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Fire Claims Public Adjusters in Los Feliz: For Fire and Smoke Claims

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If your property has suffered smoke damage, total fire loss, or partial fire loss, we are fully prepared to represent your insurance claim.

After a wildfire, properties still standing may show damage from smoke, soot, ash, and water, some of which may not be immediately apparent. Strong winds typically spread wildfire debris, which can result in significant smoke infiltration inside properties. As your trusted fire insurance adjuster in Los Feliz, we make sure you receive the best possible settlement for your fire damage claim.

Excel Adjusters has handled over 2,200 property damage claims since 1997. Our adjusters have acquired over 24 years of expertise in insurance policies. We apply our expertise in insurance and building repairs to represent homeowners and business owners, securing the best settlement by managing the insurance process.

Fireman extinguishing fire

Testimonials

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Sarah at Excel Adjusters was extremely helpful. I live on the east coast but my parents’ home in Fullerton was under my name. Sarah was so patient and accommodating facilitating all paperwork between 2 coasts and making sure everything went smoothly in the entire process. Thanks for making it all seamless!!!

– Leila P. – February 15, 2018

Excellent service and they were very efficient. Had a problem in our kitchen but now I love the way our kitchen looks. Would recommend to others – MinsooS

– Minsoo S. – February 15, 2018

Prompt!! Professional!! My experience has been PHENOMENAL!!! Excel Adjuster, John Park came out and went through the details. Clearly understood and the process was easy. Damage to my house was a detrimental experience. But Excel adjusters took care of everything like one of their family~ – Max L.

– Max L. – February 15, 2018

They explained the whole process thoroughly and fixed damage at once without any delay and kept following up with insurance claims. -Young Y.

–Young Y. – February 15, 2018

We used Excel adjusters service a few month ago and I can’t be more happy and appreciate the professionalism and great care that we got and the amazing results we got! -Richard S

– Richard S. – February 15, 2018

I am extremely satisfied with their fast response & customer service. Compared to other companies I tried to reach out or have support from they are not as fast and as accurate and professional as this company. Thank you.

– Jesse K. – January 3, 2018

Had severe water damage at home, but they dealt with it perfectly. Had problems with the insurance company afterwards, but excel adjusters helped us out all the way. Extremely good at their job. Highly recommend

– Minwook S. – January 3, 2018

Good job to the Excel Adjusters team. Thank you for always being so prompt in responding and taking care of our home repair quickly and efficiently. You made our water damage situation much less stressful thanks to your help.

– Christian P. – January 3, 2018

Highly recommend Excel Adjusters for Korean and English speakers.

– Julia J. – January 3, 2018

Excel Adjusters Inc. has the type of Quality Service you’d expect when having a public adjuster

– S. Totoy – January 3, 2018

Property Damage Caused By Wildfires
House on fire

Wildfire destruction can be extensive, with many aspects not immediately clear. These can involve:

  • Full or partial damage from fire to your home or property.
  • Smoke damage
  • Water damage
  • Wind damage

Our locations in Los Angeles, San Francisco, Irvine, and Orange County allow us to manage your wildfire claims anywhere in California, from start to end.

WHAT TO FOCUS ON AFTER WILDFIRE DAMAGE

For the best possible wildfire claim settlement, review the information below. Call us at (213-800-3333) for a free discussion about your claim.

What is the first step when filing my wildfire insurance claim?

Does my insurance cover damage surge?

How does my insurance company deal with wildfire claims?

What is the difference between a fire claims public adjuster and an insurance adjuster?

What expenses do I need to document?

What is the difference between a public adjuster and an insurance adjuster?

What is the cost of a public adjuster?

ADDITIONAL ITEMS TO CONSIDER
Understanding Your Homeowners Insurance Policy

Homeowners often don’t know exactly what their insurance covers for wildfire damage. After experiencing damage, the first thing to do is understand your claim. This will make it much more straightforward to obtain the full settlement you’re entitled to after a fire.

Since each homeowner’s insurance policy varies, some provide higher reimbursement limits for loss-related expenses.

Understanding the Coverage of Your Homeowners Insurance Policy

Your insurance policy describes several coverage types. Claimants need to verify which expenses are covered in the event of a loss.

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Coverage A
Main Home or Dwelling

This part of your policy covers damage to your home, as well as any loss under the main floor. The amount outlined in your policy represents the highest you can receive if your home is completely burned down. This level of damage would lead to a full loss of the property.

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Coverage B
Additional Structures

This outlines the coverage for structures that are near the main residence. Coverage may involve nearby buildings, fencing, landscaping, concrete driveways, pools, pool decks, and different walkways.

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Coverage C
Personal Belongings

This part of the policy handles damage or loss to personal property. It includes all contents within the home during the fire that are owned or used by you and your family.

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Coverage D
Living Costs

This coverage reimburses costs related to living away from your property due to damage or loss. All living costs are covered up to the policy limits, allowing the insured to maintain their regular standard of living.

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Hiring a Hygienist To Assist With Your Wildfire Claim
Hiring A Hygienist To Assist With Your Wildfire Claim in Los Feliz

It’s critical to have an independent hygienist assess the wildfire damage to your property for an accurate understanding. Ensure this is done before you start your claim with the insurer.

Your property will be assessed by a Certified Industrial Hygienist for ash, soot, smoke levels, and other contaminants. To detect toxins, contaminant samples will be taken from interior surfaces, including window and floor coverings, furniture, and soft materials, and through air sampling.

Following the inspection, samples will be tested for toxic elements. Once the results are returned, the hygienist will prepare a report summarizing all damages from the wildfire. The hygienist will determine if the contaminated items need to be replaced.

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Do not rely on a hygienist suggested by your insurance provider, as they may prioritize the insurer’s interests over yours. The outcome could be that you are left paying for the damages in full.

Having an independent hygienist inspect your property will speed up the claims process and help you get the full compensation you deserve.

We’re Here To Help

Evaluate

Carefully reviewing your insurance policy to ensure we understand the scope of your coverage.


Strategy

Detailed recording and assessment of any possible damages.


Communication

Throughout the fire insurance claim process, we keep you updated on our progress.


Negotiation

Facilitating the negotiation of your insurance claim on your behalf.


Settlement

Aiming to get you the highest settlement for your wildfire claim.

As a licensed adjuster, we are approved by the Department of Insurance to manage claims like fire damage, house fires, and other property losses. We frequently help homeowners who’ve suffered fire or water damage and are unfamiliar with filing insurance claims. We take these steps to protect you, the homeowner, from insurers trying to offer a lower-than-deserved settlement. As a policyholder, you should be adequately reimbursed for any damage to your property. The Excel Adjusters team in Los Feliz will ensure that you receive fair compensation from the insurance company.

Our specialized services are:

  • Noting visible damage
  • Evaluating unseen damage
  • Delivering full proof of loss
  • Having your fair and reasonable claim settlement through professional negotiation
  • Offering loss assessment experts as needed
  • Handling all communications until the case is closed, keeping you stress-free

If you need help with your homeowner property claim, we’re ready to assist.

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Excel Adjusters
Call:(213) 800-3333
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