Calabasas Public Adjuster

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Your rights
Your rights

Insurance companies are dedicated to reducing repair costs and payouts to policyholders by exploiting their lack of knowledge. Our team can ensure your protection and hold insurance companies accountable for fulfilling their payment responsibilities.

Our Specialties
Our Specialties

Excel Adjusters specializes in handling property loss claims for both residential and commercial properties. Our experienced team is equipped to handle damages caused by water, fire, earthquake, flood, and theft. With a track record of over 2,000 successfully resolved claims, you can trust us to protect your investment and provide the support you need during challenging times.

How we do it
How we do it

Excel Adjusters Inc has over 20 years of experience in property claims. Our team of experts, with a background in contracting, is dedicated to ensuring our clients receive the appropriate compensation for their damaged properties. We also provide guidance to insured individuals throughout the entire claims process. Trust us to handle your property claims effectively and efficiently.

4200+

CLAIMS SETTLED

30+

YEARS OF COMBINED EXPERIENCE

Millions Recovered

for Property Damage Claims

WHAT IS A CALABASAS PUBLIC INSURANCE ADJUSTER?

A Calabasas public adjuster is a professional consultant who assists policyholders in resolving insurance claims. When you submit a claim to your insurance company, they have their own adjuster representing their interests, so it’s important for you to have an independent adjuster on your side. A Calabasas public adjuster will evaluate the loss suffered by the policyholder and calculate a fair payout based on the incident and resulting damage. In many cases, a Calabasas public adjuster will advocate for a higher payout than an adjuster appointed by the insurance company.

Why is this important? The insurance company’s adjuster is motivated to minimize costs for the company, which means they may try to limit your settlement. A Calabasas public insurance claims adjuster, however, works independently and prioritizes your best interests. They carefully evaluate your claim to ensure you receive the maximum payout according to the extent of your loss or damage.

Calabasas public adjusters and insurance company adjusters handle the same claims, but they have different approaches to auditing. Your Calabasas public adjuster conducts a comprehensive and detailed investigation, ensuring a thorough understanding of the incident. In contrast, the adjuster assigned by your insurance company may not be as invested in gathering all the facts and exploring every aspect of the incident. By performing additional inquiries, a Calabasas public adjuster obtains all the necessary information and data for a fair and suitable settlement amount.

Public Insurance Adjuster
How Does Public Adjuster Work For You

HOW DOES A CALABASAS PUBLIC ADJUSTER WORK FOR YOU?

Calabasas Public insurance adjusters carry various significant responsibilities. Initially, your Calabasas public adjuster conducts a comprehensive evaluation of all the facts and evidence relevant to your claim. The level of scrutiny is often elevated when working with a Calabasas public adjuster as opposed to an adjuster appointed by an insurance company. After gathering and carefully analyzing all the evidence, your insurance Calabasas public adjuster will compile their findings and present them along with a recommended payout.

The Calabasas public adjuster often disagrees with the findings of the insurance company’s adjuster. When there is a difference between these findings, a negotiation takes place. Your Calabasas public adjuster will handle this process and work directly with your insurer, allowing you to avoid any involvement. Rest assured, your adjuster will take care of everything for you.

Hire A Public Adjuster

SHOULD YOU HIRE A CALABASAS PUBLIC ADJUSTER?


Policyholders seeking assistance with large claims should consider hiring a Calabasas public adjuster. The outcome of a claim can vary significantly depending on whether or not an adjuster is involved. Regrettably, policyholders who handle their own claims without the support of an independent adjuster often receive lower payouts. By working with an independent adjuster, you can secure the maximum settlement you deserve. Hiring a Calabasas public adjuster allows policyholders to avoid the hassle of battling with the insurance company on their own.

While working with a Calabasas public adjuster doesn’t guarantee a better settlement, it undeniably contributes to presenting a thorough assessment of the case by an individual with expertise in appraising property insurance damage.

HOW MUCH DOES IT COST TO HIRE A CALABASAS PUBLIC ADJUSTER?


The cost of hiring a Calabasas public adjuster can differ. Independent adjusters are paid based on the scale and intricacy of the case they are handling. Prior to engaging with a Calabasas public adjuster, it is essential for both parties to have a comprehensive understanding of the compensation arrangement. Certain state insurance departments impose a limit on the fee that a Calabasas public adjuster can levy for their services.

