Wind and wildfire damage can wreak havoc on your home and property, leaving you and your family to face significant disruptions and costly repairs. Navigating the insurance claim process can be overwhelming, especially when dealing with the unique challenges these types of damage bring.
At Excel Adjusters, we are dedicated to helping homeowners and property owners with wind and wildfire damage claims. Our skilled public adjusters work solely on your behalf, advocating for the fair and reasonable settlement you deserve. Let us handle the complexities of your claim, so you can focus on rebuilding and moving forward.
Wildfires can cause extensive and varied damage to properties, creating challenges that go far beyond just fire itself. From structural issues to wind damage, smoke infiltration, and much more, understanding how your insurance policy addresses these damages is essential.
Our team at Excel Adjusters is here to help you navigate the entire insurance claims process. Some of the most frequent wildfire-related issues we help resolve include:
Every wildfire is different, and the damage it causes can vary widely. This makes it very important to understand the specifics of your insurance policy. Each policy comes with unique terms and conditions that dictate what is covered and how much you can claim, often making the process challenging to navigate on your own. Get help from Excel Adjusters today.
Our team of licensed public adjusters brings extensive experience with wildfire damage insurance claims, focusing on advocating for a fair and reasonable settlement on your behalf. Here’s how we assist:
Secure a Fair and Reasonable Settlement: We thoroughly evaluate your wildfire insurance claim, making sure all damages are documented and supported to help you receive a fair payout for repairs and recovery.
Provide Loss Assessment Experts as Needed: We are well-connected with professional third-party Hygienists and other experts you will need to bolster your insurance claim. The insurance company’s adjuster (public insurance adjuster) will most likely side with the insurance provider. Therefore, it’s critical to bring in an independent party to evaluate the extent of loss (and not the insurance company referral).
Manage the Entire Claims Process: Filing a wildfire insurance claim can be very complex. From initial documentation to negotiating with insurance adjusters, we handle each stage of the claims process on your behalf, coordinating directly with your insurance company and any wildfire insurance adjuster involved.
Support Denied or Underpaid Claims: If your claim has been denied or you’ve received a settlement below the coverage terms, we can gather and present additional evidence to support a more comprehensive claim evaluation.
Prevent Further Damage: Wildfire damage and wind damage can lead to complications like structural instability or even mold growth from fire suppression efforts. We work with you to take timely actions, helping prevent secondary issues from escalating.
If your insurance company is refusing to cover ALE or Loss of Use expenses as part of your wind or fire claim, we can work with your insurance company in an attempt to get you reimbursed for any living costs you incurred in your temporary home.
Your insurance company might try to cut corners in your repairs in order to reduce costs on their end. This can sometimes result in poorly done repair jobs and unprofessional damage restoration companies. If you are not happy with the repairs done, we can help negotiate with your insurance company in order to get the “like-for-like” standard outlined in your policy. If your insurance policy includes these terms, you are entitled to receive a payout from your insurance company that covers the entire cost to replace items of the same quality as what you previously owned. Each situation is unique to your specific insurance policy.
We charge a small percentage based on what we settled for our policyholders. If there is no recovery amount on your claim, then we do not charge any expenses or fees. We also offer free consultations and guidance on your claim.
If your property has experienced wildfire damage and/or wind damage and you need to file a wildfire insurance claim, we can help.
Under the regulation of the State Department of Insurance, you have the right to receive a fair adjustment on a claim. The insurance company is obligated to compensate you for your losses. You have no obligation to accept a low-ball offer and/or delays in processing your wildfire claim. Excel Adjusters can help protect policyholders and uphold the insurance company’s obligation to make proper payments where liability is reasonably clear.
For the attention and devotion your case deserves, contact us for a free consultation to discuss your particular circumstances with your wildfire claim in Los Angeles.
If you've experienced wildfire damage to your home or property, our team at Excel Adjusters simplifies the insurance claims process, advocating on your behalf to achieve a fair and reasonable settlement. We offer a no-cost consultation to discuss your wildfire damage insurance claim, providing the support you need to protect your property and secure the compensation you deserve.
*According to the Insurance Information Institute
