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Fire Claims Public Adjusters in Pasadena: For Fire and Smoke Claims

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We bring extensive expertise to your property insurance claim, whether it’s for smoke damage, total fire loss, or partial fire damage.

Properties left standing after a wildfire can have both obvious and unseen damage from smoke, soot, ash, and water. Intense winds carry wildfire debris, which can result in heavy smoke infiltration in surrounding properties. As your trusted fire insurance adjuster in Pasadena, our focus is on ensuring you receive the fair and reasonable payout for your fire damage claim.

Since 1997, Excel Adjusters has handled over 2,200 property damage claims. With over 24 years in the industry, our adjusters have extensive knowledge of insurance policies. We use our deep knowledge of insurance and building repairs to take on the insurance process for homeowners and business owners, ensuring they get the best settlement.

Fireman extinguishing fire

Testimonials

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Sarah at Excel Adjusters was extremely helpful. I live on the east coast but my parents’ home in Fullerton was under my name. Sarah was so patient and accommodating facilitating all paperwork between 2 coasts and making sure everything went smoothly in the entire process. Thanks for making it all seamless!!!

– Leila P. – February 15, 2018

Excellent service and they were very efficient. Had a problem in our kitchen but now I love the way our kitchen looks. Would recommend to others – MinsooS

– Minsoo S. – February 15, 2018

Prompt!! Professional!! My experience has been PHENOMENAL!!! Excel Adjuster, John Park came out and went through the details. Clearly understood and the process was easy. Damage to my house was a detrimental experience. But Excel adjusters took care of everything like one of their family~ – Max L.

– Max L. – February 15, 2018

They explained the whole process thoroughly and fixed damage at once without any delay and kept following up with insurance claims. -Young Y.

–Young Y. – February 15, 2018

We used Excel adjusters service a few month ago and I can’t be more happy and appreciate the professionalism and great care that we got and the amazing results we got! -Richard S

– Richard S. – February 15, 2018

I am extremely satisfied with their fast response & customer service. Compared to other companies I tried to reach out or have support from they are not as fast and as accurate and professional as this company. Thank you.

– Jesse K. – January 3, 2018

Had severe water damage at home, but they dealt with it perfectly. Had problems with the insurance company afterwards, but excel adjusters helped us out all the way. Extremely good at their job. Highly recommend

– Minwook S. – January 3, 2018

Good job to the Excel Adjusters team. Thank you for always being so prompt in responding and taking care of our home repair quickly and efficiently. You made our water damage situation much less stressful thanks to your help.

– Christian P. – January 3, 2018

Highly recommend Excel Adjusters for Korean and English speakers.

– Julia J. – January 3, 2018

Excel Adjusters Inc. has the type of Quality Service you’d expect when having a public adjuster

– S. Totoy – January 3, 2018

Property Damage Caused By Wildfires
House on fire

The effects of wildfires can be more widespread than visible, and can include:

  • Full or partial fire damage to your property.
  • Smoke damage
  • Water damage
  • Wind damage

From Los Angeles, San Francisco, and Irvine, to Orange County, we manage wildfire claims throughout California, providing complete support through every step.

WHAT TO FOCUS ON AFTER WILDFIRE DAMAGE

Going through the information below can help have your fair and reasonable wildfire claim settlement. Contact us at (213-800-3333) for a free claim consultation.

What is the first step when filing my wildfire insurance claim?

Does my insurance cover damage surge?

How does my insurance company deal with wildfire claims?

What is the difference between a fire claims public adjuster and an insurance adjuster?

What expenses do I need to document?

What is the difference between a public adjuster and an insurance adjuster?

What is the cost of a public adjuster?

ADDITIONAL ITEMS TO CONSIDER
Understanding Your Homeowners Insurance Policy

Many homeowners don’t realize what their insurance covers in the event of wildfire damage. The first step after experiencing wildfire damage is to understand your claim. It will make securing the full settlement you’re due much simpler after a fire.

Not all homeowner insurance policies are the same; some have higher reimbursement limits for loss-related expenses.

Understanding the Coverage of Your Homeowners Insurance Policy

Your policy includes several types of coverage. Claimants should check which expenses are generally covered in case of a loss.

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Coverage A
Main Home or Dwelling

This portion of your policy addresses all damage to your home, including any damage that happens beneath the main floor. The amount in your policy is fair and reasonable which you can receive if your home is destroyed by fire. Such damage would indicate a complete loss of the property.

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Coverage B
Additional Structures

This includes coverage for surrounding structures near the main dwelling. Such coverage might include nearby buildings, fences, landscaping, concrete driveways, pools, pool decks, and various walkways.

Home keys

Coverage C
Personal Belongings

This policy part deals with damage or loss of personal belongings. This covers all items in the home at the time of the fire that are owned or used by you and your family.

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Coverage D
Living Costs

This coverage provides financial support for living expenses when you cannot reside in your property due to damage or loss. The policy will cover any living costs up to its limits, helping the insured to stay comfortable and continue their normal lifestyle.

 

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Hiring a Hygienist To Assist With Your Wildfire Claim
Hiring A Hygienist To Assist With Your Wildfire Claim in Pasadena

To accurately gauge the damage from a wildfire, it’s important to bring in an independent hygienist. You need to do this before you claim with your insurer.

A Certified Industrial Hygienist will conduct tests on your property for ash, soot, smoke, and other contaminants. Contaminant testing will involve sampling interior surfaces, window and floor coverings, furniture, soft materials, and air to identify toxins.

Samples will be tested for toxicity following the inspection. After the results are available, the hygienist will produce a report detailing all wildfire-related damages. The hygienist will suggest whether the items that were affected should be replaced.

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Avoid choosing a hygienist recommended by your insurer, as they may represent the company’s interests over yours as the policyholder. The result might be that you have to pay for all the damages yourself.

With an independent hygienist involved, the claims process will be more efficient, and you’ll be more likely to receive full compensation.

We’re Here To Help

Evaluate

Carefully analyzing your insurance policy to have a complete understanding of your coverage.


Strategy

Systematically evaluating and recording potential damages.


Communication

We provide continuous updates and communicate with you throughout the fire insurance claim process.


Negotiation

We represent you in negotiating your insurance claim.


Settlement

Ensuring you are compensated fully for your wildfire claim.

As licensed adjusters, we are allowed by the Department of Insurance to oversee fire damage insurance claims, fire claim settlements, and property loss. We often represent homeowners who have suffered fire or water damage and are unsure about the fire insurance claim process. This ensures we protect you, the property owner, from being lowballed by the insurance company on your settlement. You have the right to receive fair compensation for any property loss as a policyholder. The Excel Adjusters team in Pasadena will ensure the insurance company provides a just settlement.

Our service list includes:

  • Recording observable damage
  • Assessing hidden damage
  • Providing full evidence of loss
  • Negotiating your claim to obtain the fair and reasonable settlement
  • Offering loss assessment expertise as required
  • Handling all communications until the case is closed, helping you remain stress-free

If you’re dealing with a homeowner property claim, our assistance is available.

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Excel Adjusters
Call:(213) 800-3333
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