Insurance companies make a pledge to reduce repair costs and limit payouts to policyholders by exploiting their lack of knowledge. Let us safeguard you and uphold the insurance company’s responsibility to provide appropriate compensation.
Excel Adjusters specializes in property loss for both residential and commercial properties. Our expert team is experienced in handling claims related to water, fire, earthquake, flood, and theft. With a track record of successfully resolving over 2,000 damaged property claims, you can trust us to provide efficient and reliable assistance.
How we do it
With more than two decades of expertise in property claims and a background in contracting, Excel Adjusters Inc is dedicated to assisting our clients in obtaining the rightful compensation for their property damage. We are committed to guiding our insured clients through every step of the process.
YEARS OF EXPERIENCE
for Property Damage Claims
WHAT IS A TEMECULA PUBLIC INSURANCE ADJUSTER?
A Temecula public adjuster is an impartial expert who assists policyholders in resolving insurance claims. When you submit a claim to your insurance company, they have their own adjuster working for them, and you should have one too. A Temecula public adjuster will evaluate the damages suffered by the policyholder and determine a fair compensation based on the incident and resulting harm. In many cases, a Temecula public adjuster will propose a higher payout than the insurance company’s appointed adjuster.
Why is that? Because the insurance company’s adjuster prioritizes saving costs on your settlement, which might not align with your best interests. On the other hand, a Temecula public insurance claims adjuster operates independently from your insurance company. They thoroughly evaluate your claim to ensure the maximum payout that accurately reflects the extent of your loss or damage.
While both types of adjusters handle the same claim, a Temecula public adjuster often takes a unique approach to the auditing process. Their investigation can be more thorough and comprehensive than the adjuster assigned by your insurance company. The insurer’s adjuster may not be as dedicated to uncovering all the facts and thoroughly exploring every aspect of the incident to fully understand the larger context. An independent Temecula public adjuster conducts this additional level of inquiry to gather all the information and data required for a fair and suitable settlement amount.
HOW DOES A TEMECULA PUBLIC ADJUSTER WORK FOR YOU?
Temecula Public Insurance Adjusters bear various responsibilities. They first thoroughly assess all the relevant facts and evidence pertaining to your claim. It’s worth noting that the level of scrutiny exercised by a Temecula public adjuster is often higher compared to an adjuster appointed by an insurance company. Once all the evidence has been gathered and examined, your insurance Temecula public adjuster will compile and present their findings along with a recommended payout.
When the Temecula public adjuster and the insurance company’s adjuster disagree on their findings, a negotiation is usually the next course of action. Your Temecula public adjuster will work with your insurer to speed up this process, so you don’t have to do anything. They take care of all the work for you.
SHOULD YOU HIRE A TEMECULA PUBLIC ADJUSTER?
If you have a large claim to file, consider hiring a Temecula public adjuster. The outcome of your claim can greatly vary depending on whether you work with an adjuster or not. Unfortunately, policyholders who file on their own often receive a lower payout. However, hiring an independent adjuster can help ensure you receive the maximum settlement you deserve. To avoid the frustration of dealing with the insurance company alone, it’s wise to hire a Temecula public adjuster.
Working with a Temecula public adjuster does not guarantee a better settlement but it definitely helps in presenting a detailed evaluation of the case by an individual who is trained in determining property insurance damage.
HOW MUCH DOES IT COST TO HIRE A TEMECULA PUBLIC ADJUSTER?
The hiring cost for a Temecula public adjuster can fluctuate. An independent adjuster, hired to represent you, is compensated based on the magnitude and intricacy of the case being investigated. Prior to engaging in any agreement with a Temecula public adjuster, ensure that both parties have a complete understanding of the compensation involved. It is important to note that certain state insurance departments establish a maximum limit on the fees a Temecula public adjuster can impose for their services.
WILL YOUR ADJUSTER BE HANDLING THE CLAIM PERSONALLY?
Temecula’s licensed public adjusters are equipped with comprehensive training in effectively handling insurance companies during the claims settlement process. When you hire an adjuster, their responsibility encompasses every stage – from initial investigation to negotiation. They serve as your authorized representative, bridging the gap between you and the insurance company. If necessary, the adjuster will skillfully negotiate on your behalf to ensure you receive the rightful payout you deserve.
WHAT IS THE DIFFERENCE BETWEEN A TEMECULA PUBLIC ADJUSTER AND AN TEMECULA INSURANCE ADJUSTER?
When you file an insurance claim, an adjuster is assigned by the insurer to evaluate the details and confirm their accuracy. The adjuster will then determine the amount of money they believe you should receive. It’s important to note that the adjuster works for the insurance company, not for you. However, a Temecula public adjuster works solely on your behalf. While the insurer aims to pay out as little as possible, your goal is to receive the maximum amount you deserve. A Temecula public adjuster can play a crucial role in ensuring you receive your rightful compensation.
A Temecula public adjuster cannot increase your payout for benefits you are not eligible for. They will assess your insurance policy to determine the extent of your coverage and calculate a suitable payment according to the policy’s terms. A trustworthy Temecula public adjuster will not try to exceed these limits in order to secure a larger settlement.