Wildfire Claims Public Adjuster in Calabasas

(213) 800-3333

Insurance Policy Experts. Unmatched Client Advocacy.


In the aftermath of a wildfire, identifying all property damage and preparing a successful insurance claim can be tough. Emotions are typically heightened, and wildfire-related damage from smoke, soot, ash, and water can be both visible and concealed.

No matter, if you have smoke damage, total fire loss, or partial fire loss, having a public insurance adjuster, is important. These specialists are experienced in wildfire insurance claims and are well-versed in representing both property owners and renters.

Excel Adjusters, with over 24 years of experience, has settled more than 2,200 property damage claims since 1997. We are well-versed in the details of insurance policies and work to alleviate the stress of wildfire insurance claims, representing both homeowners and business owners to ensure maximum settlements.

Wildfire Damage and Insurance Challenges


Fire behaves in a complex manner, creating damage that goes beyond what can be seen at first glance. This damage includes:

  • Full or partial burn to your home or property: Even partial or extensive burns can cause structural damage, affecting the stability of the property.
  • Smoke damage: Smoke damage is widespread and difficult to detect, often leaving buildings with lingering odors, stains, and potential health concerns.
  • Water damage: Wildfires may compromise pipes and wells, potentially causing water contamination and subsequent damage.
  • Wind damage: Wildfire winds not only intensify smoke infiltration but can also lead to falling trees, debris impacts, structural damage, and other issues.

Due to the potential for severe wildfire damage, it's vital to familiarize yourself with your insurance policy. Every policy has its specific coverage nuances for large fires, which can make understanding your claim options difficult.

If you’re suffering from a homeowner property claim, we can help! Contact Us Today for a Free Consultation.

Wildfire Damage and Insurance Challenges

Understanding Homeowners Insurance Coverage for Wildfire Damage


Coverage A: Main Home or Dwelling

This coverage applies to all damage in your home, including below the main floor. The stated amount reflects the maximum compensation you can claim if there is a total fire loss.

Coverage B: Additional Structures

This policy covers all structures located around your main home. This includes buildings in the area, fences, landscaping, concrete driveways, pools, pool decks, walkways, and more.

Coverage C: Personal Belongings

This policy covers damage or loss of your personal property. It applies to belongings owned or used by your family that were present in the home when the fire occurred.

Coverage D: Living Costs

This coverage helps reimburse you for living expenses incurred when you cannot live on your property due to damage or loss. The extent of coverage will depend on the limits set by your policy.

How Excel Adjusters in Calabasas Can Help


When dealing with wildfire damage, hiring a public adjuster in Calabasas can ensure you receive optimal compensation for your insurance claim. At Excel Adjusters, our licensed public insurance adjusters oversee the entire claims process for you. We act as expert advocates for property owners, taking charge of negotiations with insurance companies on your behalf. Our goal is to tirelessly pursue fair compensation for wildfire damage.

Why Us - Our Services


Why Us - Our Services
  • Providing Loss Assessments Experts as Needed
  • We are well-connected with third-party hygienists and other professionals who can enhance your insurance claim. It's prudent to assume that the insurance company’s adjuster will typically side with them. Involving independent insurance professionals is vital during this process. The samples they take, the evidence they collect, and their assessments will be objective and not biased toward the insurance company.

    Thanks to these professionals, we will be able to accurately determine how much damage has occurred to your property.

  • Documenting Visible and Unseen Damage
  • After conducting a thorough evaluation of the property, we will meticulously document all wildfire damage to assist with insurance claims. This includes hidden damage, as we use the appropriate experts to uncover issues that you or your insurance company might miss.

  • Claims Strategy Development
  • We examine your personal fire insurance policies to develop an effective claims strategy. This in-depth knowledge of how your policy covers wildfire risk and damage helps us enhance your insurance claims based on the unique details of your policy and property.

  • Providing Full Proof of Loss
  • The extensive evidence we gather and our familiarity with your policy will allow us to deliver complete proof of loss to your insurance company.

  • Managing Complex Communications
  • We take care of all interactions between you and the insurance company until the case is concluded. Our experts aim to make the process as easy as possible for you. We will also assist you throughout the fire insurance claim process, providing regular updates on our progress.

  • Negotiation for The Maximum Settlement
  • We engage in outstanding negotiations with insurance companies to secure equitable settlements. Our expertise enables us to fully represent you and achieve the best results for wildfire damage.

Providing Full Proof of Loss
Why Us - Our Services

Our Step-By-Step Process


  1. Detecting Safety Risks
  2. Understanding Your Insurance Claim
  3. Evaluating and Assessing Damages
  4. Crafting a Recovery Plan
  5. Advocating for Your Insurance Claim
  6. Getting The Policyholder a Fair and Reasonable Settlement
Step-By-Step Process

Wildfire Insurance Claims FAQ

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What is the first step when filing my wildfire insurance claim in Calabasas?

The first step in submitting a wildfire insurance claim is to get in touch with a public adjuster in Calabasas and an independent hygienist to inspect your property and document any damages. Having thorough documentation will provide you with the best proof of loss when filing your claim. It’s essential to act quickly, so ensure that damage is documented without delay.

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Does insurance cover power surge damage?

If you can demonstrate that the power surge resulted from a wildfire, your homeowners’ insurance may potentially cover the damage.

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How do insurance companies deal with wildfire claims?

How your insurance company manages wildfire claims depends on your policy. However, you should anticipate an inspection of the property before they authorize any repairs, rebuilding, or smoke damage remediation.

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What is the difference between a fire claims public adjuster and an insurance adjuster?

The main difference between a fire claims public adjuster and an insurance adjuster is their commitment to your interests. Insurance companies typically appoint an independent adjuster for your claim, which can bias the results in their favor. In contrast, a public adjuster is hired by you to work on your behalf.

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What is the cost of a public adjuster?

Public adjusters generally receive a percentage of the settlement, encouraging them to work hard to get you the best possible results.

Call:(213) 800-3333
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