Irvine Public Adjuster

Name: Excel Adjusters
Rating: 4.9

(213) 800-3333

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Your Rights

Often, insurers prioritize minimizing costs and rely on policyholders' limited understanding of claims. We work to protect your interests and ensure the insurance company upholds its responsibility to provide appropriate coverage and payments.

Our Specialties

Specializing in property loss for residential and commercial buildings, Excel Adjusters has managed upwards of 2,000 claims related to water, fire, earthquake, flood, and theft damages.

How We Do It

Backed by over 20 years in property claims and contractor expertise, Excel Adjusters Inc is committed to assisting clients in obtaining proper compensation for damaged properties and supporting them at every step of the claims process.

4200+

CLAIMS SETTLED

20+

YEARS OF EXPERIENCE

Millions Recovered

for Property Damage Claims

WHAT IS AN IRVINE PUBLIC INSURANCE ADJUSTER?

Acting as an independent representative, an Irvine public adjuster assists policyholders in resolving insurance claims. After a claim is filed, the insurance company’s adjuster serves its interests, making it valuable for policyholders to have their own adjuster. An Irvine public adjuster assesses the damage and calculates a suitable payout, often advocating for a higher amount than the insurance company’s adjuster.

Why? The answer lies in priorities; an insurance company’s adjuster aims to reduce the company’s payout on your settlement. An Irvine public insurance claims adjuster, on the other hand, works solely for you, reviewing your claim to ensure the highest payout possible for your damages.

While both types of adjusters work on the same claim, an Irvine public adjuster may take a more detailed and thorough approach to the investigation, often going beyond the effort of the insurance company’s adjuster. The insurer’s adjuster may not prioritize gathering every detail of the incident. An independent public adjuster in Irvine, however, pursues a higher level of inquiry to ensure all necessary data is considered for a fair settlement.

HOW DOES AN IRVINE PUBLIC ADJUSTER WORK FOR YOU?

Irvine public insurance adjusters handle various important tasks. First, they conduct a thorough evaluation of all facts and evidence connected to your claim. This process often involves more rigorous criteria than that of an adjuster assigned by the insurance company. After carefully examining all gathered evidence, your Irvine public adjuster will compile and present their findings with a suggested payout amount.

In many instances, the conclusions drawn by an Irvine public adjuster differ from those of the insurance company’s adjuster. When such a discrepancy arises, negotiation is the usual next step, and your Irvine public adjuster engages directly with the insurer to accelerate the process. You won’t need to get involved, as the public adjuster takes care of everything on your behalf.

SHOULD YOU HIRE AN IRVINE PUBLIC ADJUSTER?

Policyholders with significant claims may consider hiring an Irvine public adjuster. It’s not unusual for two adjusters to arrive at different settlement amounts, and policyholders who manage their claims alone often receive smaller payouts. Having an independent adjuster on your side can help maximize your settlement, and an Irvine public adjuster can handle the negotiations so you don’t have to.

Although an Irvine public adjuster cannot promise a larger payout, their expertise in assessing property damage can significantly aid in presenting a detailed and accurate evaluation of your claim.

HOW MUCH DOES IT COST TO HIRE AN IRVINE PUBLIC ADJUSTER?

The cost of hiring an Irvine public adjuster will vary based on the size and complexity of your case. Adjusters are compensated accordingly for their work. Be sure to discuss and understand the payment terms before agreeing to work with an adjuster. Some states place a cap on the fees an Irvine public adjuster can charge for their services.

WILL YOUR ADJUSTER BE HANDLING THE CLAIM PERSONALLY?

Licensed Irvine public adjusters are trained to handle insurance claims from start to finish. The adjuster you choose will manage the entire process, including the investigation and negotiation phases. They will serve as your representative, liaising with the insurance company and negotiating to secure the payout you deserve.

WHAT IS THE DIFFERENCE BETWEEN AN IRVINE PUBLIC ADJUSTER AND AN IRVINE INSURANCE ADJUSTER?

An insurer’s adjuster is tasked with reviewing and validating the facts in your claim, using that information to determine the payout they believe you should receive. However, the adjuster represents the interests of the insurance company. Your Irvine public adjuster, in contrast, represents you. While the insurance adjuster’s objective is to settle for the company’s benefit, typically minimizing the payout, your Irvine public adjuster works to secure the maximum settlement for you.

While an Irvine public adjuster can advocate for the highest possible payout within your policy’s terms, they cannot secure a payout for benefits you’re not eligible for. They will review your insurance policy to assess your coverage limits and calculate an appropriate payout accordingly. A professional Irvine public adjuster will never try to obtain a higher settlement beyond what your policy covers.

CALL FOR A FREE CONSULTATION

(213) 800-3333

Call Us Now