(213) 800-3333

Fire Claims Public Adjusters in Brentwood: For Fire and Smoke Claims

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Our team is equipped with the knowledge and skills needed to represent you in your property insurance claim, whether for smoke damage, total fire loss, or partial loss.

Wildfire-damaged properties that remain standing can suffer from visible and hidden issues related to smoke, soot, ash, and water damage. Strong winds can distribute wildfire debris, leading to serious smoke infiltration in nearby properties. As your dependable fire insurance adjuster in Brentwood, we will make sure you get the highest settlement for your fire damage claim.

Excel Adjusters has settled more than 2,200 property damage claims since 1997. With 24 years of experience, our adjusters have developed extensive knowledge of insurance policies. With our strong understanding of both insurance and building repairs, we handle the insurance process for homeowners and business owners to ensure they receive a fair and reasonable settlement.

Fireman extinguishing fire

Testimonials

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Sarah at Excel Adjusters was extremely helpful. I live on the east coast but my parents’ home in Fullerton was under my name. Sarah was so patient and accommodating facilitating all paperwork between 2 coasts and making sure everything went smoothly in the entire process. Thanks for making it all seamless!!!

– Leila P. – February 15, 2018

Excellent service and they were very efficient. Had a problem in our kitchen but now I love the way our kitchen looks. Would recommend to others – MinsooS

– Minsoo S. – February 15, 2018

Prompt!! Professional!! My experience has been PHENOMENAL!!! Excel Adjuster, John Park came out and went through the details. Clearly understood and the process was easy. Damage to my house was a detrimental experience. But Excel adjusters took care of everything like one of their family~ – Max L.

– Max L. – February 15, 2018

They explained the whole process thoroughly and fixed damage at once without any delay and kept following up with insurance claims. -Young Y.

–Young Y. – February 15, 2018

We used Excel adjusters service a few month ago and I can’t be more happy and appreciate the professionalism and great care that we got and the amazing results we got! -Richard S

– Richard S. – February 15, 2018

I am extremely satisfied with their fast response & customer service. Compared to other companies I tried to reach out or have support from they are not as fast and as accurate and professional as this company. Thank you.

– Jesse K. – January 3, 2018

Had severe water damage at home, but they dealt with it perfectly. Had problems with the insurance company afterwards, but excel adjusters helped us out all the way. Extremely good at their job. Highly recommend

– Minwook S. – January 3, 2018

Good job to the Excel Adjusters team. Thank you for always being so prompt in responding and taking care of our home repair quickly and efficiently. You made our water damage situation much less stressful thanks to your help.

– Christian P. – January 3, 2018

Highly recommend Excel Adjusters for Korean and English speakers.

– Julia J. – January 3, 2018

Excel Adjusters Inc. has the type of Quality Service you’d expect when having a public adjuster

– S. Totoy – January 3, 2018

Property Damage Caused By Wildfires
House on fire

Wildfire damage can reach beyond what is immediately noticeable. It can encompass:

  • Full or partial fire damage to your residence or property.
  • Smoke damage
  • Water damage
  • Wind damage

With offices in major California cities including Los Angeles, San Francisco, Irvine, and Orange County, we manage wildfire claims statewide, from start to end.

WHAT TO FOCUS ON AFTER WILDFIRE DAMAGE

To ensure you get the highest possible settlement, consider the topics below. You can reach us at (213-800-3333) for a free consultation regarding your claim.

What is the first step when filing my wildfire insurance claim?

Does my insurance cover damage surge?

How does my insurance company deal with wildfire claims?

What is the difference between a fire claims public adjuster and an insurance adjuster?

What expenses do I need to document?

What is the difference between a public adjuster and an insurance adjuster?

What is the cost of a public adjuster?

ADDITIONAL ITEMS TO CONSIDER
Understanding Your Homeowners Insurance Policy

Many homeowners aren’t clear on what their insurance policy covers for wildfire damage. The first step after any wildfire damage is to understand your claim. This will make receiving the full settlement you’re entitled to after a fire much simpler.

Homeowner insurance policies can vary, with some offering higher reimbursement limits for loss-related expenses.

Understanding the Coverage of Your Homeowners Insurance Policy

Insurance policies feature various coverage options. Claimants should verify which expenses are commonly covered in the event of a loss.

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Coverage A
Main Home or Dwelling

This part of your policy covers all damage to your residence, including any damage below the main floor level. The policy amount is the highest monetary value you can receive if your home is entirely consumed by fire. Such damage would signify a total loss of the property.

tower structure

Coverage B
Additional Structures

This addresses the coverage of nearby structures around the main dwelling. This can cover nearby structures, fencing, landscaping, concrete driveways, pools, pool decks, and different walkways.

Home keys

Coverage C
Personal Belongings

This part of the policy handles damage or loss to your personal belongings. This includes all items inside the home during the fire that are owned by or used by you and your family.

calculation

Coverage D
Living Costs

This part of the policy covers living expenses when you are unable to stay in your property because of damage or loss. The policy covers living expenses up to its limits, so the insured can continue to live in their accustomed manner.

recovery-process
Hiring a Hygienist To Assist With Your Wildfire Claim
Hiring A Hygienist To Assist With Your Wildfire Claim in Brentwood

An independent hygienist should be hired to help evaluate the extent of the damage from the wildfire. Make sure to do this before you begin the claims process with your insurance provider.

Your property will be examined by a Certified Industrial Hygienist for the presence of ash, soot, smoke levels, and other contaminants. Contaminant samples will be drawn from interior surfaces, like window and floor coverings, furniture, and other soft materials, in addition to air samples for detecting toxins.

Samples will be tested for toxins after the inspection. When the results are ready, the hygienist will prepare a report outlining the damages caused by the wildfire. The recommendation will indicate whether the contaminated items must be replaced.

hygienist-wildfire-claim

Be cautious of hygienists recommended by your insurance company, as they may prioritize the company’s interests over yours. You could find yourself having to pay for all the damages.

Hiring an independent hygienist will make the claims process more efficient, helping you secure a fair and reasonable payout.

We’re Here To Help

Evaluate

Examining your insurance policy carefully to get a comprehensive view of your coverage.


Strategy

Comprehensive evaluation and documentation of possible damages.


Communication

We keep you in the loop during the fire insurance claim process, updating you on our progress.


Negotiation

Conducting negotiations for your insurance claim on your behalf.


Settlement

Striving to achieve a fair and reasonable payout for your wildfire claim.

With our adjuster’s license, we are authorized by the Department of Insurance to handle claims such as fire damage, property loss, and more. We frequently represent property owners dealing with fire or water damage who are unfamiliar with filing fire insurance claims. Our approach protects you, the homeowner, from insurers who might try to offer less than what you deserve. As a policyholder, you should receive proper reimbursement for any property loss. The Excel Adjusters team in Brentwood will guarantee that the insurance company provides fair compensation.

We specialize in the following services:

  • Recording apparent damage
  • Analyzing unseen damage
  • Offering thorough proof of loss
  • Negotiating on your behalf to get the highest settlement for your claim
  • Arranging for loss assessment experts when required
  • Managing all communications until your case is closed, minimizing your stress

If you have a homeowner property claim, we can provide the help you need.

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Excel Adjusters
Call:(213) 800-3333
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