Theft Claims Public Adjuster in
Brentwood

(213) 561-5700

For any property owner, theft is not only a financial blow but also an emotional one. The initial shock and urgency to resolve the matter often cloud judgment, leading to overlooked steps in the claims process. This can diminish your chances of receiving an equitable insurance settlement.

At Excel Adjusters in Brentwood, we provide expert assistance during this challenging period. Our team ensures every part of your theft claim is handled with attention to detail, guiding you toward the resolution and compensation you need to recover confidently.

What Qualifies as Theft?


Theft refers to the deliberate act of taking another person’s property without consent. Instances of theft can include:

  • Taking items from the exterior of your property, whether or not they were secured
  • Removing valuable belongings from within your home or office
  • Looting during chaotic events to wrongfully acquire another’s possessions

Are Theft Claims Covered Under Your Insurance Policy?


Before an incident occurs, verify that your insurance policy covers theft and vandalism. Contact your insurer to review what is included and any exclusions or limits. For example, some policies restrict how much they reimburse for stolen goods, which may not match the value of your loss. Be sure to determine if your policy reimburses actual cash value or replacement costs, as this distinction could have a significant impact on your claim.

Commercial property coverage illustration

If You've Experienced Theft in Brentwood, Excel Adjusters Will:


  • Act as your advocate when communicating with the insurance company
  • Work to secure a fair and reasonable settlement on your behalf
  • Examine your property for theft or vandalism-related damage
  • Review your insurance policy to clarify coverage
  • Assist with scheduling repair and restoration work
  • Make sure you fulfill your policyholder responsibilities
  • Measure the full extent of property and item damage
  • Determine item values or replacement costs
  • Compare total loss claims to the insurer’s estimates
  • Accelerate the claims process to avoid unnecessary delays
  • Submit a claim for business equipment, if applicable
  • Provide documentation to support a claim for lost income, if needed
  • Draft the necessary paperwork for requesting an advance payment, if required

Tips For Preventing Theft


The risk of theft can’t be completely eliminated, but these steps can help you lower it:

Tips For Preventing Theft
  • Maintain your property’s exterior to enhance visibility and security
  • Do not store spare keys in predictable or accessible locations
  • Install deadbolts on doors and properly secure windows and sliding glass doors
  • Keep outdoor lighting in good condition and protected from tampering
  • Alert authorities about any suspicious behavior in the vicinity
  • Add an extra layer of security by installing a security system

Be Prepared: Document Your Valuables


Planning for theft before it happens can help ensure a solid case later. Consider these proactive actions:

  • Documenting your property with photos of valuables inside and outside your home
  • Holding onto receipts for expensive purchases to substantiate your claim
  • Keeping an up-to-date list of your personal belongings
  • Protecting critical documents in a safe that is fireproof or resistant to tampering
Be Prepared: Document Your Valuables

What To Do If You Are a Victim Of Theft


If your property experiences burglary or vandalism, these steps can help protect your claim and enhance your chances of obtaining a reasonable settlement:

  • Ensure Safety First

    Before stepping back into your property, ensure there are no immediate threats. If you believe someone is still present, notify law enforcement without delay.

  • File A Police Report

    Filing a police report is a critical step. It documents the event officially, which is mandatory for theft and vandalism insurance claims.

  • Take Photos

    Photograph all damage or missing possessions. These pictures will be indispensable for filing your insurance claim effectively.

  • Prepare A List Of Stolen And Damaged Items

    Once you've notified the police and Excel Adjusters, it’s essential to make a list of all stolen or damaged property. This will help prove ownership and verify value. Include:

    • Purchase details including dates and locations
    • Prices for items, with receipts if possible
    • Pictures or video evidence of the items affected
    • Proof of ownership, such as titles or other relevant documents
  • Contact Excel Adjusters, a Licensed Public Adjuster in Brentwood

    The insurance claim process following theft can be complex and stressful. Insurance companies use adjusters, known as independent adjusters, to assess claims, yet these adjusters do not operate in your favor. They may even actively seek reasons to reduce or deny your compensation for the theft or damages incurred.

    Hiring a licensed public adjuster in Brentwood, such as our dedicated team at Excel Adjusters, can provide the advocacy you need. We are completely independent and represent only you, ensuring your claim is handled fairly and that you achieve a reasonable settlement.

Contact A Licensed Public Adjuster

How Excel Adjusters Can Help With Your Theft Claim


Excel Adjusters is committed to helping you navigate the insurance claims process and obtaining a fair and reasonable settlement for your theft or vandalism claim. As independent public adjusters, we advocate for you—not the insurance company. Here's how we can help:

Notify Your Insurance Provider

Notify Your Insurance Provider


We manage communication with your insurance company, making sure that all essential details are submitted properly and quickly. While you could handle a theft claim by yourself, having a public adjuster ensures that your insurance policy's complexities are fully understood, and your interests are well protected.

Guide You Through the Entire Insurance Claims Process


We guide you through the entire process, from filing your initial theft claim to securing your settlement. We take care of all paperwork, attend inspections with field agents, and ensure the insurance company follows through on their commitments.

Maximize Your Payouts

Assist at Every Stage of the Theft Claim


Whether you're at the beginning stages of your insurance claim or need help with a denied claim, Excel Adjusters in Brentwood is here to support you. We ensure the claim follows your policy’s terms, working hard to secure the full coverage you're owed.

  • If your insurance company refuses to cover ALE (Additional Living Expenses) or Loss of Use expenses, we can step in to negotiate on your behalf, ensuring that your living costs are reimbursed during your time in temporary housing. This can be one of the most challenging aspects of a theft or vandalism claim, as many insurance companies try to avoid paying these costs. Our team has the expertise to help you secure the reimbursement you're entitled to.

  • When property damage occurs as a result of theft, insurance companies often attempt to reduce their repair costs by using cheaper services. This can result in poor-quality repairs and substandard damage restoration. If you're unhappy with the repairs made to your property, we can help negotiate with your insurer to enforce the "like-for-like" replacement standard in your policy. This means that your stolen or damaged items will be replaced with items of equivalent value and quality, as stipulated in your insurance agreement.

  • If your claim is denied, we will intervene to make sure that your theft or vandalism claim is covered. Our team will provide strong evidence and present clear arguments to your insurance provider, ensuring that you get the compensation you deserve and the coverage you are entitled to under your policy.

Trust us to navigate the complexities of your theft or vandalism claim, allowing you to dedicate your time to repairing and restoring your property.

Assist with Every Stage of the Claims Process

What We Charge


At Excel Adjusters, we charge a small fee only if we successfully settle your claim. If no recovery is made, we do not charge any fees. We also offer complimentary consultations and advice to assist you throughout the claims process.

Your Rights


If your commercial property in Brentwood has been the victim of theft, we can assist you in filing your claim.

Under the regulations of the State Department of Insurance, you have the right to a fair settlement. The insurance company is obligated to reimburse you for the damages you’ve incurred, and you are under no obligation to accept an unjust or delayed offer. Our team at Excel Adjusters works to protect your interests and ensure that the insurance company honors its commitment to you when liability is clear.

Call:(213) 800-3333
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