San Jose Public Adjuster

Name: Excel Adjusters
Rating: 4.9

(213) 800-3333

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Your Rights

Insurance providers frequently reduce payouts by exploiting gaps in policyholders' knowledge. Let our team defend your interests and hold them accountable for their financial responsibilities.

Our Specialties

Excel Adjusters is dedicated to managing property loss claims for both homes and businesses. Our expert team can handle damage caused by water, fire, earthquakes, floods, and theft. With a history of over 2,000 resolved claims, we are your trusted partner in protecting your property and helping you through challenging times.

How We Do It

With 20+ years in property claims, Excel Adjusters Inc is equipped to secure proper compensation for damaged properties. Our experts, experienced in contracting, provide personalized guidance to clients throughout the claims process. Rely on us for efficient and effective claims handling.

4200+

CLAIMS SETTLED

20+

YEARS OF EXPERIENCE

Millions Recovered

for Property Damage Claims

WHAT IS A SAN JOSE PUBLIC INSURANCE ADJUSTER?

A San Jose public adjuster is a specialized consultant who helps policyholders settle their insurance claims. When you file a claim, the insurance company’s adjuster represents their side, so having your own independent adjuster is vital. They evaluate the damages and calculate an appropriate compensation. In many cases, a public adjuster in San Jose will seek a higher settlement than the one offered by the insurance company’s adjuster.

Why does this matter? The insurance company’s adjuster is focused on reducing expenses for the company, which often results in a lower settlement offer. A San Jose public insurance claims adjuster, on the other hand, works independently to represent your interests. They conduct a thorough evaluation of your claim, ensuring you receive a fair and reasonable payout based on your loss or damage.

San Jose public adjusters and insurance company adjusters may handle identical claims, but their approaches to reviewing them vary. Your public adjuster in San Jose performs a meticulous investigation to capture all the details, while the insurance company’s adjuster may not delve as deeply into the facts. With a more comprehensive inquiry, a public adjuster gathers the necessary information to secure a fair and appropriate settlement.

HOW DOES A SAN JOSE PUBLIC ADJUSTER WORK FOR YOU?

San Jose public insurance adjusters hold several key responsibilities. First, they perform a thorough evaluation of all the facts and evidence related to your claim. This level of detail is typically more extensive than what you’d get from an insurance company’s adjuster. After collecting and analyzing the evidence, your San Jose public adjuster will compile their findings and propose a fair payout recommendation.

It’s common for a San Jose public adjuster to disagree with the insurance company’s adjuster. When discrepancies arise, negotiations are required. Your public adjuster will manage these discussions with the insurer, so you don’t have to get involved. Trust that your adjuster will handle every aspect of the process on your behalf.

SHOULD YOU HIRE A SAN JOSE PUBLIC ADJUSTER?

For policyholders handling substantial claims, engaging a San Jose public adjuster can make all the difference. Claims often result in lower payouts when managed without the help of an independent adjuster. By hiring a public adjuster, you can secure a fair and reasonable settlement. Plus, a San Jose public adjuster will handle the negotiations, so you don’t have to struggle with the insurance company on your own.

Although hiring a San Jose public adjuster doesn’t ensure a larger settlement, it does provide a comprehensive evaluation of your case from an expert skilled in assessing property insurance damage.

HOW MUCH DOES IT COST TO HIRE A SAN JOSE PUBLIC ADJUSTER?

The expense of hiring a San Jose public adjuster can vary. Their fees are determined by the complexity and size of the claim they manage. Before working with a San Jose public adjuster, it’s important for both parties to fully understand the fee structure. Some state insurance departments set caps on the fees that public adjusters can charge.

WILL YOUR ADJUSTER BE HANDLING THE CLAIM PERSONALLY?

Our San Jose public adjusters are thoroughly trained and licensed to manage the entire claims process with expertise. From conducting investigations to negotiating on your behalf, they will act as your official representative and communicate directly with the insurance company. If necessary, they will adeptly negotiate to secure the compensation you are entitled to.

WHAT IS THE DIFFERENCE BETWEEN A SAN JOSE PUBLIC ADJUSTER AND AN SAN JOSE INSURANCE ADJUSTER?

The primary role of your San Jose public adjuster is to represent your interests with utmost dedication. Unlike the insurance company’s adjuster, who acts on behalf of the insurer, our adjuster will thoroughly assess and confirm the facts of your claim to ensure you get the compensation you deserve. While insurance companies aim to minimize their payouts, you should receive the fair and reasonable amount for your claim. A San Jose public adjuster is essential in making sure you obtain the full compensation you’re entitled to.

A San Jose public adjuster cannot secure a payout for benefits that are not covered by your policy. They will thoroughly review your policy’s coverage limits to determine a fair payout according to its terms. A reliable San Jose public adjuster will adhere strictly to these limits and will not attempt to obtain a settlement beyond what you’re eligible for.

CALL FOR A FREE CONSULTATION

(213) 800-3333

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