Insurance companies are dedicated to reducing repair costs and payouts to policyholders by exploiting their lack of knowledge. Our team can ensure your protection and hold insurance companies accountable for fulfilling their payment responsibilities.
Excel Adjusters specializes in handling property loss claims for both residential and commercial properties. Our experienced team is equipped to handle damages caused by water, fire, earthquake, flood, and theft. With a track record of over 2,000 successfully resolved claims, you can trust us to protect your investment and provide the support you need during challenging times.
How we do it
Excel Adjusters Inc has over 20 years of experience in property claims. Our team of experts, with a background in contracting, is dedicated to ensuring our clients receive the appropriate compensation for their damaged properties. We also provide guidance to insured individuals throughout the entire claims process. Trust us to handle your property claims effectively and efficiently.
YEARS OF EXPERIENCE
for Property Damage Claims
WHAT IS A CALABASAS PUBLIC INSURANCE ADJUSTER?
A Calabasas public adjuster is a professional consultant who assists policyholders in resolving insurance claims. When you submit a claim to your insurance company, they have their own adjuster representing their interests, so it’s important for you to have an independent adjuster on your side. A Calabasas public adjuster will evaluate the loss suffered by the policyholder and calculate a fair payout based on the incident and resulting damage. In many cases, a Calabasas public adjuster will advocate for a higher payout than an adjuster appointed by the insurance company.
Why is this important? The insurance company’s adjuster is motivated to minimize costs for the company, which means they may try to limit your settlement. A Calabasas public insurance claims adjuster, however, works independently and prioritizes your best interests. They carefully evaluate your claim to ensure you receive the maximum payout according to the extent of your loss or damage.
Calabasas public adjusters and insurance company adjusters handle the same claims, but they have different approaches to auditing. Your Calabasas public adjuster conducts a comprehensive and detailed investigation, ensuring a thorough understanding of the incident. In contrast, the adjuster assigned by your insurance company may not be as invested in gathering all the facts and exploring every aspect of the incident. By performing additional inquiries, a Calabasas public adjuster obtains all the necessary information and data for a fair and suitable settlement amount.
HOW DOES A CALABASAS PUBLIC ADJUSTER WORK FOR YOU?
Calabasas Public insurance adjusters carry various significant responsibilities. Initially, your Calabasas public adjuster conducts a comprehensive evaluation of all the facts and evidence relevant to your claim. The level of scrutiny is often elevated when working with a Calabasas public adjuster as opposed to an adjuster appointed by an insurance company. After gathering and carefully analyzing all the evidence, your insurance Calabasas public adjuster will compile their findings and present them along with a recommended payout.
The Calabasas public adjuster often disagrees with the findings of the insurance company’s adjuster. When there is a difference between these findings, a negotiation takes place. Your Calabasas public adjuster will handle this process and work directly with your insurer, allowing you to avoid any involvement. Rest assured, your adjuster will take care of everything for you.
SHOULD YOU HIRE A CALABASAS PUBLIC ADJUSTER?
Policyholders seeking assistance with large claims should consider hiring a Calabasas public adjuster. The outcome of a claim can vary significantly depending on whether or not an adjuster is involved. Regrettably, policyholders who handle their own claims without the support of an independent adjuster often receive lower payouts. By working with an independent adjuster, you can secure the maximum settlement you deserve. Hiring a Calabasas public adjuster allows policyholders to avoid the hassle of battling with the insurance company on their own.
While working with a Calabasas public adjuster doesn’t guarantee a better settlement, it undeniably contributes to presenting a thorough assessment of the case by an individual with expertise in appraising property insurance damage.
HOW MUCH DOES IT COST TO HIRE A CALABASAS PUBLIC ADJUSTER?
The cost of hiring a Calabasas public adjuster can differ. Independent adjusters are paid based on the scale and intricacy of the case they are handling. Prior to engaging with a Calabasas public adjuster, it is essential for both parties to have a comprehensive understanding of the compensation arrangement. Certain state insurance departments impose a limit on the fee that a Calabasas public adjuster can levy for their services.
WILL YOUR ADJUSTER BE HANDLING THE CLAIM PERSONALLY?
Our Calabasas public adjusters are fully trained and licensed to expertly handle the claims process. From investigation to negotiation, they will serve as your authorized representative, liaising with the insurance company. If needed, they will skillfully negotiate to ensure you receive the payout you deserve.
WHAT IS THE DIFFERENCE BETWEEN A CALABASAS PUBLIC ADJUSTER AND AN CALABASAS INSURANCE ADJUSTER?
Your Calabasas public adjuster works solely for you and has your best interests at heart. While the insurer assigns their adjuster to assess your claim, it’s important to note that their adjuster is acting on behalf of the insurer. Rest assured that our adjuster will thoroughly analyze and verify the facts of your claim to ensure you receive the rightful payout you deserve. Trust in our commitment to serving you. The primary objective of every adjuster is to satisfy their employer by settling the claim. However, insurance companies aim to pay out the minimum amount possible. On the other hand, you deserve the maximum amount for your claim, and a Calabasas public adjuster can play a crucial role in ensuring you receive it.
A Calabasas public adjuster cannot increase your payout for benefits you are not eligible to receive. They will carefully assess your insurance policy’s coverage limits to determine an appropriate payout based on the policy’s terms. A trustworthy Calabasas public adjuster will not try to secure a settlement beyond those limits.