Fremont Public Adjuster

Name: Excel Adjusters
Rating: 4.9

(213) 800-3333

Call Us Now

Your Rights

Insurance companies sometimes aim to lower their expenses by capitalizing on policyholders' lack of claims expertise. Our role is to support you in securing the rightful payout, holding the insurer accountable for adequate compensation.

Our Specialties

Excel Adjusters has successfully handled more than 2,000 claims, helping residential and commercial property owners recover from damage due to water, fire, earthquakes, floods, and theft.

How We Do It

Leveraging more than 20 years in property claims and contracting, Excel Adjusters Inc is focused on helping clients obtain the rightful compensation for property damage and supporting them throughout every stage of the claims process.

4200+

CLAIMS SETTLED

20+

YEARS OF EXPERIENCE

Millions Recovered

for Property Damage Claims

WHAT IS A FREMONT PUBLIC INSURANCE ADJUSTER?

A Fremont public adjuster is an independent professional brought in to support policyholders with insurance claims. When a claim is filed, the insurance company has its own adjuster working for them, and having an independent adjuster can level the playing field. a Fremont public adjuster evaluates the policyholder’s losses and recommends a fair payout, often suggesting a higher settlement than the insurer’s adjuster.

The reason is simple: an adjuster from the insurance company represents their interests, aiming to reduce their costs on your claim. In contrast, a Fremont public insurance claims adjuster operates independently, thoroughly assessing your claim to ensure you receive the maximum payout for your loss or damage.

Both adjusters handle the same claim, yet your Fremont public adjuster might approach the process with more depth, often performing a more extensive investigation than the insurance company’s adjuster. The insurer’s adjuster may not delve into every detail or explore the incident thoroughly. An independent public adjuster in Fremont, however, takes the time to collect all essential information for a fair and complete settlement.

HOW DOES A FREMONT PUBLIC ADJUSTER WORK FOR YOU?

Fremont public insurance adjusters carry out several key responsibilities. They start by thoroughly examining every piece of evidence related to your claim, often applying a higher standard than an adjuster from the insurance company. Once all details are reviewed, the Fremont public adjuster will then prepare and present a recommended settlement based on the findings.

It’s common for a Fremont public adjuster’s findings to conflict with those of the insurance company’s adjuster. When this happens, negotiations typically follow, with your Fremont public adjuster working directly with your insurer to make the process faster. You’re not required to participate; the adjuster handles it all for you.

SHOULD YOU HIRE A FREMONT PUBLIC ADJUSTER?

Policyholders with substantial claims may want to engage a Fremont public adjuster. It’s common for two adjusters to have differing assessments, and those filing without a public adjuster’s help often end up with lower payouts. An independent adjuster can help secure the maximum settlement and handle negotiations on your behalf, sparing you from having to work directly with the insurance company.

While working with a Fremont public adjuster doesn’t guarantee a higher settlement, it can be highly beneficial. A public adjuster is skilled in assessing property damage for insurance purposes and can provide a thorough evaluation of your case.

HOW MUCH DOES IT COST TO HIRE A FREMONT PUBLIC ADJUSTER?

The fees for a Fremont public adjuster depend on the scope and difficulty of the case. Compensation is typically tied to these factors. Before signing an agreement, it’s crucial to have a clear understanding of the payment structure. Keep in mind that some states have regulations that limit the amount an adjuster can charge for their services.

WILL YOUR ADJUSTER BE HANDLING THE CLAIM PERSONALLY?

A fully trained and licensed Fremont public adjuster is well-equipped to handle insurance claims. The adjuster you hire will manage all aspects of the claims process, from investigation to negotiation. Acting as your authorized representative, they will communicate with the insurance company on your behalf and negotiate to ensure you receive the appropriate payout.

WHAT IS THE DIFFERENCE BETWEEN A FREMONT PUBLIC ADJUSTER AND A FREMONT INSURANCE ADJUSTER?

The insurance company will assign their own adjuster to examine and verify the details of your claim, and this adjuster will determine the payout they think is fair. Keep in mind, however, that the adjuster works for the insurer. Your Fremont public adjuster, however, works directly for you. While the insurer’s adjuster aims to minimize costs for the company, your public adjuster’s goal is to maximize your payout, ensuring you receive what you rightfully deserve.

a Fremont public adjuster is not authorized to obtain more than what you’re entitled to under your policy. They will carefully review your insurance policy to determine the coverage limits and calculate a fair payout based on those terms. A reputable public adjuster will not attempt to negotiate for a higher settlement than what the policy allows.

CALL FOR A FREE CONSULTATION

(213) 800-3333

Call Us Now