(213) 800-3333

Fire Claims Public Adjusters in Northridge: For Fire and Smoke Claims

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With our expertise, we can guide you through your property insurance claim, whether for smoke damage, a complete fire loss, or partial fire damage.

Properties that survive a wildfire may still experience obvious and hidden damages caused by smoke, soot, ash, and water. Winds often carry debris from wildfires, leading to extensive smoke infiltration in surrounding properties. As your trusted fire insurance adjuster in Northridge, we ensure that you receive the fair and reasonable settlement for your fire damage claim.

Excel Adjusters has handled more than 2,200 property damage claims since 1997. With 24 years of experience, we have acquired extensive knowledge of insurance policies. Our knowledge of insurance and building repairs allows us to lift the burden of claims management from homeowners and business owners, helping them secure a fair and reasonable settlement.

Fireman extinguishing fire

Testimonials

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Sarah at Excel Adjusters was extremely helpful. I live on the east coast but my parents’ home in Fullerton was under my name. Sarah was so patient and accommodating facilitating all paperwork between 2 coasts and making sure everything went smoothly in the entire process. Thanks for making it all seamless!!!

– Leila P. – February 15, 2018

Excellent service and they were very efficient. Had a problem in our kitchen but now I love the way our kitchen looks. Would recommend to others – MinsooS

– Minsoo S. – February 15, 2018

Prompt!! Professional!! My experience has been PHENOMENAL!!! Excel Adjuster, John Park came out and went through the details. Clearly understood and the process was easy. Damage to my house was a detrimental experience. But Excel adjusters took care of everything like one of their family~ – Max L.

– Max L. – February 15, 2018

They explained the whole process thoroughly and fixed damage at once without any delay and kept following up with insurance claims. -Young Y.

–Young Y. – February 15, 2018

We used Excel adjusters service a few month ago and I can’t be more happy and appreciate the professionalism and great care that we got and the amazing results we got! -Richard S

– Richard S. – February 15, 2018

I am extremely satisfied with their fast response & customer service. Compared to other companies I tried to reach out or have support from they are not as fast and as accurate and professional as this company. Thank you.

– Jesse K. – January 3, 2018

Had severe water damage at home, but they dealt with it perfectly. Had problems with the insurance company afterwards, but excel adjusters helped us out all the way. Extremely good at their job. Highly recommend

– Minwook S. – January 3, 2018

Good job to the Excel Adjusters team. Thank you for always being so prompt in responding and taking care of our home repair quickly and efficiently. You made our water damage situation much less stressful thanks to your help.

– Christian P. – January 3, 2018

Highly recommend Excel Adjusters for Korean and English speakers.

– Julia J. – January 3, 2018

Excel Adjusters Inc. has the type of Quality Service you’d expect when having a public adjuster

– S. Totoy – January 3, 2018

Property Damage Caused By Wildfires
House on fire

Wildfire damage can stretch far beyond what is initially visible. It might include:

  • Your home or property may have sustained full or partial burn damage.
  • Smoke damage
  • Water damage
  • Wind damage

With locations in Los Angeles, San Francisco, Irvine, and Orange County, we provide complete support for wildfire claims throughout California.

WHAT TO FOCUS ON AFTER WILDFIRE DAMAGE

Understanding the following topics can help you have your fair and reasonable wildfire settlement. Contact us at (213-800-3333) for a free discussion regarding your claim.

What is the first step when filing my wildfire insurance claim?

Does my insurance cover damage surge?

How does my insurance company deal with wildfire claims?

What is the difference between a fire claims public adjuster and an insurance adjuster?

What expenses do I need to document?

What is the difference between a public adjuster and an insurance adjuster?

What is the cost of a public adjuster?

ADDITIONAL ITEMS TO CONSIDER
Understanding Your Homeowners Insurance Policy

Many property owners are unfamiliar with their insurance coverage related to wildfires. After any wildfire damage, the first step is to understand your claim. This will make it easier for you to secure the full settlement you’re owed after a fire.

Every homeowner’s insurance policy varies, with some offering greater limits for reimbursing loss-related expenses.

Understanding the Coverage of Your Homeowners Insurance Policy

Your insurance policy includes several types of coverage. Claimants need to understand which expenses are typically covered when a loss happens.

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Coverage A
Main Home or Dwelling

This part of your policy provides coverage for all damage to your home, including losses below the main floor. The amount shown in your policy represents the highest compensation for a total loss if your home is fully burned down. This amount of damage would mean the home is completely lost.

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Coverage B
Additional Structures

This pertains to the coverage of nearby buildings around the main home. This could extend to nearby buildings, fencing, landscaping, concrete driveways, pools, pool decks, and assorted walkways.

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Coverage C
Personal Belongings

This part of the policy covers any damage or loss to personal property. It includes all contents in the home during the fire that belong to or are used by you and your family.

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Coverage D
Living Costs

This insurance covers living expenses when you cannot occupy your property due to damage or loss. The policy will cover living expenses up to its limits, allowing the insured to live comfortably and as they are accustomed to.

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Hiring a Hygienist To Assist With Your Wildfire Claim
Hiring A Hygienist To Assist With Your Wildfire Claim in Northridge

For an accurate assessment of wildfire damage, it’s important to hire an independent hygienist. Ensure this action is taken before you start the claims process with your insurer.

A Certified Industrial Hygienist will identify ash, soot, smoke levels, and other contaminants in your building. Interior contaminant samples will include those from window and floor coverings, furniture, soft materials, and air sampling to check for toxins.

After the inspection, samples will be tested for toxic substances. Once the results are ready, the hygienist will complete a report documenting all wildfire-related damages. Guidance will indicate whether the contaminated items should be replaced.

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It’s best not to rely on a hygienist recommended by your insurer, as their priority may be aligned with the provider’s interests, not yours. You may find yourself fully responsible for covering the entire damage costs.

Using an independent hygienist will make the claims process more efficient, ensuring you get the fair and reasonable reimbursement possible.

We’re Here To Help

Evaluate

Reviewing your insurance policy thoroughly to ensure a complete understanding of coverage.


Strategy

Meticulous evaluation and recording of all potential damages.


Communication

We ensure you are kept up to date on our progress throughout the fire insurance claim process.


Negotiation

Taking responsibility for negotiating your insurance claim for you.


Settlement

Getting you the fair and reasonable reimbursement for your wildfire claim.

Licensed by the Department of Insurance, we are authorized to process claims for fire damage, property loss, and other related insurance claims. We regularly assist property owners facing fire or water damage who don’t fully understand the fire insurance claim steps. Our approach safeguards you, the homeowner, from insurers who may try to reduce the payout on your claim. As a policyholder, you should be fully reimbursed for property damage. The Excel Adjusters team in Northridge will ensure the insurance company provides fair compensation.

Our array of services covers:

  • Documenting damage you can see
  • Assessing damage that is not visible
  • Providing thorough proof of loss
  • Negotiating your claim to ensure the best possible settlement
  • Offering loss assessment experts when necessary
  • Managing all communications until the case is resolved, helping you stay stress-free

If you need help managing a homeowner property claim, we’re here to assist.

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Excel Adjusters
Call:(213) 800-3333
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