Glendale Public Adjuster

Insurance companies often attempt to minimize repair costs and reduce the amount they pay to policyholders. This can happen because many property owners are unfamiliar with the claims process and the details of their insurance policies. If your property in Glendale experiences damage, working with a public adjuster can help ensure your claim is reviewed fairly and that your rights as a policyholder are protected while the insurance company fulfills its obligation to provide proper payment.

Excel Adjusters Inc assists with residential and commercial property loss claims involving water damage, fire, earthquake, flood, and theft. While our main office is located in Los Angeles, we work with property owners in surrounding communities such as Glendale who need professional help managing insurance claims. To date, Excel Adjusters has handled more than 2,000 damaged property claims.

With more than 30 years of combined experience handling Los Angeles public adjuster claims and a background in construction and contracting, Excel Adjusters Inc focuses on helping clients from Glendale receive the appropriate settlement for their property damage. We also guide insured property owners throughout the claims process so they can better understand each step and move forward with confidence.

4200+

CLAIMS SETTLED

30+

YEARS OF COMBINED EXPERIENCE

Millions Recovered

for Property Damage Claims

A public adjuster is a licensed and trained professional who assists homeowners, commercial property owners, and businesses in Glendale with evaluating and recovering insurance claims after property damage. Unlike adjusters who represent insurance companies, public adjusters work directly on behalf of the policyholder. Their role is to help property owners understand their coverage, document their losses, and pursue the compensation they are entitled to under their insurance policy.

Residental

Our team consists of skilled professionals with experience handling disaster recovery for events such as tornadoes, hurricanes, fires, earthquakes, and floods.

Commercial

Our knowledgeable staff provides support in assessing, preparing, and negotiating property insurance claims for commercial properties.

Call Us

Our team of experts develops and puts into action a recovery plan right away. We collaborate with you to understand your goals and address your urgent needs efficiently.

Assess Building Damage
Provide Damage Rebuild Services
Review Insurance Policy Coverages & the Water Damage Rebuild Process
Evaluate Clients Compliance Responsibilities
Investigate and Measure the Extent of the Loss
Evaluate Replacement Cost and/or Depreciation
Assemble Business Equipment Claim
Assemble Support Data for Loss of Income Claim
Prepare Documentation for Advance Payment Request
Evaluate Microbial Contamination (mold)
Assess Total Loss Claims and Review Insurance Estimates
Expedite the Claim Process
Negotiate Final Recovery to the Insured’s Satisfaction
Top Public Adjuster in Los Angeles

Water Damage Claim Public Adjuster Company

You filed a claim with a Glendale Public Adjuster

Now what?

As the type and extent of damage can vary greatly, the claims process will differ for each property owner in Glendale. Each insurance carrier has its own policies and methods for determining payouts, and every property’s damage is unique. Even though no two claims are exactly the same, it is helpful to understand the events that typically take place from the moment your claim is filed to the time repairs are completed. A public adjuster works closely with you and the insurance company to ensure you receive your full rights and benefits and that your interests are protected throughout the process.

Once your claim is submitted, your insurance company may visit your Glendale property or send an expert to perform an inspection. The inspector will evaluate the cause of damage, how it occurred, and what needs to be repaired or replaced. This step, known as “field scoping,” is conducted to prepare an estimated repair cost for the insurer.

During this process, you may interact with multiple types of adjusters. Understanding the role of each adjuster is important because it can impact the estimate your insurance company receives and the quality of work that is performed. This is where partnering with a Glendale public adjuster can make a difference. Below, we explain the different adjusters you may encounter during your claim.

Desk Adjuster

A desk adjuster is generally employed by one specific insurance company. This adjuster often serves as the primary point of contact for policyholders, handling phone communications and scheduling appointments. They work closely with the field adjuster to review and assess the claim. Ultimately, it is the desk adjuster’s team manager who makes the final decision regarding the amount of the payout.

