What is Xactimate and Who Uses It?
Xactimate is a trusted tool across various industries, including insurance companies, contractors, and public adjusters. While its capabilities are appreciated by all, public adjusters find it particularly indispensable. When representing homeowners in insurance claims, licensed public adjusters rely on Xactimate to assess damage thoroughly and calculate repair costs with precision.
One of the software's standout features is its regional pricing database. It’s not just about listing costs—it’s about tailoring them to the specific area where the damage occurred.
For example, if a storm damages your roof in Southern California, Xactimate factors in the cost of local labor, materials, and even current market fluctuations. This makes sure that estimates are accurate and fair, eliminating guesswork.
Public adjusters also use Xactimate to create detailed, itemized reports that are easy for insurers to review. These reports outline every repair and replacement required, down to small items like screws or minor paint touch-ups.
This level of detail minimizes disputes, as insurance companies recognize Xactimate reports as a standard across the industry. The software serves as both a tool for accuracy and a bridge for communication, allowing adjusters to advocate confidently for homeowners while reducing delays caused by unclear estimates.

The Benefits of Xactimate for Homeowners Settling Insurance Claims
For homeowners dealing with the aftermath of property damage, Xactimate offers tangible benefits. It’s not just a tool for professionals—it’s a resource that directly impacts the outcome of your claim and the speed of your recovery.
Accurate Repair Estimates
Insurance claims hinge on precise numbers. If the estimated cost of repairs is too low, homeowners are left to cover the shortfall. Xactimate eliminates this risk by offering highly accurate calculations. From rebuilding a wall to replacing flooring, the software ensures nothing is overlooked.
Clarity and Transparency
Xactimate provides itemized breakdowns for every expense. This level of detail helps homeowners understand exactly what is included in their claim, offering peace of mind and reducing misunderstandings.
Faster Claim Settlements
Because Xactimate is a widely recognized standard in the insurance industry, claims processed with its reports are often settled more quickly. The software simplifies negotiations by providing a clear, unbiased basis for costs, helping to avoid drawn-out disputes between homeowners and insurers.
Advocacy Through Expertise
When a licensed public adjuster uses Xactimate, it strengthens their ability to advocate for you. They use the software to document every aspect of the damage and make sure your claim fully reflects the costs of restoring your home to its original condition. For homeowners, this means less stress and a potentially better outcome.
Leveling the Playing Field
Insurance companies have their own tools and experts working on their behalf. With Xactimate in the hands of a skilled public adjuster, homeowners have a comparable level of expertise on their side, making sure the claim process is fair.

Why Excel Adjusters Relies on Xactimate
At Excel Adjusters, we know how overwhelming the claims process can be. That’s why we pair our expertise with advanced tools like Xactimate to give you the best representation possible. By leveraging this software, we make sure your insurance claim accurately reflects the true cost of repairs and restoration. From calculating damages to presenting detailed, professional reports, Xactimate helps us achieve a fair and reasonable settlement for our clients.
When you work with Excel Adjusters, you’re partnering with a licensed public adjuster dedicated to advocating on your behalf. We don’t just handle the paperwork; we fight for you every step of the way, using proven tools and strategies to eliminate roadblocks. Let us handle the complexities of the claims process so you can focus on rebuilding your home and your life. Contact Excel Adjusters today to learn how we can help.