property owner, from receiving a settlement that doesn’t fully cover your losses. You deserve adequate reimbursement for any property loss as a policyholder. The Excel Adjusters team in Buena Park will work to ensure the insurance company compensates you fairly.

We deliver specific services such as:

  • Detailing apparent damage
  • Investigating hidden damage
  • Delivering full proof of loss
  • Negotiating on your behalf to achieve the highest possible settlement
  • Providing expert loss assessments as needed
  • Handling all communications until the case is settled, reducing your stress

If you’re struggling with a property claim on your home, we can help.

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Excel Adjusters
Call:(213) 800-3333
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