Residential Claims Public Adjuster

Insurance Policy Experts. Unmatched Client Advocacy.

When property damage occurs, you might not know how to start the claims process or how to get the most out of your insurance coverage. Unfortunately, any confusion you may have will only encourage your insurance company to deny or undervalue your claims.

Whether your home has been damaged by something as big as a natural disaster or something as small as a broken appliance, you need a public adjuster. These professionals are experts in residential insurance claims and have extensive experience representing property owners and renters just like you.

Excel Adjusters is a public adjusting company that has successfully settled over 2,200 Property Damage Claims Since 1997. With over 24 Years in Handling Property Claims, we will know the ins and outs of your insurance policy. We lift the burdens of dealing with the claims process, representing both homeowners & business owners to provide a maximum settlement.

Insurance Policy Experts

Understanding the Residential Claims Process

Residential claims can be a complicated business, with Insurance companies having a vested interest in paying out as little as possible. When you file a claim, the insurance company’s first reaction will be to send their adjuster to evaluate the damage. Unlike an independent adjuster, their adjuster won’t have your best interests in mind.

Ultimately, your insurance company’s goal is to pay out as little as possible, making your claims process potentially stressful, confusing, and frustrating.

That’s where Excel Adjusters comes in. We offer:

Advocacy Against Insurance Company Adjusters

To prevent your insurance company from skewing the claims process, we provide public insurance adjusters and expert guidance. Compared to the insurance company’s adjuster, a public adjuster will level the playing field. While your property is being evaluated, you’ll have a knowledgeable advocate who works exclusively on your behalf.

Insurance Industry Expertise

Our licensed insurance professionals have extensive knowledge of the insurance industry, with the skills to interpret insurance policies, assess damages accurately, and strategically negotiate with insurance carriers.

Expert Guidance Through the Claims Process

Navigating the claims process can be overwhelming, especially when you’re trying to gather evidence to prove them and communicate the proof to the insurance company. Our experienced public adjusters provide expert guidance, ensuring that you’re confident from the moment you file the claim to the final settlement.

Efficient Communication with Insurance Companies

Our unmatched knowledge of your homeowners' insurance policy allows us to communicate efficiently and effectively with your insurance company. We correspond with them and their claims adjuster in a language they understand, guaranteeing effective representation of your interests every step of the way. The result is a fair settlement that provides you with everything you need to repair your property.

Why Us - Our Services

Why Us - Our Services
  • Providing Loss Assessments Experts as Needed
  • We’re well-connected with public adjusters and other experts you’ll need to bolster your insurance claim. Bringing in independent experts is crucial during the process, as the evidence they gather and analysis they make representative of your interests, rather than in favor of the insurance company.

  • Documenting Property Damage
  • After assessing damages, we thoroughly document any and all evidence to support your insurance claim. This includes unseen damage, as we’ll utilize the right exerts to identify the problems you or your insurance company might miss.

  • Claims Strategy Development
  • When you hire a public adjuster, we take the time to study your personal insurance policies. The goal is to develop the best possible claims strategy so we can maximize insurance claims based on policy and property specifics.

  • Providing Full Proof of Loss
  • All of our extensive documentation of the evidence and policy knowledge will allow us to provide full proof of loss to your insurance company.

  • Managing Complex Communications
  • We take over all communications between the policyholder and the insurance company until the case is settled, helping to make your experience as stress-free as possible. We’ll also guide you through the entire fire insurance claim process, keeping you up to speed on our progress.

  • Negotiation for The Maximum Settlement
  • We provide unparalleled negotiation with insurance companies to secure fair and just settlements. When you file insurance claims, we use our skills to achieve the best possible payouts.

Providing Full Proof of Loss
Why Us - Our Services

What Our Residental Claims Services Cover

Wind & Hail Damage Claims:

Often associated with thunderstorms and other severe weather, wind and hail damage is the most common homeowners insurance claim. We’ll send independent adjusters to assess the damage to your roof and other portions of your property.

Fire Damage Claims:

With the possibility of unseen issues caused by smoke, damaged pipes, and more, fire damage can be tricky to claim. Luckily, we’ll ensure a professional hygienist evaluates your property thoroughly before the claim process begins.

Water Damage Claims:

Water damage can be devastating and expensive, but we work to identify the source of the problem and gather all the evidence you need to present your insurance claim.

Vandalism & Theft Claims:

While more common in commercial claims, we’ll still work hard to ensure you receive a claim settlement for any vandalism or theft done to your property.

Personalized Claims:

We understand that every claim is unique. Our public adjusters provide personalized attention, tailoring their approach to the specific type of property damage you’ve experienced.

Claims Services Cover

Residential Insurance Claims FAQ

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What is a residential insurance claim?

Residential insurance claims are requests made by a homeowner to their insurance company for financial compensation. As long as the property damages are covered by the insurance policy, compensation will cover the losses.

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What types of damages are typically covered by homeowners insurance?

Homeowners insurance typically covers damages caused by fire, windstorms, hail, theft, vandalism, and other natural disasters. However, coverage can vary based on your region and policy type, so be sure to review your policy for specifics before you start the claims process.

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What is the difference between a public insurance adjuster and an insurance company adjuster?

The main difference between a fire claims public adjuster and an insurance adjuster is whether or not they’re working with your best interests in mind. Insurance companies will appoint an independent adjuster to handle your claim, likely skewing the results in their favor. On the other hand, a public adjuster is someone you hire to work on your behalf.

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How can I prevent disputes with my insurance company?

The best way to prevent disputes is to hire a public insurance adjuster. The evidence gathered and documented, combined with an understanding of your policy and open communication will help prevent disputes.

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How much does hiring a public adjuster cost?

Public adjusters typically charge a certain percentage of the settlement, encouraging them to earn you the best possible results.

Call:(213) 800-3333
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