Insurance companies are often motivated to lower repair costs and payment to policyholders by exploiting their lack of knowledge. Our services can ensure that you are protected and that the insurance company fulfills their obligation to make fair payments.
Excel Adjusters specializes in property loss for both residential and commercial properties. Our expert team is experienced in handling claims related to water, fire, earthquake, flood, and theft. With a track record of successfully resolving over 2,000 damaged property claims, you can trust us to provide efficient and reliable assistance.
How we do it
Excel Adjusters Inc, with over 20 years of experience in handling property claims and a background in contracting, is dedicated to ensuring our clients receive the appropriate compensation for their damaged properties. We are focused on providing guidance to our insured clients throughout the entire process.
YEARS OF EXPERIENCE
for Property Damage Claims
WHAT IS A NEWPORT BEACH PUBLIC INSURANCE ADJUSTER?
A Newport Beach public adjuster is an unbiased expert who assists policyholders in resolving insurance claims. When you submit a claim to your insurance company, they have their own adjuster working in their favor, and it’s essential that you have one too. An independent Newport Beach insurance adjuster will evaluate the losses suffered by the policyholder and determine a fair payout based on the incident and resulting damage. In many cases, a Newport Beach public adjuster will advocate for a higher payout on the claim compared to an adjuster appointed by the insurance company. Trust in a professional who is solely focused on protecting your interests.
Why is that? Because the insurance company’s adjuster prioritizes saving costs on your settlement, which might not align with your best interests. On the other hand, a Newport Beach public insurance claims adjuster operates independently from your insurance company. They thoroughly evaluate your claim to ensure the maximum payout that accurately reflects the extent of your loss or damage.
Both types of adjusters perform similar tasks on the same claim. However, your Newport Beach public adjuster may utilize a unique approach to the auditing process. Their investigation is often more comprehensive and detailed compared to the adjuster appointed by your insurance company. The assigned adjuster may not be as dedicated to obtaining all relevant facts and thoroughly exploring every aspect of the incident to gain a complete understanding of the larger context. On the other hand, an independent Newport Beach public adjuster conducts an additional level of inquiry to gather all necessary information and data required for a fair and suitable settlement amount.
HOW DOES A NEWPORT BEACH PUBLIC ADJUSTER WORK FOR YOU?
Responsibilities of Newport Beach Public Insurance Adjusters are manifold. Initially, they thoroughly assess all pertinent information and evidence pertaining to your claim. The standards expected from a Newport Beach public adjuster often surpass those of an adjuster appointed by an insurance company. After gathering and scrutinizing all evidence, your insurance Newport Beach public adjuster will compile a report and propose a recommended payout.
In many instances, the findings of the Newport Beach public adjuster and the insurance company’s adjuster do not coincide. When there is a difference between these findings, the next typical course of action is negotiation, and your Newport Beach public adjuster directly engages with your insurer to expedite the process. You typically do not need to actively participate, as the Newport Beach public adjuster manages all the necessary work on your behalf.
SHOULD YOU HIRE A NEWPORT BEACH PUBLIC ADJUSTER?
Policyholders who may have a large claim to file should consider hiring a Newport Beach public adjuster. The outcome of a claim can vary greatly depending on whether or not an adjuster is involved. It is common for policyholders who file a claim on their own to receive a lower payout. However, partnering with an independent adjuster can help policyholders receive the maximum settlement they deserve. Hiring a Newport Beach public adjuster can also save policyholders the hassle of dealing with the insurance company themselves.
Working with a Newport Beach public adjuster does not guarantee a better settlement but it definitely helps in presenting a detailed evaluation of the case by an individual who is trained in determining property insurance damage.
HOW MUCH DOES IT COST TO HIRE A NEWPORT BEACH PUBLIC ADJUSTER?
The cost of hiring a Newport Beach public adjuster may vary. Compensation for an independent adjuster is based on the scope and complexity of the case. Before entering into an agreement, it is important to fully understand the compensation terms. Certain state insurance departments establish a maximum fee for Newport Beach public adjusters.
WILL YOUR ADJUSTER BE HANDLING THE CLAIM PERSONALLY?
All fully trained and licensed Newport Beach public adjusters are well-versed in working with insurance companies to reach a settlement on claims. The assigned adjuster will handle all aspects of the claims process, including investigation and negotiation. Acting as your authorized representative, they will serve as a liaison between you and the insurance company. If necessary, the adjuster will advocate for a fair payout through negotiation.
WHAT IS THE DIFFERENCE BETWEEN A NEWPORT BEACH PUBLIC ADJUSTER AND A NEWPORT BEACH INSURANCE ADJUSTER?
When you file an insurance claim, an adjuster from the insurance company will be assigned to review the details and assess the amount you should receive. However, it’s important to remember that this adjuster is working on behalf of the insurance company and their goal is to minimize the payout. On the other hand, a Newport Beach public adjuster works for you and their objective is to ensure that you receive the maximum amount you deserve. Trust a Newport Beach public adjuster to advocate for your best interests and help you get the compensation you are entitled to.
A Newport Beach public adjuster cannot increase your payout for benefits you are not eligible for. They will assess your insurance policy to determine the extent of your coverage and calculate a suitable payment according to the policy’s terms. A trustworthy Newport Beach public adjuster will not try to exceed these limits in order to secure a larger settlement.