When dealing with an insurance claim in Brentwood, a public adjuster advocates on your behalf, unlike insurance adjusters who represent the insurance company. Their role is to process your fair and reasonable policy benefits. By engaging a public adjuster, you free yourself from the stress of negotiating with your insurer. They will manage all communications and paperwork, allowing you to focus on getting your life back to normal as swiftly as possible.
A public adjuster can advocate on your behalf to negotiate with your insurance company for the benefits you deserve. Although contacting a public adjuster at the onset of your water damage claim is advisable, they can also offer assistance if:
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- When your insurance company is denying coverage for additional living expenses, a public adjuster can be invaluable. They will negotiate with your insurer to help you get reimbursed for any costs associated with temporary living arrangements while your property is being fixed.
- If you’re not satisfied with the repair quality of your home after a water damage claim, a public adjuster can work on your behalf to ensure the repairs are consistent with the “like-for-like” standard specified in your insurance policy.
- If the settlement from your insurance company doesn’t cover the full scope of repairs required to restore your property to its former condition, a public adjuster can push for a more comprehensive settlement, ensuring your home or business is fully repaired.
No matter where you are in the claims process, you may question—why should I enlist a public adjuster if I’m capable of obtaining repair estimates and dealing with the insurance company myself?
Even though it’s possible to go through the claims process without assistance, many homeowners lack the necessary experience and in-depth knowledge of both water damage claims and the specifics of insurance policies and home repairs.
Plus, given how much people value their homes, it’s natural to get emotionally involved when dealing with water damage. Public adjusters work diligently to increase your fair and reasonable insurance claims, whether for water damage, flood damage, or property damage. They bring expertise in areas such as replacement costs, contingency fees, and flood-related issues, including sewage backups. Their ability to effectively communicate with insurance carriers helps ensure you get the compensation needed to cover your repair costs and restore your home.
What’s more, since most contractors and floor specialists are not licensed by the Department of Insurance, they cannot legally advocate for you in water damage claims. Public adjusters, by contrast, are state-licensed professionals who can offer legitimate legal representation and assist with all facets of the claims process, ensuring your interests are well-protected.
Finally, with a public adjuster by your side, you’ll benefit from their expertise throughout the claims journey. They will assist with negotiations, offer professional advice, and manage all paperwork. Their thorough understanding of the claims process often results in a more equitable settlement compared to what homeowners typically achieve on their own.
The best part? Public adjusters charge a small fee based on the settlement they obtain from your insurance company, and they are committed to increasing your fair and reasonable claim to ensure you get the most possible.
For those dealing with water damage to their home or business, Excel Adjusters in Brentwood is ready to support you. With a track record of over 4,200 settled claims, we strive to obtain fair adjustments from insurance companies. Get in touch today for a no-cost consultation.