Top 5 Benefits of Hiring a Public Adjuster for Homeowners

(213) 800-3333

5 Benefits of Hiring a Public Adjuster for Homeowners

Here are five key benefits you can expect when you hire a public adjuster:

1. They Work for You, Not the Insurance Company

Public adjusters represent your interests and ensure you receive the best possible outcome from your insurance claim. With a public adjuster, you can be confident that someone is advocating for you during every step of the claims process.

2. They Help You Reach A Fair and Reasonable Settlement

One of the biggest advantages of hiring public insurance adjusters is that they know how to get the most out of your insurance policy. They understand the fine print, and they’ll make sure that every potential area of compensation is explored, ensuring a fair settlement that fully covers your losses.

3. They Save You Time and Stress

The insurance claims process can be complex and time-consuming. A public insurance adjuster will handle all the paperwork, negotiations, and interactions with the insurance company’s adjusters. This allows you to focus on your life while they work on maximizing your settlement.

4. They Help Avoid Costly Mistakes

It’s easy to make errors when filing an insurance claim, and these mistakes can lead to lower settlements or even claim denials. Public adjusters know the insurance industry inside and out, and they ensure that your claim is filed correctly and efficiently.

5. They Help You Understand Your Insurance Policy

Your insurance policy can be full of confusing legal jargon, making it difficult to know exactly what you're entitled to. Public adjusters take the time to explain your insurance coverage in detail, helping you understand your rights and what compensation you should expect.

How is a Public Adjuster Different From an Insurance Company Adjuster?


An insurance company's adjuster is employed by the insurance company and works on their behalf. While the insurance company's adjuster focuses on saving the insurer money (trying to minimize your payout), a public adjuster focuses on advocating for you.

This is because a public adjuster is hired by you, the policyholder, to represent your best interests during the insurance claims process. Their goal is to ensure you receive the maximum settlement for your claim. But you don't need to pay anything upfront to a public adjuster to have them work with you - they only get paid if a settlement from the claim is provided (typically a small percentage of the settlement).

Get Help With Your Homeowner Insurance Claim


Hiring a licensed public adjuster can make a significant difference in the outcome of your insurance claim. At Excel Adjusters, we expertly handle the complex claims process and will fight to get you the maximum claim settlement possible. If you’re a homeowner dealing with property damage, contact us to make sure you’re not leaving money on the table.

admin

Call:(213) 800-3333
Skip to content