Field Insurance Adjuster

A field insurance adjuster is usually employed by one specific insurance company. They are the person who comes directly to inspect your property and assess the damage after events such as water intrusion. The adjuster evaluates the extent of the damage and prepares estimates for necessary repairs or replacements. It is important to remember that because they work for the insurance company, their focus may be on keeping repair and replacement costs as low as possible.

Independent Adjuster

An independent adjuster is a third-party professional hired by your insurance company to evaluate claims. Insurance companies often use them when their own staff is limited, when the number of claims is particularly high, such as after a widespread natural disaster, or when the company wants to avoid direct responsibility for providing a lower-than-accurate estimate to the policyholder.

A licensed public adjuster works solely on behalf of the policyholder. They attend inspections alongside the insurance company’s field adjuster or an independent adjuster during the field scoping process. Their role is to assist in evaluating the property damage, documenting losses, and negotiating a fair settlement for the homeowner or building owner. Public adjusters are independent and are not provided by the insurance company. Policyholders hire them to ensure that their rights are protected and that the claim is handled properly from start to finish.

Excel is an independent and fully licensed public adjusting firm. We represent the policyholder in all matters related to property damage caused by water, fire, earthquakes, flooding, and theft. Our role is to serve the insured exclusively, ensuring that your claim is handled fairly and that your rights are fully protected.

We act as strong advocates for our clients by guiding them through the complex and often overwhelming insurance claims process. We recognize that each claim is different, so we carefully prepare and tailor every submission to meet the specific needs and circumstances of the insured.

Excel has built a reputation for achieving timely and satisfactory settlements for the properties of our clients. By leveraging our knowledge and experience, we help prevent inadequate settlements from insurance companies and work to restore damaged property as fully as possible.

To assist policyholders in making informed choices about how to handle their claims, we provide a complimentary consultation. This allows you to decide whether to pursue your claim independently or with Excel’s professional support. Our team approaches every claim with integrity, dedication, and the goal of delivering complete satisfaction.

Junk Park, Public insurance adjuster in Los Angeles

When should I hire a public adjuster for a home insurance claim?

Hire a public adjuster when you’re dealing with a large or complex claim, such as major fire damage, serious water damage, or losses expected to exceed a few thousand dollars. Many homeowners also seek help if the insurer delays, denies, or underpays the claim.

What types of home insurance claims can a public adjuster handle?

Public adjusters handle most property-related claims covered by homeowners insurance, including fire, smoke, water damage, burst pipes, storms, theft, and vandalism. They focus solely on property damage and personal property, not medical or injury claims.

How can a public adjuster help me maximize my home insurance payout?

They document damage in detail, find hidden issues, review your policy, prepare estimates, and negotiate directly with the insurance company. This often leads to higher settlements and saves you time and stress.

How much does a public adjuster charge for home claims?

Most public adjusters charge a contingency fee of about 10%–30% of the settlement difference, depending on claim size and complexity. You only pay if they recover money for you.

Will hiring a public adjuster affect my insurance or premiums?

No. It’s illegal for insurers to penalize or cancel your policy just because you hired a public adjuster. Any premium changes usually relate to the claim itself, not your decision to seek representation.

Is hiring a public adjuster worth it for homeowners?

Yes, if you have a significant claim. Public adjusters often secure higher settlements and handle the entire process for you. For small claims, hiring one may not be necessary.

Do public adjusters handle commercial insurance claims?

Yes. Public adjusters represent businesses of all sizes, including offices, retail stores, warehouses, restaurants, and industrial properties. Many specialize in commercial losses and business interruption claims.

Why should my business hire a public adjuster?

Commercial claims involve more detailed documentation, higher-value assets, and complex insurance policies. A public adjuster ensures accurate assessments, complete claim preparation, and strong negotiations, helping you recover faster and return to normal operations.

Glendale Public Adjuster

Your rights

Our Specialties

How we do it

4200+

30+

Millions Recovered

20+

2100+

4200+

WHAT IS A GLENDALE PUBLIC ADJUSTER?