Wildfire Claims Public Adjuster in Brentwood

(213) 800-3333

Insurance Policy Experts. Unmatched Client Advocacy.


After a wildfire, recognizing all the damage and making a proper insurance claim can be challenging. Given heightened emotions, wildfire damage can cause visible and hidden issues related to smoke, soot, ash, and water.

You need a public insurance adjuster for smoke damage, total fire loss, or partial loss. They are experts in wildfire claims and have extensive experience working with property owners and renters.

Excel Adjusters is a public adjusting company that has handled more than 2,200 property damage claims since 1997. With 24 years of expertise, we are well-versed in the details of your insurance policy. We manage the complexities of wildfire insurance claims for homeowners and business owners, striving for the best possible settlement.

Wildfire Damage and Insurance Challenges


The way a fire behaves is complex, often leading to damage that can't be seen. Some examples are:

  • Full or partial burn to your home or property: Partial and severe burns can lead to structural issues, reducing the property's overall integrity.
  • Smoke damage: Smoke damage is both pervasive and harmful, causing stains, odors, and potential health risks in buildings.
  • Water damage: Wildfires may damage wells and pipes, resulting in water contamination.
  • Wind damage: Winds accompanying wildfires can boost smoke infiltration and result in falling trees, debris damage, and structural instability.

Understanding your insurance policy is essential, given the extensive damage wildland fires can cause. Each policy has different coverage details for large fires, which can make claiming difficult.

Wildfire Damage and Insurance Challenges

Understanding Homeowners Insurance Coverage For Wildfire Damage In Brentwood


Coverage A: Main Home or Dwelling

This portion of your policy protects against damage to your home, including beneath the main floor. The amount listed is the fair and reasonable you can claim for a total fire loss.

Coverage B: Additional Structures

All other structures near the main home are covered, including buildings in the vicinity, fences, landscaping, concrete driveways, pools, pool decks, and walkways.

Coverage C: Personal Belongings

This coverage includes any damage or loss to your personal belongings, including those owned or used by your family inside the home at the time of the fire.

Coverage D: Living Costs

This coverage helps with living expenses if your home is uninhabitable due to damage or loss. The amount reimbursed will vary based on the policy limits.

How Excel Adjusters Can Help


For optimal compensation on your insurance claim due to wildfire damage, hiring a public adjuster is key. With Excel Adjusters, our licensed public insurance adjusters manage every step of the claims process. We are experienced advocates for property owners and negotiate with insurers for you. Our goal is to secure a fair claim payout for any damage caused by wildfires.

Why Us - Our Services


Why Us - Our Services
  • Providing Loss Assessments Experts as Needed
  • We are connected with third-party hygienists and experts who can aid in strengthening your insurance claim. It’s important to recognize that the insurance adjuster will likely support the company’s side. Involving independent insurance professionals is essential. Their work, including evidence and analysis, remains neutral and not influenced by the insurance company.

    With expert guidance, we will precisely identify the extent of your property’s damage.

  • Documenting Visible and Unseen Damage
  • Following a thorough assessment of the property, we will accurately document the wildfire damage to strengthen your insurance claim. We employ the right experts to uncover unseen damage that might be missed by you or your insurance company.

  • Claims Strategy Development
  • We study your insurance fire policies to design the most effective claims strategy. Knowing how your policy addresses wildfire risks helps us optimize your insurance claim.

  • Providing Full Proof of Loss
  • Our detailed documentation and policy expertise allow us to offer full proof of loss to your insurance company.

  • Managing Complex Communications
  • Our team manages all correspondence with the insurer, making the process easier for the policyholder until the claim is resolved. We will guide you through the fire insurance claim process and keep you informed about our progress along the way.

  • Negotiation for The Fair and Reasonable Settlement
  • Our negotiation skills with insurers are second to none, helping to secure just settlements while using our knowledge to get the best possible outcome for wildfire damage.

Providing Full Proof of Loss
Why Us - Our Services

Our Step-By-Step Process


  1. Detecting Safety Risks
  2. Interpreting Your Insurance Claim
  3. Evaluating and Inspecting Damages
  4. Designing a Recovery Strategy
  5. Negotiating on Your Insurance Claim
  6. Strengthening and Settling Your Benefit Amount
Step-By-Step Process

Wildfire Insurance Claims FAQ

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What is the first step when filing my wildfire insurance claim in Brentwood?

The first action in filing a wildfire insurance claim in Brentwood is to hire a public adjuster and an independent Hygienist to examine and document property damage. Detailed documentation will support your proof of loss. Don’t forget that time is a key factor, and damage must be documented without delay.

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Does insurance cover power surge damage?

If the power surge resulted from a wildfire and evidence supports it, your homeowners’ insurance could cover the damage.

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How do insurance companies in Brentwood deal with wildfire claims?

Your insurance company’s approach to wildfire claims will depend on your coverage, but they typically inspect the property before agreeing to any repairs, rebuilding, or smoke damage cleanup.

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What is the difference between a fire claims public adjuster and an insurance adjuster?

The main contrast between a fire claims public adjuster and an insurance adjuster is their focus. Independent adjusters hired by insurance companies often lean toward benefiting the insurer. On the flip side, a public adjuster works for you, representing your needs.

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What is the cost of a public adjuster?

Public adjusters usually receive a portion of the settlement, which encourages them to secure the best possible compensation for you.

Call:(213) 800-3333
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