Name: Excel Adjusters
Rating: 4.9

The moment you realize your property has been stolen can be overwhelming, filled with feelings of insecurity and distress. With so much to process, the rush to take action could cause you to miss vital details that affect your insurance claim. Any oversight could significantly diminish the settlement you’re owed.

At Excel Adjusters in Fremont, we stand with you during this challenging time. Our team ensures that every detail of your theft claim is carefully addressed, working tirelessly to secure the compensation you deserve.

What Qualifies as Theft?

Theft is the deliberate and unlawful taking of property that belongs to someone else. It commonly occurs in the following ways:

Stealing items left outdoors, even with security measures in place
Breaking into your property to remove personal possessions
Looting and claiming the property of others as your own

Are Theft Claims Covered Under Your Insurance Policy?

Verifying that your insurance policy covers theft and vandalism is essential. Contact your insurance provider to review the specifics, including any exclusions or limitations that may apply. Some policies limit how much they reimburse for stolen items, which might not fully cover your loss. Also, make sure to clarify whether the policy reimburses replacement cost or actual cash value, as this difference could affect your claim’s final settlement.

Commercial property coverage illustration

If You've Experienced Theft in Fremont, Excel Adjusters Will:

Serve as your representative and handle communication with your insurance company
Negotiate to secure a fair and equitable settlement for you
Assess the damage caused by theft or vandalism to your property
Examine your insurance policy’s coverage and limitations
Coordinate the necessary repair and restoration services for your property
Ensure all responsibilities outlined in your policy are fulfilled
Evaluate and document the full scope of damage sustained
Determine the replacement cost or actual value of stolen items
Compare the insurer's assessment with your total loss claims
Expedite the claims process to reduce delays
Prepare a claim for business equipment, if needed
Gather the necessary data for a claim regarding lost income, if applicable
Organize the paperwork for requesting an advance payment, if applicable

Tips For Preventing Theft

Although it’s impossible to entirely eliminate theft, these proactive steps can help reduce its chances:

Maintain your property’s exterior to keep it both secure and visible
Never hide spare keys in easily accessible or obvious locations
Secure doors with deadbolts and ensure all windows and sliding doors are tightly locked
Verify that your exterior lighting works properly and can’t be tampered with
Report any suspicious or unusual activity to the authorities
A security system can offer you extra protection and peace of mind

Be Prepared: Document Your Valuables

Planning for theft can make it easier to build a strong insurance claim. Consider these actions:

Take clear photos of your property and valuables, both indoors and outdoors
Retain receipts for expensive items to back up your claim
Keep an accurate and regularly updated inventory of your possessions
Use a fireproof or tamper-proof safe to securely store important documents

What To Do If You Are a Victim Of Theft

In the unfortunate event of burglary or vandalism at your property, follow these steps to safeguard your claim and increase the likelihood of obtaining a just settlement:

Ensure Safety First

Ensure your property is secure before entering. If you suspect someone is still inside, contact local authorities right away.
File A Police Report

It’s important to file a police report as it documents the theft or vandalism, which is needed for your insurance claim.
Take Photos

Capture detailed photographs of damages or stolen items. These photos will be necessary for backing up your insurance claim.
Prepare A List Of Stolen And Damaged Items

Once you’ve contacted the police and Excel Adjusters, the next step is to compile a detailed list of all stolen or damaged items to support your claim. Be sure to include:
- The date and place of purchase for each item
- The cost of each item, with receipts if available
- Visual evidence, such as photos or videos, of the stolen or damaged items
- Proof of ownership, such as titles or deeds, when applicable
Contact Excel Adjusters, a Licensed Public Adjuster in Fremont

Handling an insurance claim after theft can be a stressful and confusing ordeal. Insurance companies often employ independent adjusters to assess claims, but these adjusters may not always have your best interests in mind. They might try to find ways to minimize the amount you’re reimbursed for theft and damages.

Choosing a licensed public adjuster in Fremont, like the professionals at Excel Adjusters, can help you get a fair settlement. We are independent and work solely for you, ensuring your claim is treated with the attention it deserves.

How Excel Adjusters Can Help With Your Theft Claim

At Excel Adjusters, our mission is to help you through the insurance claims process, ensuring you receive a fair and equitable settlement for your theft or vandalism claim. As independent public adjusters, we are on your side, not the insurance company's. Here’s how we can assist:

Notify Your Insurance Provider

We ensure that all necessary details are promptly and accurately submitted to your insurance provider. While managing a theft claim by yourself is an option, working with a public adjuster guarantees that you fully understand your policy and that your interests are safeguarded.

Guide You Through the Entire Insurance Claims Process

We stand by you every step of the way—from filing your claim to securing a fair settlement. We handle all the paperwork, accompany field agents during inspections, and make sure the insurance company honors its obligations.

Assist at Every Stage of the Theft Claim

Regardless of whether you’re beginning your insurance claim or dealing with a denied claim, Excel Adjusters in Fremont is here to guide you. We ensure your claim is processed according to your policy’s guidelines and fight for the full compensation you deserve.

If your insurance provider refuses to cover ALE (Additional Living Expenses) or Loss of Use expenses, it can create unnecessary hardship. We are here to help by negotiating with your insurer to secure reimbursement for your living expenses while you're temporarily displaced. Handling this alone can be challenging, but we’ll ensure the process is efficient and effective.
In the event of theft-related property damage, insurers may opt for low-cost repairs, which may not meet your expectations. If you're dissatisfied with the restoration, we will work to ensure your insurance policy’s "like-for-like" replacement clause is upheld, ensuring a proper replacement of the same quality and value.
If your claim is denied, we’ll work on presenting strong evidence to your insurer to make sure your theft or vandalism claim is covered correctly. We handle all communication with your insurer, tirelessly working to secure the compensation you deserve.

Let us handle the complexities of your theft or vandalism claim while you focus on restoring your property.

Get Started

Assist with Every Stage of the Claims Process

What We Charge

Excel Adjusters operates on a no-recovery, no-fee basis, charging only a small percentage of the settlement we secure for our clients. If we don’t recover any compensation, you won’t pay any fees or costs. We also offer free consultations and professional guidance to support your claim.

Your Rights

Theft at your commercial property in Fremont can disrupt your business, but Excel Adjusters is here to help restore what you’ve lost.

California’s insurance guidelines require companies to pay fair settlements for covered losses. We’ll ensure that your insurer fulfills its obligation to provide full compensation, so you don’t have to accept any delayed or insufficient offers.

Schedule your free consultation today. We’ll analyze the details of your claim, offer tailored advice, and help you navigate the claims process efficiently while fighting for the fair settlement you deserve.

*According to the Insurance Information Institute

Vandalism Claim Or Theft Claim In Los Angeles

Theft Claims Public Adjuster in Fremont

What Qualifies as Theft?

Are Theft Claims Covered Under Your Insurance Policy?

If You've Experienced Theft in Fremont, Excel Adjusters Will:

Tips For Preventing Theft

Be Prepared: Document Your Valuables

What To Do If You Are a Victim Of Theft

Ensure Safety First

File A Police Report

Take Photos

Prepare A List Of Stolen And Damaged Items

Contact Excel Adjusters, a Licensed Public Adjuster in Fremont