What is a Public Adjuster?
A public adjuster is a licensed and trained professional who works exclusively for you, the policyholder, to adjust and recover your insurance claims. Unlike the insurance company's adjuster, a public adjuster is completely dedicated to helping you get the fair and reasonable settlement you deserve for your property damage.
What Exactly Does a Public Adjuster Do?
- A public adjuster performs many key functions to assist with your entire insurance claim process:
- Works solely for you (the policyholder)
- Guides you through the entire claims process
- Assists with gathering documentation for your Proof of Loss
- Negotiates a fair and reasonable settlement for your claim
- Communicates directly with your insurance provider on your behalf
- Expedites the claim process to help you move forward
- Public adjusters are experts in handling the complexities of the insurance industry and the claims process, helping you get the fair and reasonable settlement you deserve for your loss.
When Would I Need a Public Adjuster?
Here are specific situations where hiring a public adjuster can be beneficial:
- Wildfire damage
- Fire damage
- Smoke or soot damage
- Water damage from burst pipes or leaks
- Marijuana damage
- Theft or vandalism
If you've experienced any of the above or have been denied insurance claims by your insurance provider, our team at Excel Adjusters can help.
Benefits of Hiring a Public Adjuster
Hiring a public adjuster offers several advantages:
- Maximize your insurance claim payouts
- Receive expert guidance through the entire claims process
- Have an advocate for a fair and reasonable settlement
- Expedite your claims process
- Get a thorough assessment of damages
- Experience less stress during the claims process
- Get help for receiving all entitled benefits
How is a Public Adjuster Different From an Insurance Claims Adjuster?
An insurance claims adjuster, also known as a public claims adjuster, is hired by your insurance company. This means an insurance company adjuster will represent the interests of your insurance provider and not what's best for you.
A licensed public adjuster is entirely independent and represents only you, advocating on your behalf. At Excel Adjusters, we work to help you receive the fair and reasonable settlement that you deserve.
Have You Experienced Property Damage? We Can Help.
At Excel Adjusters, we work for you. We specialize in residential and commercial property loss for wildfire, fire, smoke, soot, water, earthquake, flood, and theft. To this day, we have handled over 2,000 damaged property claims. Our highly trained team of professionals identifies, quantifies, and establishes the full extent of your loss with your insurance company.