For property owners, the discovery of theft can feel like a personal invasion, leaving behind confusion and urgency. Unfortunately, rushing to file a claim can cause errors that affect the fairness of your settlement.
With Excel Adjusters in Beuna Park by your side, you can avoid these pitfalls. We take the reins of your theft claim, managing every detail to ensure you are fully compensated for your loss and can move forward with peace of mind.
Theft, the intentional act of unlawfully taking another’s property, includes scenarios such as:
Verifying theft and vandalism coverage under your insurance policy is a smart precaution. Speak with your provider to confirm what is covered and whether there are any restrictions, like reimbursement caps for stolen items, which could leave you undercompensated. Additionally, ask if the policy reimburses replacement cost or actual cash value, as this detail can greatly influence your claim’s financial resolution.
Although theft cannot be entirely avoided, you can take steps to lower the risk:
Preparing for theft ahead of time can improve your ability to make a strong claim. Helpful steps include:
If your property has been burglarized or vandalized, consider these measures to strengthen your claim and enhance the likelihood of receiving a fair settlement:
Only return to your property after confirming it is safe. If you suspect someone is inside, call the police without hesitation.
A police report is a vital step as it creates an official record of the theft or vandalism, necessary for your insurance claim.
Capture detailed photographs of the scene, including damages and missing items. These will be key to building your insurance claim.
After reaching out to the police and Excel Adjusters, it’s essential to create a thorough list of stolen or damaged items to establish ownership and substantiate value. Include:
Filing an insurance claim after a theft can often feel daunting and overwhelming. Insurance companies depend on independent adjusters who are not necessarily on your side. These adjusters might focus on reducing the amount of compensation for your stolen property or damages, making the process even more frustrating.
Choosing to work with a licensed public adjuster in Buena Park like Excel Adjusters can significantly improve your chances of success. We are fully independent, working solely for you. Our job is to ensure that your claim is handled properly and that you receive a fair and reasonable settlement that reflects the true extent of your losses.
At Excel Adjusters, we are dedicated to guiding you through the insurance claims process and ensuring you receive a fair and reasonable settlement for your theft or vandalism claim. As independent public adjusters, our commitment is to you, not the insurance company. Here's how we can assist:
We manage all communication with your insurance provider, ensuring the proper information is submitted promptly and correctly. While handling a theft claim on your own is an option, having a public adjuster ensures that the complexities of your insurance policy are addressed and that your interests are protected.
From submitting your initial theft claim to negotiating the final settlement, we support you throughout every phase. We take care of the paperwork, attend inspections with field agents, and ensure that the insurance company honors their commitments.
Whether you’re in the early stages of your insurance claim or need help with a denied claim, Excel Adjusters in Buena Park is here to support you. We ensure your claim is processed in line with your policy’s terms, working hard to ensure you receive the full coverage you deserve.
If your insurance company refuses to cover ALE (Additional Living Expenses) or Loss of Use expenses, we can assist by negotiating with your insurer on your behalf. We’ll ensure that you are reimbursed for any living expenses you’ve incurred while staying in temporary housing. Navigating these claims alone can be overwhelming, but with our expertise, we’ll make sure your costs are covered, relieving you of financial stress during an already difficult time.
When property damage occurs from theft, insurance companies may attempt to cut costs by using low-quality repair services, which can result in shoddy repairs and poor damage restoration. If you’re dissatisfied with the quality of repairs made, we can work on your behalf to ensure that the "like-for-like" replacement standard outlined in your policy is met. This ensures that any items replaced are of the same value and quality as those originally stolen or damaged.
If your insurance claim has been denied, we can help by presenting compelling evidence to your insurance provider, explaining why your theft or vandalism claim should be covered. We’ll advocate for your rights to ensure you receive the compensation you're entitled to under your policy. Our team will make sure your claim is handled properly and efficiently, giving you peace of mind throughout the process.
Allow us to handle the complexities of your theft or vandalism claim while you devote your attention to restoring your property to its original condition.
At Excel Adjusters, we take a small percentage of the recovery amount we secure for you. If there is no recovery, you won’t pay any fees or charges. We also provide free consultations and support throughout the process.
If your commercial property in Buena Park has been impacted by theft, we are here to support you with your claim.
The State Department of Insurance ensures that you are entitled to a fair adjustment. The insurance company is obligated to compensate you for your losses, and you should never feel forced to accept a low offer or deal with unnecessary delays. Excel Adjusters is committed to protecting your interests and ensuring the insurance company upholds its duty when liability is clear.
*According to the Insurance Information Institute
