(213) 800-3333

Fire Claims Public Adjusters in Manhattan Beach: For Fire and Smoke Claims

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We are highly experienced in representing property insurance claims involving smoke damage, full fire loss, or partial fire damage.

After a wildfire, properties that are left standing may have damage from smoke, soot, ash, and water, some of which may not be immediately visible. Intense winds can spread wildfire debris and cause significant smoke infiltration inside properties. We are your trusted fire insurance adjuster in Manhattan Beach, committed to helping you get the largest settlement for your fire damage claim.

Excel Adjusters has resolved more than 2,200 property damage claims since 1997. With over 24 years of experience, our adjusters are experts in insurance policies. We have a thorough understanding of insurance and building repairs, taking on the burden of managing claims for homeowners and business owners to achieve a fair and reasonable settlement.

Fireman extinguishing fire

Testimonials

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Sarah at Excel Adjusters was extremely helpful. I live on the east coast but my parents’ home in Fullerton was under my name. Sarah was so patient and accommodating facilitating all paperwork between 2 coasts and making sure everything went smoothly in the entire process. Thanks for making it all seamless!!!

– Leila P. – February 15, 2018

Excellent service and they were very efficient. Had a problem in our kitchen but now I love the way our kitchen looks. Would recommend to others – MinsooS

– Minsoo S. – February 15, 2018

Prompt!! Professional!! My experience has been PHENOMENAL!!! Excel Adjuster, John Park came out and went through the details. Clearly understood and the process was easy. Damage to my house was a detrimental experience. But Excel adjusters took care of everything like one of their family~ – Max L.

– Max L. – February 15, 2018

They explained the whole process thoroughly and fixed damage at once without any delay and kept following up with insurance claims. -Young Y.

–Young Y. – February 15, 2018

We used Excel adjusters service a few month ago and I can’t be more happy and appreciate the professionalism and great care that we got and the amazing results we got! -Richard S

– Richard S. – February 15, 2018

I am extremely satisfied with their fast response & customer service. Compared to other companies I tried to reach out or have support from they are not as fast and as accurate and professional as this company. Thank you.

– Jesse K. – January 3, 2018

Had severe water damage at home, but they dealt with it perfectly. Had problems with the insurance company afterwards, but excel adjusters helped us out all the way. Extremely good at their job. Highly recommend

– Minwook S. – January 3, 2018

Good job to the Excel Adjusters team. Thank you for always being so prompt in responding and taking care of our home repair quickly and efficiently. You made our water damage situation much less stressful thanks to your help.

– Christian P. – January 3, 2018

Highly recommend Excel Adjusters for Korean and English speakers.

– Julia J. – January 3, 2018

Excel Adjusters Inc. has the type of Quality Service you’d expect when having a public adjuster

– S. Totoy – January 3, 2018

Property Damage Caused By Wildfires
House on fire

Wildfires can cause damage that extends beyond what meets the eye. This may include:

  • Full or partial destruction of your property from fire.
  • Smoke damage
  • Water damage
  • Wind damage

We serve all of California through our offices in Los Angeles, San Francisco, Irvine, and Orange County, managing your wildfire claims from start to finish.

WHAT TO FOCUS ON AFTER WILDFIRE DAMAGE

To improve your wildfire claim settlement, review the topics below. You can reach us at (213-800-3333) for a complimentary consultation regarding your claim.

What is the first step when filing my wildfire insurance claim?

Does my insurance cover damage surge?

How does my insurance company deal with wildfire claims?

What is the difference between a fire claims public adjuster and an insurance adjuster?

What expenses do I need to document?

What is the difference between a public adjuster and an insurance adjuster?

What is the cost of a public adjuster?

ADDITIONAL ITEMS TO CONSIDER
Understanding Your Homeowners Insurance Policy

Many property owners are unsure about their insurance coverage for wildfires. If your home has suffered damage, it’s important to first understand your claim. This will facilitate getting the full settlement owed to you following a fire.

Each insurance policy for homeowners is different, with some providing higher limits for covering loss-related expenses.

Understanding the Coverage of Your Homeowners Insurance Policy

Your insurance policy outlines multiple coverage types. Claimants need to confirm which expenses are covered during a loss.

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Coverage A
Main Home or Dwelling

This section of your policy includes coverage for damage to your home, including any loss beneath the main floor. The listed amount in your policy is fair and reasonable which you are eligible to receive if your home is destroyed. This level of damage would equate to a total loss of the home.

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Coverage B
Additional Structures

This outlines coverage for additional structures located near the primary residence. Coverage may include nearby buildings, fencing, landscaping, concrete driveways, pools, pool decks, and various walkways.

Home keys

Coverage C
Personal Belongings

This policy segment covers damage or loss to personal belongings. It applies to all contents within the home at the time of the fire that is used by or belongs to you and your family.

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Coverage D
Living Costs

This coverage addresses living expenses when damage or loss makes your property uninhabitable. All living expenses are covered by the policy up to its limits, so the insured can continue living comfortably.

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Hiring a Hygienist To Assist With Your Wildfire Claim
Hiring A Hygienist To Assist With Your Wildfire Claim in Manhattan Beach

It’s vital to get an independent hygienist to determine how much damage your property has sustained from the wildfire. It is important to complete this before you file a claim with your insurer.

The Certified Industrial Hygienist will test your property for ash, soot, smoke, and other possible contaminants. To identify toxins, contaminant samples will be collected from interior surfaces, window and floor coverings, furniture, soft materials, and through air sampling.

After the inspection, samples will be tested for toxic elements. The hygienist will then finalize a report documenting all damages from the wildfire once the results are in. It will be determined if the contaminated items should be replaced.

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Do not count on a hygienist referred by your insurer, as they might work in the best interests of the insurance company rather than yours. The result might be that you are left paying the entire amount for the damages.

By engaging an independent hygienist, you can streamline your claim and improve your chances of getting the full compensation.

We’re Here To Help

Evaluate

Reviewing your insurance policy extensively to ensure we understand all coverage details.


Strategy

Meticulously evaluating and documenting any possible damages.


Communication

We ensure you’re kept informed about our progress throughout the fire insurance claim process.


Negotiation

Overseeing the negotiation process for your insurance claim.


Settlement

Pursuing the highest compensation for your wildfire claim.

We are licensed by the Department of Insurance to legally handle insurance claims such as fire damage, house fire claims, and property loss. We regularly help homeowners going through fire or water damage and who are not familiar with the claims process. By doing so, we protect you, the homeowner, from being offered a lower settlement by the insurance company. As a policyholder, you are entitled to a fair reimbursement for any damage to your property. The Excel Adjusters team in Manhattan Beach will ensure you receive fair compensation from your insurer.

We provide the following specific services:

  • Cataloging visible damage
  • Determining hidden damage
  • Providing detailed proof of loss
  • Negotiating with your insurer to achieve the best possible settlement
  • Offering loss assessment experts if needed
  • Taking over all communication until the case is resolved, ensuring you are stress-free

If you require help with a homeowner property claim, we’re available to support you.

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Excel Adjusters
Call:(213) 800-3333
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