Los Angeles Office Address
3530 Wilshire Blvd. Suite 699, Los Angeles, CA 90010
Phone: (213) 817-5741
Fax: (888) 327-7089
Email: [email protected]
Santa Clara Office Address
5201 Great America Parkway Suite 320 – [#284] Santa Clara, CA 95054
Wind and wildfire damage can wreak havoc on your home and property, leaving you and your family to face significant disruptions and costly repairs. Navigating the insurance claim process can be overwhelming, especially when dealing with the unique challenges these types of damage bring.
At Excel Adjusters, we are dedicated to helping homeowners and property owners with wind and wildfire damage claims. Our skilled public adjusters work solely on your behalf, advocating for the fair and reasonable settlement you deserve. Let us handle the complexities of your claim, so you can focus on rebuilding and moving forward.
Understanding Wildfire and Wind Insurance Claims
Wildfires can cause extensive and varied damage to properties, creating challenges that go far beyond just fire itself. From structural issues to wind damage, smoke infiltration, and much more, understanding how your insurance policy addresses these damages is essential.
Our team at Excel Adjusters is here to help you navigate the entire insurance claims process. Some of the most frequent wildfire-related issues we help resolve include:
- Full or partial burn to your home or property: Partial and substantial burns can cause structural damage and compromise the integrity of the affected property.
- Smoke damage: Smoke damage is extremely pervasive, infiltrating homes and leaving behind odors, staining, and potential health hazards.
- Water damage: Wildfires can damage your pipes and wells, resulting in potentially contaminated water damage.
- Wind damage: On top of enhancing smoke infiltration, powerful winds from wildfires can also lead to fallen trees, debris impact, structural issues, and more.
Every wildfire is different, and the damage it causes can vary widely. This makes it very important to understand the specifics of your insurance policy. Each policy comes with unique terms and conditions that dictate what is covered and how much you can claim, often making the process challenging to navigate on your own. Get help from Excel Adjusters today.
Why Work with Excel Adjusters for Wind and Wildfire Damage Claims
Our team of licensed public adjusters brings extensive experience with wildfire damage insurance claims, focusing on advocating for a fair and reasonable settlement on your behalf. Here’s how we assist:
Secure a Fair and Reasonable Settlement: We thoroughly evaluate your wildfire insurance claim, making sure all damages are documented and supported to help you receive a fair payout for repairs and recovery.
Provide Loss Assessment Experts as Needed: We are well-connected with professional third-party Hygienists and other experts you will need to bolster your insurance claim. The insurance company’s adjuster (public insurance adjuster) will most likely side with the insurance provider. Therefore, it’s critical to bring in an independent party to evaluate the extent of loss (and not the insurance company referral).
Manage the Entire Claims Process: Filing a wildfire insurance claim can be very complex. From initial documentation to negotiating with insurance adjusters, we handle each stage of the claims process on your behalf, coordinating directly with your insurance company and any wildfire insurance adjuster involved.
Support Denied or Underpaid Claims: If your claim has been denied or you’ve received a settlement below the coverage terms, we can gather and present additional evidence to support a more comprehensive claim evaluation.
Prevent Further Damage: Wildfire damage and wind damage can lead to complications like structural instability or even mold growth from fire suppression efforts. We work with you to take timely actions, helping prevent secondary issues from escalating.
GET HELP FROM A FIRE DAMAGE CLAIM ADJUSTER.
Steps to Take After Wildfire Damage and Wind Damage To Your Property
- Document All Damages: The most important step is to document all areas of your property affected by wildfire, soot, smoke, wind, and water. These records will help substantiate your wildfire insurance claim.
- Contact Excel Adjusters Early: Hiring a licensed public adjuster at the beginning of your insurance claim will help streamline the process and prevent common insurer tactics that might attempt to reduce your claim settlement. Our team works very quickly to file your fire insurance claim.
- Engage Restoration Experts: Professional assessments can help document the full scope of damage to your property, from structural concerns from wind and fire to environmental hazards like lingering smoke or water saturation. At Excel Adjusters, we know exactly who to contact to assist with restoration efforts.
Helping with Every Stage of Your Fire Insurance Claim Process
If your insurance company is refusing to cover ALE or Loss of Use expenses as part of your wind or fire claim, we can work with your insurance company in an attempt to get you reimbursed for any living costs you incurred in your temporary home.
Your insurance company might try to cut corners in your repairs in order to reduce costs on their end. This can sometimes result in poorly done repair jobs and unprofessional damage restoration companies. If you are not happy with the repairs done, we can help negotiate with your insurance company in order to get the “like-for-like” standard outlined in your policy. If your insurance policy includes these terms, you are entitled to receive a payout from your insurance company that covers the entire cost to replace items of the same quality as what you previously owned. Each situation is unique to your specific insurance policy.
What We Charge
We charge a small percentage based on what we settled for our policyholders. If there is no recovery amount on your claim, then we do not charge any expenses or fees. We also offer free consultations and guidance on your claim.
Your Rights
If your property has experienced wildfire damage and/or wind damage and you need to file a wildfire insurance claim, we can help.
Under the regulation of the State Department of Insurance, you have the right to receive a fair adjustment on a claim. The insurance company is obligated to compensate you for your losses. You have no obligation to accept a low-ball offer and/or delays in processing your wildfire claim. Excel Adjusters can help protect policyholders and uphold the insurance company’s obligation to make proper payments where liability is reasonably clear.
For the attention and devotion your case deserves, contact us for a free consultation to discuss your particular circumstances with your wildfire claim in Los Angeles.
Have You Experienced Wildfire Damage To Your Property? Contact Excel Adjusters
If you've experienced wildfire damage to your home or property, our team at Excel Adjusters simplifies the insurance claims process, advocating on your behalf to achieve a fair and reasonable settlement. We offer a no-cost consultation to discuss your wildfire damage insurance claim, providing the support you need to protect your property and secure the compensation you deserve.
Call Excel Adjusters Today for Your Free Consultation
Contact Us Now*According to the Insurance Information Institute
