Theft Claims Public Adjuster in
Santa Clarita

(213) 561-5700

Finding that your property has been stolen can be an emotionally taxing experience, leaving you feeling vulnerable and anxious. In the midst of the chaos, it’s easy to overlook essential details that could impact your insurance claim. An overlooked mistake could lower the compensation you receive.

Excel Adjusters in Santa Clarita is committed to assisting you through this tough time. We take the time to thoroughly review your theft claim, addressing every aspect to make sure you receive the full compensation you’re entitled to.

What Qualifies as Theft?


Theft is typically defined as the intentional, illegal acquisition of someone else’s property. It includes acts like:

  • Stealing objects left outside your property, regardless of any security measures
  • Entering your premises to steal personal possessions
  • Looting and taking another person’s belongings

Are Theft Claims Covered Under Your Insurance Policy?


It’s vital to make sure your insurance policy includes theft and vandalism coverage. Get in touch with your insurance provider to go over the details, including any exclusions or limits. Some policies may impose a cap on reimbursements for stolen items, potentially leaving you undercompensated. Also, make sure to confirm whether your policy reimburses the replacement cost or the actual cash value of stolen items, as this can greatly influence the outcome of your claim.

Commercial property coverage illustration

If You've Experienced Theft in Santa Clarita, Excel Adjusters Will:


  • Represent your interests and communicate effectively with your insurance provider
  • Negotiate a fair and just settlement on your behalf
  • Inspect your property for damage caused by theft or vandalism
  • Review the specifics of your insurance policy coverage
  • Help organize repair and restoration services for your property
  • Ensure that all responsibilities outlined in your policy are met
  • Evaluate and document the full scope of damage caused
  • Determine the replacement value or current market worth of stolen items
  • Compare the insurer’s estimates with your total loss claims for accuracy
  • Expedite the claims process to ensure timely resolution
  • Prepare a claim for business equipment loss, if applicable
  • Collect data to support a claim for lost income, if applicable
  • Organize the necessary paperwork for requesting an advance payment, if applicable

Tips For Preventing Theft


While total theft prevention is unattainable, the following measures can help minimize the risk:

Tips For Preventing Theft
  • Keep your property’s exterior well-maintained for better security and visibility
  • Avoid leaving spare keys in obvious or easy-to-access spots
  • Install deadbolts on doors and make sure windows and sliding doors are securely fastened
  • Make sure your exterior lighting is in working order and not vulnerable to tampering
  • Notify local authorities if you notice any unusual or suspicious behavior
  • A security system can provide additional defense for your property

Be Prepared: Document Your Valuables


Being prepared for the possibility of theft can improve your ability to file a solid claim. Key steps to consider:

  • Capture clear photographs of your valuables and property, both inside and outside
  • Keep receipts for valuable items to support your insurance claim
  • Keep an accurate and up-to-date inventory of your possessions
  • Store important documents in a secure, fireproof, or tamper-proof safe
Be Prepared: Document Your Valuables

What To Do If You Are a Victim Of Theft


In case of burglary or vandalism at your property, take the following actions to protect your claim and increase the chances of a fair settlement:

  • Ensure Safety First

    Check that your property is secure before re-entering. If you think someone is still inside, call the police immediately.

  • File A Police Report

    Filing a police report is necessary to create an official record of the theft or vandalism, which is required by most insurance companies.

  • Take Photos

    Take clear photos of any damage or stolen property. These will be key in supporting your insurance claim.

  • Prepare A List Of Stolen And Damaged Items

    After notifying the police and contacting Excel Adjusters, the next step is to create a detailed inventory of all stolen or damaged items to strengthen your claim. Include:

    • The purchase date and place for each item
    • The cost of each item, along with receipts if you have them
    • Photos or videos that clearly show the stolen or damaged items
    • Ownership documents, such as titles or deeds, if applicable
  • Contact Excel Adjusters, a Licensed Public Adjuster in Santa Clarita

    The process of filing an insurance claim after theft can feel like an uphill struggle. While insurance companies often rely on independent adjusters to manage claims, these professionals aren’t on your side. They may work to limit the amount you are reimbursed for stolen items and damages.

    Partnering with a licensed public adjuster in Santa Clarita, such as Excel Adjusters, can make all the difference. Unlike insurance adjusters, we represent your interests exclusively, ensuring you receive a fair and just settlement.

Contact A Licensed Public Adjuster

How Excel Adjusters Can Help With Your Theft Claim


Excel Adjusters is here to help you navigate the complexities of the insurance claims process, ensuring you secure a fair and reasonable settlement for your theft or vandalism claim. As independent public adjusters, we’re committed to working for you, not the insurance company. Here’s how we support you:

Notify Your Insurance Provider

Notify Your Insurance Provider


We collaborate with your insurance provider to guarantee that all necessary details are submitted accurately and without delay. While it’s possible to handle a theft claim yourself, a public adjuster ensures that your policy is fully understood and your best interests are protected throughout the process.

Guide You Through the Entire Insurance Claims Process


From the initial claim filing to final settlement, we guide you through every stage. We handle the paperwork, assist during inspections, and ensure the insurer stays true to their word.

Maximize Your Payouts

Assist at Every Stage of the Theft Claim


Whether you’re starting your insurance claim or dealing with a denied one, Excel Adjusters in Santa Clarita is here to guide you. We make sure your claim is processed according to your policy’s guidelines and fight for the full compensation you're entitled to.

  • If your insurance provider refuses to cover ALE (Additional Living Expenses) or Loss of Use expenses, it can put you in a difficult situation. We’re here to negotiate with your insurance provider to secure reimbursement for your living expenses while you’re temporarily displaced. Handling these claims independently can be overwhelming, but we’ll ensure a smooth and efficient process.

  • When property damage occurs as a result of theft, insurers may push for low-cost repairs, leading to unsatisfactory restoration. If you're not satisfied with the repairs, we’ll ensure your policy’s "like-for-like" replacement clause is honored, guaranteeing that you receive replacements of equal quality and value.

  • If your claim is denied, we’ll help you present strong evidence to your insurer to ensure that your theft or vandalism claim is properly covered. We’ll manage all communication with your insurer, tirelessly advocating for your entitled compensation.

We handle the challenges of your theft or vandalism claim, allowing you to focus on property restoration.

Assist with Every Stage of the Claims Process

What We Charge


With Excel Adjusters, you only pay a modest percentage of the settlement amount we recover on your behalf. If no recovery is made, you owe us nothing. We also provide free consultations and expert advice to help you with your claim from start to finish.

Your Rights


If your Santa Clarita commercial property has suffered from theft, Excel Adjusters is here to assist you in getting the compensation you’re entitled to.

State insurance laws protect your right to a fair settlement. Insurance companies are required to cover your losses, and we make sure they follow through on their obligations without offering less than what you deserve.

Call:(213) 800-3333
Skip to content