WILL YOUR ADJUSTER BE HANDLING THE CLAIM PERSONALLY?


Our Calabasas public adjusters are fully trained and licensed to expertly handle the claims process. From investigation to negotiation, they will serve as your authorized representative, liaising with the insurance company. If needed, they will skillfully negotiate to ensure you receive the payout you deserve.

Yelp Testimonials
Testimonials
Excellent rating
Based on 107 reviews
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
I saw a review that mentioned concern with Excel Adjusters rate and I had to update my review to emphasize that the percentage they take is reflective of how hard they work for you . I send everyone I know to them and they are so honest about what they think they can do for you and then they go above and beyond. In a city full of smoke and mirrors this company is a gem. My son and our home wouldn't be here without them.
Rachel V. profile picture
Rachel V.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
We had an amazing experience with Excel as they represented us during our insurance claim. Dealing directly with our insurance company was absolutely horrible until we contacted Excel for help, and it was a total game changer when they took over. Andrew and the entire Excel team were amazing to work with. He communicated everything on our behalf, was super responsive, and helped us navigate the lengthy process of dealing with our claim. They fought hard to get every penny we deserved in order to repair the damages covered under our insurance policy and took so much of the weight and stress off our shoulders. Because of Excel, we settled for 3x the amount of what the insurance originally offered. I highly recommend Excel to anyone dealing with insurance claims and can't thank them enough for helping us with this entire process!
Elijah Z. profile picture
Elijah Z.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
While the representative was polite and professional, their quote of 20% was double the rates of the four other public adjusters I contacted that same day. This was surprising, especially given that all adjusters are also overwhelmed with work during the Eaton and Palisade fire crisis. While the state does not explicitly cap public adjuster fees at a specific percentage, it indirectly limits the amount they can charge by ensuring the insured receives the full settlement amount offered by the insurer prior to any contract with the public adjuster. For residential claims, industry practice in California typically caps public adjuster fees at 10%, though this specific percentage may not be directly stated in Section 15027. A public adjuster quoting 20% for a residential claim may be considered unreasonable or exploitative, particularly during a crisis.
Matt C. profile picture
Matt C.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
We worked with Excel Adjusters for over 2 years to recoup our flood damage from the insurance company. The insurance company was very uncooperative and changed their representative over 5 times. We are glad we went with Excel Adjusters, as they kept pushing insurance company for the proper payment. It was definitely worth working with Andrew and Mr. Park, and getting their help with our claim. There was no way the insurance company would have gotten us a fair claim if it wasn't for Andrew and Excel.
Jacky K. profile picture
Jacky K.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
Excel Adjusters is an experienced and aggessive group that will get the full amount due to their clients from the insurance companies.
Butler W. profile picture
Butler W.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
Isaac, thank you so much for helping my family during this difficult time. Having to move twice with two little ones was no fun, but coming back to our home was worth the wait. My family so appreciates everything you did for us, and would gladly take up your help if this were to occur again.
Melissa C. profile picture
Melissa C.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
Personnel very responsible and Professional, Isaac from Excel Adjuster was very dedicated to help Us since the first day we call and explain the situation in our House. I recommend 100 % this Company to any dispute with the House Insurance Company. It is a secure and Quality service. Thank you for your services & most of all for Isaac who assisted us from day one to the end of the process.
Patricio L. profile picture
Patricio L.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
A friend referred me to Excel Adjuster, Public Adjuster, Mr. Isaac was assigned to assist me in a broken pipe in my house. From day one Isaac assisted me guiding in all aspects till finalizing the recovery of my house construction. His expertise & experience this transition of repairs & relocation would had been a nightmare but thanks to him & your company we were able to reestablish in our home. My family & I are very happy & grateful for Isaac's guidance. All our calls were answered & patiently reinforced us of each procedure/step to follow. Thank you for your excellent service. Many blessings & assured your success for a wonderful assistance.
Marlene L. profile picture
Marlene L.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
We had no idea that public adjustors even existed, but randomly heard about Excel (John Park) through a friend of ours. We are SO thankful for that chance conversation because it made such a huge difference. We discovered water damage from a hot water spring leak, which had been ongoing for several weeks. When we called our carrier, they sent an inspector who looked around our house and noticed the kitchen flooring had a slight mound. He did not crawl underneath the house, however. After that, we received notice from our carrier that we would be receiving what seemed like a very low payout. So we called Mr. Park at Excel. They immediately came and did a thorough inspection, going underneath our house. They discovered extensive water damage and mold issues in the crawl space under our house and up into our flooring and walls. It was a really bad situation (in fact our whole family had been taking turns being sick with fever for a couple weeks before this discovery). Mr. Park and Andrew got right to business and commenced remediation, helped get us long term housing, and negotiated a payout that was a world of a difference. Had we not called him we would only have received a fraction of the payout and more importantly, we may have continued living in that health hazard without fully remediating it. We would highly recommend him to anyone who is dealing with an insurance claim. Thank you Mr. Park and Andrew! - Yang Family
Jin Y. profile picture
Jin Y.
Yelp star 1Yelp star 2Yelp star 3Yelp star 4Yelp star 5Verified
We had water damage in our house due to pipe leakage and Mr. Park and Andrew were super responsive and helpful throughout the process, updating us about any progress/adjustments made. They made sure we were informed and taken care of. Would highly recommend Excel Adjusters to friends and family!
Aileen L. profile picture
Aileen L.

