(213) 800-3333

Fire Claims Public Adjusters in Eagle Rock: For Fire and Smoke Claims

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We have the expertise to assist you in filing an insurance claim, whether you’re facing smoke damage, total fire loss, or partial damage.

Wildfire-surviving properties may suffer from both obvious and hidden damage caused by smoke, soot, ash, and water. Wildfire debris is often carried by intense winds, causing severe smoke infiltration in nearby properties. As your dependable fire insurance adjuster in Eagle Rock, we aim to secure a fair and reasonable settlement for your fire damage claim.

Excel Adjusters has successfully resolved more than 2,200 property damage claims since 1997. Our 24+ years of experience provide us with expertise in insurance policies. We have a strong grasp of insurance and building repairs, helping homeowners and business owners secure the best settlement by managing their insurance claims for them.

Fireman extinguishing fire

Testimonials

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Sarah at Excel Adjusters was extremely helpful. I live on the east coast but my parents’ home in Fullerton was under my name. Sarah was so patient and accommodating facilitating all paperwork between 2 coasts and making sure everything went smoothly in the entire process. Thanks for making it all seamless!!!

– Leila P. – February 15, 2018

Excellent service and they were very efficient. Had a problem in our kitchen but now I love the way our kitchen looks. Would recommend to others – MinsooS

– Minsoo S. – February 15, 2018

Prompt!! Professional!! My experience has been PHENOMENAL!!! Excel Adjuster, John Park came out and went through the details. Clearly understood and the process was easy. Damage to my house was a detrimental experience. But Excel adjusters took care of everything like one of their family~ – Max L.

– Max L. – February 15, 2018

They explained the whole process thoroughly and fixed damage at once without any delay and kept following up with insurance claims. -Young Y.

–Young Y. – February 15, 2018

We used Excel adjusters service a few month ago and I can’t be more happy and appreciate the professionalism and great care that we got and the amazing results we got! -Richard S

– Richard S. – February 15, 2018

I am extremely satisfied with their fast response & customer service. Compared to other companies I tried to reach out or have support from they are not as fast and as accurate and professional as this company. Thank you.

– Jesse K. – January 3, 2018

Had severe water damage at home, but they dealt with it perfectly. Had problems with the insurance company afterwards, but excel adjusters helped us out all the way. Extremely good at their job. Highly recommend

– Minwook S. – January 3, 2018

Good job to the Excel Adjusters team. Thank you for always being so prompt in responding and taking care of our home repair quickly and efficiently. You made our water damage situation much less stressful thanks to your help.

– Christian P. – January 3, 2018

Highly recommend Excel Adjusters for Korean and English speakers.

– Julia J. – January 3, 2018

Excel Adjusters Inc. has the type of Quality Service you’d expect when having a public adjuster

– S. Totoy – January 3, 2018

Property Damage Caused By Wildfires
House on fire

Wildfires can cause both visible and hidden damage, often extending beyond the obvious. This can include:

  • Total or partial burning damage to your home or property.
  • Smoke damage
  • Water damage
  • Wind damage

We provide wildfire claims assistance throughout California from our offices in Los Angeles, San Francisco, Irvine, and Orange County, handling everything from beginning to end.

WHAT TO FOCUS ON AFTER WILDFIRE DAMAGE

Reviewing the topics below can help you get the most from your wildfire claim settlement. Contact us at (213-800-3333) for a free consultation about your claim.

What is the first step when filing my wildfire insurance claim?

Does my insurance cover damage surge?

How does my insurance company deal with wildfire claims?

What is the difference between a fire claims public adjuster and an insurance adjuster?

What expenses do I need to document?

What is the difference between a public adjuster and an insurance adjuster?

What is the cost of a public adjuster?

ADDITIONAL ITEMS TO CONSIDER
Understanding Your Homeowners Insurance Policy

Homeowners often don’t know what their insurance covers when it comes to wildfire claims. The first step after any damage is to understand your claim. This will make the process of getting the full settlement you deserve much easier after a fire.

Insurance policies for homeowners can vary, with some offering higher limits for covering loss-related expenses.

Understanding the Coverage of Your Homeowners Insurance Policy

Several types of coverage are provided in your insurance policy. Claimants should ensure they know which expenses are typically covered in a loss.

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Coverage A
Main Home or Dwelling

This coverage includes all damage to your residence, including any loss beneath the main floor. The amount detailed in the policy is the highest you are entitled to if your home is destroyed by fire. This kind of damage would result in a total loss of the property.

tower structure

Coverage B
Additional Structures

This refers to the protection of other structures around the main house. Examples are buildings in the area, fencing, landscaping, concrete driveways, pools, pool decks, and various walkways.

Home keys

Coverage C
Personal Belongings

This policy segment covers any damage or loss of personal items. It includes all contents within the home during the fire that are owned or used by you and your family.

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Coverage D
Living Costs

This insurance covers living expenses when your property cannot be lived in due to damage or loss. The policy covers living expenses up to its limits, enabling the insured to live comfortably as they normally do.

recovery-process
Hiring a Hygienist To Assist With Your Wildfire Claim
Hiring A Hygienist To Assist With Your Wildfire Claim in Eagle Rock

To fully understand the wildfire damage to your property, hiring an independent hygienist is necessary. Perform this assessment before you initiate a claim with the insurance company.

A Certified Industrial Hygienist will perform tests on your property for ash, soot, smoke concentrations, and other contaminants. The sampling for contaminants will include interior surfaces, window and floor coverings, furniture, and soft materials, as well as air samples to identify toxins.

Samples will undergo toxicity testing following the inspection. The hygienist will then create a report of all wildfire damages once the results are received. The recommendation will specify whether the contaminated items should be replaced.

hygienist-wildfire-claim

Be cautious when considering a hygienist recommended by your insurer, as they may not act in your best interests as the policyholder. This may result in you being liable for the complete cost of the damages.

With an independent hygienist, you can expect a more streamlined claims process that will help you receive fair and reasonable compensation.

We’re Here To Help

Evaluate

Reviewing your insurance policy carefully to achieve a full understanding of the coverage provided.


Strategy

Evaluating and documenting damages comprehensively.


Communication

We stay in touch with you, providing updates throughout the fire insurance claim process.


Negotiation

Acting on your behalf to negotiate your insurance claim.


Settlement

Working to make a fair and reasonable settlement amount for your wildfire claim.

As a licensed adjuster, we can legally process fire damage claims, house fire claims, and property loss under Department of Insurance regulations. We regularly help homeowners dealing with fire or water damage who are unfamiliar with how to handle insurance claims. By doing so, we protect you, the homeowner, from insurers who might offer a settlement lower than what’s fair. As a policyholder, you deserve to be properly reimbursed for property damage. The Excel Adjusters team in Eagle Rock will make sure you receive a fair settlement from your insurer.

Our particular offerings include:

  • Logging visible damage
  • Reviewing non-visible damage
  • Offering full proof of loss
  • Negotiating to get the best possible settlement for your insurance claim
  • Providing expert loss assessments when required
  • Overseeing all communications until the case is settled, minimizing your stress

If you’re having trouble with a homeowner property claim, we can help.

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Excel Adjusters
Call:(213) 800-3333
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