WHAT IS THE DIFFERENCE BETWEEN A CALABASAS PUBLIC ADJUSTER AND AN CALABASAS INSURANCE ADJUSTER?


Your Calabasas public adjuster works solely for you and has your best interests at heart. While the insurer assigns their adjuster to assess your claim, it’s important to note that their adjuster is acting on behalf of the insurer. Rest assured that our adjuster will thoroughly analyze and verify the facts of your claim to ensure you receive the rightful payout you deserve. Trust in our commitment to serving you. The primary objective of every adjuster is to satisfy their employer by settling the claim. However, insurance companies aim to pay out the minimum amount possible. On the other hand, you deserve the maximum amount for your claim, and a Calabasas public adjuster can play a crucial role in ensuring you receive it.

A Calabasas public adjuster cannot increase your payout for benefits you are not eligible to receive. They will carefully assess your insurance policy’s coverage limits to determine an appropriate payout based on the policy’s terms. A trustworthy Calabasas public adjuster will not try to secure a settlement beyond those limits.

Difference Between Public Adjuster And Insurance Adjuster
CALL FOR A FREE CONSULTATION

(213) 800-3333

Frequently Asked Questions for Public Adjusters in California

Hire a public adjuster when you’re dealing with a large or complex claim, such as major fire damage, serious water damage, or losses expected to exceed a few thousand dollars. Many homeowners also seek help if the insurer delays, denies, or underpays the claim.

Public adjusters handle most property-related claims covered by homeowners insurance, including fire, smoke, water damage, burst pipes, storms, theft, and vandalism. They focus solely on property damage and personal property, not medical or injury claims.

They document damage in detail, find hidden issues, review your policy, prepare estimates, and negotiate directly with the insurance company. This often leads to higher settlements and saves you time and stress.

Most public adjusters charge a contingency fee of about 10%–30% of the settlement difference, depending on claim size and complexity. You only pay if they recover money for you.

No. It’s illegal for insurers to penalize or cancel your policy just because you hired a public adjuster. Any premium changes usually relate to the claim itself, not your decision to seek representation.

Yes, if you have a significant claim. Public adjusters often secure higher settlements and handle the entire process for you. For small claims, hiring one may not be necessary.

Business Owner FAQs

Yes. Public adjusters represent businesses of all sizes, including offices, retail stores, warehouses, restaurants, and industrial properties. Many specialize in commercial losses and business interruption claims.

Commercial claims involve more detailed documentation, higher-value assets, and complex insurance policies. A public adjuster ensures accurate assessments, complete claim preparation, and strong negotiations, helping you recover faster and return to normal operations.

They handle fire, smoke, water damage, burst pipes, storms, theft, vandalism, equipment damage, and inventory losses. They also prepare detailed inventories and documentation tailored to business needs.

Absolutely. They calculate lost income, ongoing expenses, temporary relocation costs, payroll, and other financial impacts. Public adjusters use your financial data to build accurate BI claims and negotiate them with the insurer.

Commercial fees typically range from 10%–20% of the settlement. For very large claims, the percentage may be slightly lower. As with homeowners, public adjusters only get paid if you recover funds.

Yes. Commercial losses can seriously disrupt operations. Public adjusters help maximize recovery, shorten delays, and ensure the business receives the full compensation needed to rebuild and resume operations.

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